Sherifa El Mofty is a Wealth Management Advisor at Merrill Lynch Wealth Management and a member of the Mohler Polo Mofty Team. She has been with the firm since 2010 and focuses on client service, relationship management, and retirement income and distribution strategies. Sherifa's approach emphasizes building lifelong relationships with clients based on trust, transparency, and mutual respect. She specializes in providing financial guidance for areas including college education planning, executive compensation, family wealth management strategies, services for endowments, foundations, and non-profits, managing new wealth, personal retirement planning, socially responsible investing, women and wealth, and individual and corporate investment strategy. Sherifa brings a multi-generational perspective to her practice, aiming to ensure continuity of advice for high-net-worth families. Sherifa holds the Certified Financial Planner (CFP) designation, Certified Divorce Financial Analyst (CDFA) certification, Certified Plan Fiduciary Advisor (CPFA) designation, Personal Investment Advisor (PIA) credential, and Retirement Accredited Financial Advisor (RAFA) credential. She earned a Bachelor of Science degree in Business Administration with an emphasis in Finance from San Diego State University, where she was a Dean's List graduate. Sherifa is fluent in Arabic and English and is involved with Soroptimist International of Oceanside/Carlsbad. Her personal interests include scuba diving, tennis, traveling, and spending time with her family.

Cason Dougall is a financial advisor at Raymond James & Associates holding a Series 66 designation with one year of industry experience. Prior to joining Raymond James, he worked at Momentum Marketing and spent ten years in full-time education. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering financial planning and non-discretionary investment consulting through various specialized programs and an affiliated research network.

Jeffrey Levine is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Linsco/Private Ledger for 20 years prior to his current role. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management supported by research and various investment strategies.

Andrew Lippman is a Certified Financial Planner (CFP®) and Chartered Financial Consultant (ChFC®) with 38 years of industry experience. He has been with Cambridge Investment Research Advisors since 2012 and also serves as an independent insurance agent through Inwealth Management. Lippman is based in Carlsbad, California. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing a range of portfolio management approaches and proprietary models.

James Hardifer is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors.

Michele Thomas is a financial advisor at Merrill with 25 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2000 and Bank of America, N.A. since 2020. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ken Morris is a Senior Resident Director at Merrill Lynch, where he focuses on helping wealthy families, institutions, and endowments preserve and grow their wealth through proactive financial planning and the simplification of complex investment management strategies. As a founding partner of the Morris Sevier Group, he is committed to providing fully customized, research-backed guidance. Ken has over a decade of experience in financial services, including positions as a Financial Analyst on Wall Street, an Assurance and Advisory Specialist at Deloitte and Touche, and senior leadership at Canyon Ranch. He holds multiple professional designations including Chartered Financial Analyst (CFA), CERTIFIED FINANCIAL PLANNER (CFP), Certified Exit Planning Advisor (CEPA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Ken earned both his Bachelor's and Master's degrees in Business Administration from the University of Arizona. Active in his community, Ken contributes to the Frances Parker School and is involved with professional organizations such as the Frances Parker Finance Committee and Provisors. In his personal time, he enjoys spending time with his wife and children, playing golf, and participating in Crossfit.

Isaac White is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he served at the San Diego County Sheriff's Office for 17 years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices across the United States.

Colby Shinholser is a financial advisor with LPL Financial in San Diego, CA. He holds the Series 66 designation and has one year of industry experience. Prior to his advisory role, he has served in the US Navy since 2016. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and brokerage services, including discretionary and non-discretionary management, supported by research and model portfolios from various sources.

Skip Kelly serves as Vice President, Wealth Planner at Fidelity Investments, a role he has held since 2026. He has extensive experience in the financial services industry, having worked with both institutional and high net-worth clients over several decades. Prior to his current position, he was a Financial Consultant at Fidelity Investments from 2020 to 2026, Vice President at Fisher Investments from 2003 to 2020, and held various Vice President and Senior Financial Consultant roles at Morgan Stanley, Smith Barney, and Merrill Lynch dating back to 1989. Throughout his career, Skip Kelly has focused on building financial relationships grounded in honesty and trust. He emphasizes providing simple, transparent guidance based on evolving financial plans tailored to different life stages. He holds a California Insurance License.

Ryan Domenico is Vice President and Wealth Planner at Fidelity Investments. He has over 10 years of experience working with high net-worth families and institutions, focusing on providing honest and transparent guidance built on trust. Ryan partners with clients to understand their goals and help plan and fortify their financial futures through different stages of life. Prior to his current role, Ryan held various positions including Financial Consultant at Fidelity Investments from 2020 to 2025, Senior Financial Consultant at TD Ameritrade in 2019, Wealth Advisor at Pariax Private Wealth Management in 2019, and several roles at Charles Schwab between 2011 and 2019. He holds a California Insurance License. Outside of his professional work, Ryan has personal interests in fitness, food, golf, hiking, music, and traveling.

Michael Lincoln is a financial advisor with Cetera, holding the Series 63 and Series 66 designations and bringing 37 years of industry experience. He has held roles at Cetera Wealth Services, Independent Financial Group, and has been president of Lincoln Capital, Inc. since 2010. Outside of financial services, he owns a BBQ brand specializing in apparel. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets.

Bryan Diaz is a financial advisor with LPL Financial in Carlsbad, CA, holding a Series 66 designation and 21 years of industry experience. His career includes nine years at Bank of America and Merrill prior to joining LPL Financial in 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Ryan Roche is the Branch Leader at Fidelity Investments, a role he has held since 2025. He focuses on empowering Investor Center associates to engage in meaningful conversations with clients and supports them in developing the skills necessary to assist local families with financial planning. Ryan has accumulated extensive experience within Fidelity Investments, progressing through various positions including Financial Consultant (2022-2025), Planning Consultant (2021-2022), Relationship Manager (2020-2021), Financial Representative (2019-2020), and Investor Center Intern (2018-2019). He holds a California Insurance License. Outside of his professional responsibilities, Ryan enjoys baseball, golf, kayaking, skiing, traveling, and volunteering.

Anthony Camara is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and 11 years of industry experience. He has been with Thrivent since 2014, including his tenure at THRIVENT Financial starting in 2015. Outside of his advisory role, he manages a rental property. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority.

Jesse Menashe serves as a Senior Financial Advisor at Merrill Lynch Wealth Management. He joined the team in 2015, contributing to both financial advising and the firm's business development, marketing, and administrative efforts. Jesse focuses on areas such as employee benefits planning, executive compensation, equity compensation services, and investment consulting for defined contribution plans, among others. He holds a Bachelor of Science degree in business marketing from Arizona State University and has earned professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Jesse applies his education and experience to assist clients in leveraging financial opportunities. Outside of his professional work, Jesse engages in activities such as chess, golfing, hiking, and music, with a particular interest in playing guitar and composing and recording music.

Jason Silberstein is a financial advisor with Wells Fargo Clearing, holding a Series 66 credential and 21 years of industry experience. He has worked at Wells Fargo Advisors, LLC and Wells Fargo Clearing since 2014. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory and tailored to plan objectives. The firm incorporates insurance-related investment options and bank deposit sweep programs alongside traditional investment vehicles.

Oliver Polo is a Wealth Management Advisor at Merrill Lynch Wealth Management and a partner with the Mohler Polo Mofty Group based in Del Mar, California. He has been in the financial advisory industry since 2007, providing services to a select group of families and businesses. Oliver's approach involves developing a clear understanding of his clients' financial situations, goals, timelines, and risk tolerances to create personalized and efficient financial strategies. He regularly reviews these strategies to adapt to clients' changing circumstances. Oliver's areas of expertise include portfolio management, investment analysis, market-linked investments, alternative investments, and various client focus areas such as corporate executive services, family wealth management strategies, LGBT wealth planning, philanthropy, socially responsible investing, tax minimization, and retirement income. He holds several professional designations including the Chartered Financial Analyst (CFA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Oliver is a graduate of San Diego State University, where he earned a Bachelor's Degree with an emphasis in Finance. He is fluent in Spanish and engages with professional organizations such as the CFA Society San Diego. Beyond his professional life, Oliver is involved in community organizations including Feeding San Diego and Junior Achievement. He has a variety of personal interests including basketball, boxing, dancing, hiking, music, reading, soccer, spending time with family, watching movies, and practicing yoga.

Todd Trusso is a financial advisor with J.P. Morgan Securities who holds Series 63 and Series 65 licenses and has 27 years of industry experience. His prior roles include positions at Altegris Investments, Inc., Altegris Portfolio Management, Inc., and Capital Investment Advisors, LLC. He serves as Secretary of the Board and is on the finance committee for the Boys and Girls Club of Northwest San Diego. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Stephane Hpay is a financial advisor with Cetera holding Series 63 and Series 65 credentials and 35 years of industry experience. He has worked at Cetera since 2021 and previously spent seven years with VOYA Financial Advisors. Outside of his advisory role, he is also an independent insurance agent specializing in fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual clients, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.