Emily Cronkey is a financial advisor with Empower Advisory Group and holds Series 65 and Series 63 licenses. She has one year of industry experience, including prior roles at First Command Advisory Services and Ent Credit Union. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage account holders. The firm’s integrated services focus on long-term portfolio returns and client savings rates, delivered within the framework of Empower’s recordkeeping and administrative platforms.

Ryan Ocken is a financial advisor with Empower Advisory Group, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. He has worked at Empower Retirement, B3 Insight, Bradsby Group, and US Bank. Outside of his advisory role, Ocken serves as a board member of Wellington Square Homeowners Association and as Vice President of the Foundation Board at MileHi Church. He has also worked as a food delivery driver. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm offers integrated services linked to Empower’s administrative platforms, focusing on long-term portfolio returns and client savings rates rather than short-term forecasts.

Joseph Janiczek is a ChFC® credentialed financial advisor with 27 years of industry experience. He is currently with Cerity Partners LLC, having joined in 2024 after 34 years at Janiczek Wealth Management. Outside of advisory work, Janiczek is an award-winning author and the creator of Strength Based Wealth Management®, as well as the inventor of a patented system for optimizing wealth, which he licenses through affiliated entities. He also founded Flourish Worldwide, LLC, which develops educational programs on flourishing across multiple life domains. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including individuals, families, trusts, corporations, and institutional investors, advising on approximately $126.9 billion in assets. The firm offers customized investment management and financial planning services with an emphasis on diversified asset allocation and access to alternative and private-market investments.

Veronica Hubbard is a financial advisor at Empower Advisory Group with six years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA. Outside of her advisory role, Veronica is involved in network marketing as a direct sales representative for Amway. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model linked to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing.

Brian Brown is a financial advisor with Principal Financial Services in Denver, CO. He holds a Series 66 designation and has 15 years of industry experience. His prior experience includes roles at Retirement Solutions of Colorado, Medvidofskey & Brown Retirement Partners, and Principal Life Insurance Co. Brown serves as Council Commissioner for the Greater Colorado Council of the Boy Scouts of America, a volunteer leadership and board position. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, and charitable organizations. The firm offers financial planning, retirement plan consulting, and access to third-party money manager solutions through various advisory and promoter arrangements.

Sarah Wagner is a financial advisor at Empower Advisory Group with seven years of industry experience. She holds Series 63 and Series 65 designations and has worked previously at Gwfs Equities, Inc., Corestaff Services, and The Cosmopolitan of Las Vegas. Outside of her advisory role, Wagner works part-time as an event security officer for Allied Universal Event Services. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as to certain IRA and retail brokerage clients. The firm’s services integrate proprietary and third-party planning methodologies with recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing.

Nicholas Park is a financial advisor with Eagle Strategies (NY Life) based in Denver, CO, holding Series 66 and Series 63 licenses with eight years of industry experience. His career includes roles at New York Life Insurance Company and NYLIFE Securities LLC. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm offers multiple program types tailored to client objectives, with a focus on non-discretionary asset management and fiduciary responsibilities to retirement investors.

Jill Swank is a financial advisor at &PARTNERS with 18 years of industry experience. She holds a Series 66 designation and previously worked for Wells Fargo Advisors Financial Network LLC for 15 years. She joined &PARTNERS in 2025. &PARTNERS serves a diverse client base including high-net-worth individuals, retirement plans, and institutions, offering a range of services such as investment management, financial and tax planning, and municipal advisory through its dual registration as an investment adviser and broker-dealer.

Cory Bergquist is a financial advisor at Empower Advisory Group with Series 63 and Series 66 designations and one year of industry experience. Before joining Empower, he worked at Fidelity Investments for one year and has held positions in several other companies including Elavon and DoorDash. From 2020 to 2023, he was involved with On The Rocks Wine and Spirits. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and retail brokerage account holders. The firm delivers services through an integrated model tied to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and client savings rates.

David Arndt is a financial advisor at TIAA-CREF with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has been with TIAA-CREF since 2014. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered retirement plans, as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm distinguishes between one-time financial planning and ongoing portfolio management, offering model-based and customized investment solutions within a fiduciary framework.

Rachel Miller is a Series 65-registered financial advisor with seven years of industry experience. She currently practices at Empower Advisory Group and has previously worked at Personal Capital Advisors Corporation, Willow Investments, and Fisher Investments. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and retail brokerage account holders. The firm integrates its advisory services with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns, annual rebalancing, and clients’ savings rates.

Justina Pearman is a financial advisor at Cerity Partners LLC with 10 years of industry experience. She holds the CFP® and Series 66 designations. Prior to joining Cerity Partners in 2024, she worked at Janiczek Wealth Management, Charles Schwab, various insurance carriers for W&R Insurance Agencies, and Waddell & Reed, Inc. Cerity Partners is an SEC-registered investment adviser serving individuals, families, trusts, estates, corporations, charitable institutions, and institutional investors, advising on approximately $126.9 billion in client assets. The firm offers a range of services including investment management, financial planning, tax and insurance support, retirement plan services, and access to alternative and private-market investments, with a focus on diversified asset allocation and customized portfolios.

Darrell Quam is a financial advisor at Creative Planning with 12 years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining Creative Planning in 2021, he worked at Lockton Financial Advisors, LLC, Lockton Investment Advisors, LLC, and Lockton Companies, LLC from 2013 to 2021. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning-led investment approach featuring low-cost indexing and buy-and-hold strategies, supplemented by additional portfolio management techniques and a range of retirement plan services.

Bryce Hefner is a financial advisor with Hornor, Townsend & Kent, LLC and holds a Series 66 designation with seven years of industry experience. His prior roles include positions at Harold W Hawkey and Northwestern Mutual Wealth Management Company. He serves as a board member for Blue & Gray Resources, a petroleum engineering company owned by his family. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services, with a platform that includes third-party asset manager relationships and both discretionary and non-discretionary account options.

Keith Brant is a Series 66-credentialed financial advisor with 14 years of industry experience. He is currently with Empower Advisory Group, where he has worked since 2023, and previously held roles at Personal Capital Advisors Corporation, Fluent Financial, and USAA Financial Advisors Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as to IRA and retail brokerage account holders. The firm offers an integrated service model connected to Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and annual rebalancing over short-term forecasts.

Cris McBride is a financial advisor with Kestra Advisory, holding the ChFC® designation and Series 63 and 66 licenses, with 29 years of industry experience. He has worked at Kestra Advisory since 2016 and has been associated with Kestra Investment Services, LLC since 1999. McBride operates a financial services business, M&D Financial Services, where he serves as owner and advisor, providing financial planning, securities, and insurance services. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse client base including institutional and individual investors. The firm offers a range of services such as fiduciary consulting, plan design, employee education, and access to multiple management platforms, serving clients that include large institutional investors and sovereign wealth funds.

Jacob Chandler is a financial advisor with TLG Advisors, Inc. based in Littleton, Colorado, holding Series 63 and Series 65 credentials and bringing 14 years of industry experience. He has previously worked at The Leaders Group, Inc., American Global Wealth Management, Capital Choice Financial Services, Ameritas Investment Corp, and CCF Investments, Inc. Outside of his advisory role, he operates an eBay business focused on purchasing and reselling video games and also works as an Uber Eats delivery driver. TLG Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, trusts, charitable organizations, corporations, pension and retirement plans, and institutional investors. The firm emphasizes manager selection and ongoing monitoring using fundamental analysis and Modern Portfolio Theory, offering both sub-advisor managed portfolios and a direct-to-consumer digital program, Starlight Portfolios.

Stephen Gordon is a financial advisor with Osaic Advisory Services, LLC, holding Series 63 and Series 65 licenses and over 30 years of industry experience. His prior roles include positions at PFG Advisors, Securities America, Foothill Securities, and Cue Financial Group. Outside of advising, he is involved as an investor and board member of an ice rink in Superior, Colorado. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, charitable organizations, and municipal entities. The firm provides a range of services including investment management, financial planning, retirement plan consulting, and third-party manager oversight, utilizing multiple program models and a combination of proprietary and third-party platforms.

Roger Martin is a financial advisor with Centaurus Financial, Inc. in Highlands Ranch, CO, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked with Centaurus Financial since 2008 and maintains involvement with Charter Financial Resources and Legacy Marketing Group. Outside of advising, he operates a 1950s event center for meetings and celebrations. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, businesses, and foundations. The firm offers financial planning, portfolio management, and retirement-plan consulting through a variety of investment approaches and discretionary arrangements.

Jonathan Rains is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 credential and 24 years of industry experience. He previously worked at Northwestern Mutual Wealth Management Company, Northwestern Mutual Investment Services LLC, Sparks Financial, and Russell Investments. Outside of advising, he is a partial minority owner of a doughnut and coffee retail business in the Seattle area and manages an LLC that administers inherited mineral rights royalties. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs and financial planning. The firm operates as both an SEC-registered adviser and FINRA-member broker-dealer, offering a range of account options and third-party asset manager relationships.