Seth Wolnek is a CFP® professional with 29 years of industry experience. He currently works at OSAIC and has a long tenure at First Financial Group and Lincoln Financial Advisors Corporation. He serves on the board of the Birmingham Jewish Federation, a nonprofit organization. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, with a broad range of managed account options and third-party investment solutions.

Dale Gambell is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His career includes roles at USAA Financial Planning Services and its affiliated companies from 2007 to 2021 before joining The Vanguard Group in 2021. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach that utilizes Vanguard funds and ETFs with tax-aware features. The firm manages a large client base through its digital platform and team servicing model.

Jake Warren is a Financial Consultant at Fidelity Investments, a role he has held since 2025. Prior to this, he served as a Planning Consultant at Fidelity Investments during 2025 and worked as a Workplace Planning Consultant from 2023 to 2025. He began his career in financial services as a Customer Relationship Advocate at Fidelity Investments from 2022 to 2023 and previously worked as an Associate Banker at Chase Bank from 2020 to 2022. Jake holds insurance licenses in Arkansas and California. His professional approach focuses on building lasting relationships grounded in trust, clarity, and commitment to clients' financial well-being. He aims to simplify complex financial concepts and support clients in feeling confident throughout their financial journeys. Outside of his professional work, Jake has interests in fitness, hiking, and traveling.

Edward Sarraf is a Senior Financial Advisor at Merrill Lynch Wealth Management. He collaborates with a team of wealth-management professionals to provide a broad range of financial strategies aimed at high net worth individuals and businesses. His comprehensive approach to wealth management encompasses investing, estate planning strategies, retirement planning strategies, concentrated stock positions, alternative investments, life insurance, and corporate relationship management. Ed earned a Bachelor of Science degree in Personnel Management from the University of Arizona Business School in 1991. He began his financial services career with Merrill Lynch Wealth Management in 1992 as a 401(k) representative at the World Financial Center in Manhattan, NY. After nine years working as a NASDAQ and hedge-fund trader, he returned to Merrill Lynch in 2004. Ed holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Residing in North Scottsdale with his wife and daughter, Ed is an active member of the Senior Business to Business Networking group. In his spare time, he enjoys playing recreational ice hockey, a long-standing personal interest.

Dante Colarusso is a financial advisor at Vanguard Advisers with four years of industry experience and holds a Series 66 designation. His prior roles include positions at Bank of New York Mellon and various organizations spanning finance and retail sectors. He serves as a local representative for NACEL Open Door, a nonprofit that vets host families for international students. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models and primarily invests in Vanguard funds and ETFs.

Christopher Brereton is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at SagePoint Financial, Inc., UBS Financial Services, and U.S. Bancorp Piper Jaffray. Outside of his advisory role, he serves as a board member at large for the Desert Fairways condominium association. OSAIC Wealth serves a diverse clientele, including individual investors, retirement plan sponsors, charities, and corporate clients, offering a range of brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by various strategies and third-party manager selection.

Andrew Kha is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Charles Schwab, Vanguard, and Zenreach. Kha is based in Scottsdale, AZ. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative due diligence, including ESG considerations, supported by a manager solutions team.

Hannah Casabona is a financial advisor at Cetera with four years of industry experience and a Series 66 designation. Her prior experience includes roles at Morgan Stanley and Hayward Financial Services. She is also involved with Casabona Chiropractic, a business she has been associated with since 2015. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform and supports various program structures with over $256 billion in assets under management and more than 10,000 advisors nationwide.

Zachary Bransky is a financial advisor with Morgan Stanley in Tempe, AZ, holding Series 63 and Series 65 licenses and seven years of industry experience. He previously worked at Charles Schwab from 2018 to 2022 and at Amazon.com from 2016 to 2018. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses a structured planning process with firm-approved tools and offers both direct client plans and corporate financial planning agreements.

Melquiades Villalobos III is a CFP® with 17 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2008. He holds the Series 63 designation and is based in Scottsdale, AZ. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach and primarily invests through Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Steven Perry is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. His prior roles include positions at LPL Financial and involvement with Mariner Independent Advisor Network LLC. Outside of his advisory work, he serves as a board member for the Vista Elks Lodge #1968, a nonprofit organization. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation, portfolio optimization, and a variety of managed account options supported by risk analysis and rebalancing tools.

James Wiggins is a financial advisor with J.P. Morgan Securities in Phoenix, AZ, holding Series 65 and Series 63 licenses and 25 years of industry experience. His career includes roles at JPMorgan Chase Bank, N.A. since 2017, J.P. Morgan Securities since 2009, Chase Investment Services Corp. from 2004 to 2009, and Banc One Securities Corporation from 2004 to 2006. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates centralized due diligence with quantitative and qualitative research and includes capabilities in derivatives and commodities.

Brandon Corvin is a Financial Consultant at Fidelity Investments, where he has been serving since 2021. In his role, he partners with clients to understand their financial goals and develop tailored financial plans. Prior to becoming a Financial Consultant, he held positions as an Investment Consultant and Relationship Manager at Fidelity Investments from 2020 to 2021 and 2019 to 2020, respectively. Brandon's career in financial services began in 2015 as a Registered Associate at Morgan Stanley. He also worked as a Financial Advisor at Raymond James & Associates between 2018 and 2019. His experience spans various roles focused on client relationship management and investment consulting. Building strong relationships with clients and maintaining trust, reliability, and competency are central to Brandon's professional approach. Further details regarding his education, credentials, personal interests, or community involvement have not been provided.

Curtis Mcmichael is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. His prior roles include positions at Vanguard Marketing Corporation and The Vanguard Group, Inc., as well as experience in education at Brigham Young University–Idaho and community service with The Church of Jesus Christ of Latter-Day Saints. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and emphasizes digital delivery alongside a team servicing model.

Michele Healey is a financial advisor with LPL Financial in Scottsdale, AZ, holding a Series 66 designation and 19 years of industry experience. Her career includes roles at One2One Wealth Strategies, LPL Financial, TFS Securities, The Beacon Group, and Janney Montgomery Scott. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a variety of advisory and brokerage services to individuals, retirement plan participants, and institutions. The firm provides financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and a broad range of financial products.

Garrett Turnbull is a Series 66-licensed advisor with Vanguard Advisers in Scottsdale, AZ. He has been with Vanguard and its related entities since 2025. Outside of his advisory role, he is the owner of Phoenix Political Solutions, LLC, a contract work business based in Tucson, AZ. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach that employs proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Linda Drake is a financial advisor at Edward Jones with 10 years of industry experience. She holds the CFP®, ChFC®, and Series 66 designations and has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of financial advisors and offers a range of advisory and investment solutions under a fiduciary standard.

Shawn Bowen is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding Series 63 and Series 66 credentials and over 31 years of industry experience. His prior roles include positions at Wells Fargo Investments, Chase Investment Services Corp., and Banc One Securities Corporation. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Sean Neifert is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009, including time with Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and financial planning services supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers services through its Financial Advisors and Estate Planning Strategies Group.

Andrew Davault IV is a financial advisor with Charles Schwab in Scottsdale, AZ, holding Series 66 and Series 63 licenses and four years of industry experience. Prior to his current role, he worked at Charles Schwab Bank, SSB and has experience in the hospitality sector with OHSO Brewery. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment advice and access to discretionary separately managed accounts, supported by a multi-asset investment approach and a centralized operational structure.