David Blaylock is a financial advisor with Raymond James Financial, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Strategic Advisers LLC and Fidelity Personal and Workplace Advisors. Outside of his advisory work, he is involved in construction and property maintenance through Blako Inc and also works as an independent contractor delivering food for DoorDash. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm provides tailored, non-discretionary consulting using risk profiling and analytical tools to guide client investment decisions.

Bradley Wilson is a financial advisor at Fidelity with 23 years of industry experience. He holds Series 63 and Series 66 designations and has worked with various Fidelity entities since 2008. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative and algorithmic portfolio construction. The firm serves multiple registered investment companies and offers model portfolios using systematic methodologies and long-term asset allocation benchmarks.

Jeffrey Marsicola is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at E*TRADE Securities LLC. Outside of his advisory role, he is a landlord renting a room in his personal residence. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services across retail and institutional markets.

Rachel Moss is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds Series 63 and Series 65 credentials and has two years of industry experience. Prior to joining Raymond James, she held various roles including ownership and CEO of First Financial Advisors. Moss has experience in business management outside finance, notably in fitness and entertainment sectors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning and supports municipal and public finance work through its unique affiliations and specialized advisory programs.

Janet Williams is a financial advisor at Ameriprise with 23 years of industry experience. She has worked at Ameriprise and its affiliated entities since 2005 and also owned a business, J E Williams LLC, managing her Ameriprise practice. Ameriprise provides retirement-income planning services focused on individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary recommendations primarily for clients with assets managed within Ameriprise.

Todd Kimball is a financial advisor at Morgan Stanley Wealth Management with nine years of industry experience. He previously worked at E*Trade Securities LLC and is associated with Financial Innovation Group, a credit card processing company, though he is not actively involved in that business. He also owns Event Village, a retail and online store focused on digital downloads. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning using firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides investment advisory and brokerage services through various programs.

Dominick Mazza is a financial advisor at Morgan Stanley with four years of industry experience. He holds Series 66 and Series 63 designations. His prior work includes roles at E*Trade Securities and Equity Advantage Real Estate. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers a broad range of retail and institutional investment services.

Warren Reader is a financial advisor at Primerica Advisors with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Primerica Financial Services and PFS Investments Inc. since 2010. Outside of advisory work, he also engages in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure, focusing on retail rather than institutional or pension plan clients.

Monte Mitchell is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds Series 63, 65, and 66 registrations and has previously worked at firms including E*TRADE Securities, Ascensus, and TD Ameritrade. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Timothy Bohnsack is a financial advisor at Morgan Stanley with four years of industry experience and holds a Series 66 designation. His prior roles include positions at PerformanceWest, Wasatch Recovery, and New Roads Behavioral Health. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by advanced modeling tools.

Elias Hanks is a financial advisor at LPL Financial with Series 65 and Series 63 credentials. He has one year of industry experience and has previously worked at Morgan Stanley and held roles in various other businesses including pest control and marketing. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from internal and third-party sources.

Spencer Oman is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been in the financial services industry since 2006 and joined Merrill Lynch in 2012. Spencer focuses on helping clients grow their assets through detailed wealth strategies and emphasizes personalized financial planning tailored to individual goals. His expertise includes financial planning, budgeting and forecasting, risk management, and optimizing investment portfolios. Spencer holds the Certified Financial Planner (CFP) certification and a Master of Real Estate Development. He earned a Bachelor's degree from Brigham Young University and a Master's degree from the University of Utah. Spencer is committed to client care and values clear communication and personalized engagement. He has been involved in community activities such as Utah Valley Aquatics.

David Carruth is a financial advisor with LPL Financial based in Pleasant Grove, Utah. He holds Series 63 and Series 66 licenses and has 18 years of industry experience, including prior roles at Northwestern Mutual Wealth Management Company and its affiliated entities. Outside of his advisory work, he is involved with Rohrer & Associates, a non-variable insurance business. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients through a national network of investment adviser representatives. The firm offers a range of financial planning, advisory programs, and retirement consulting services, with access to model portfolios, third-party research, and technology-driven investment options.

Brian Schneider is a financial advisor at Cetera with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Voya Financial Advisors. Outside of advising, he is an independent insurance agent and owns Schneider Financial Services, Inc., a business involved in the sales of insurance and securities products. Cetera Investment Advisers LLC is a large, SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of investment solutions including discretionary and non-discretionary portfolio management, with access to both affiliated and third-party managers across multiple program structures.

Kyle Bigler is a CFP®-certified financial advisor with 26 years of industry experience, currently practicing at LPL Financial since 2023. His prior roles include positions at Securities America Advisors, Inc. and KMS Financial Services, Inc., as well as ongoing involvement with Core Financial Inc. He also has an affiliation with Allegis Advisors, focusing on non-variable insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, supported by research and advanced portfolio management tools.

Jacob Hawkins is a financial advisor at Morgan Stanley with four years of industry experience. He holds the Series 66 designation and has worked previously at Wells Fargo Clearing Services, E*Trade, and Morgan Stanley. His background also includes roles outside of financial services, such as positions with the Corporation of the Presiding Bishop. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and methodologies.

Morgan Allen is a financial advisor with LPL Financial holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining LPL Financial, his experience includes various roles outside of the financial industry, including service with The Church of Jesus Christ of Latter Day Saints and employment in the hospitality sector. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research, model portfolios, and advanced portfolio strategies.

Chazius Stephens is a financial advisor at Morgan Stanley with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at firms including Fidelity Brokerage Services and Wells Fargo Clearing Services. Outside of finance, he has held roles in the food service industry at Olive Garden, Chipotle, and Pizza Hut. Morgan Stanley Wealth Management is an SEC-registered investment adviser serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and risk modeling in its financial planning process.

Saysha Meyers is a Benefits & Planning Consultant specializing in Executive Services. She collaborates with clients to optimize employee benefits as part of their overall financial plans. Utilizing Fidelity's planning principles and tools, she aims to provide strategies that address clients' monetary needs and goals. Through an educational approach, she supports clients in increasing awareness and making research-based decisions regarding their financial futures. Saysha's professional experience at Fidelity Investments includes roles as Investment Solutions Representative III (2024-2025), Investment Solutions Representative II (2024), Investment Solutions Representative I (2023-2024), High Net Worth Service Associate I (2022-2023), and Customer Relationship Advocate (2021-2022). She holds insurance licenses in Arkansas and California. Outside of work, Saysha engages in family activities, social events with friends, outdoor adventures such as snowboarding, traveling, and volunteering.

Ryan Ericksen is a financial advisor at LPL Financial with 25 years of industry experience. He holds the Series 63 and Series 66 designations and previously worked for Northwestern Mutual and its affiliated companies from 2001 to 2025. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by comprehensive research and model portfolios.