Eric Hom is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and eight years of industry experience. He has worked at Charles Schwab since 2015 and at Charles Schwab Bank since 2018. Based in Newport Beach, CA, Hom has spent his career within the Schwab organization. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, supported by centralized custody and operational infrastructure.

Roger Steele is a financial advisor with Wells Fargo Clearing based in San Clemente, CA, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. His career includes positions at Wells Fargo Investments, LLC and Banc of America Investment Services, Inc. He co-owns a rental property in Kahuka, HI with his spouse. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a broad range of investment advisory and financial planning services, relying on research and analytics to guide investment selections and offering solutions that include retirement plan consulting and brokerage services.

Trevor Williams is a financial advisor at Charles Schwab with a Series 66 credential and two years of industry experience. His prior work includes roles at The Judge Group and involvement with Zeta Tau Alpha and the South Padre Island Fire Department. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, delivering investment guidance using multi-asset model portfolios and due diligence from Schwab’s Center for Financial Research.

Xiaoxi Zhang is a Series 66-licensed financial advisor at J.P. Morgan Securities with four years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2023, Zhang worked at Merrill, Bank of America, East West Bank, and other firms. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary advisory program.

James Sams is a CFP® professional with 32 years of industry experience, currently serving as a financial advisor at Ameriprise in Aliso Viejo, CA. He has been with Ameriprise and its affiliated entities since 2015. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendations. The firm serves a broad client base through advisory, brokerage, and insurance solutions typical of a large institutional firm.

James Dixon is a financial advisor with Equitable Advisors in Newport Beach, CA, holding a Series 66 designation and five years of industry experience. He previously worked at Commonwealth Financial Network for five years and is a member of Allison Financial Group, Inc. Dixon serves as trustee or co-trustee for three immediate family trusts. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to a diverse client base including individuals, pension plans, corporations, and charitable organizations. The firm employs a range of advisory programs delivered through Investment Adviser Representatives and partners with third-party asset managers to implement customized investment solutions.

Corey Langston is a financial advisor with Morgan Stanley in Newport Beach, CA, holding a Series 66 designation and 25 years of industry experience. He previously worked at UBS Financial Services for five years before joining Morgan Stanley and its Private Bank in 2018. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning services supported by firm-approved tools and a structured planning process. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Minez Powell is a financial advisor with Raymond James & Associates in Newport Beach, CA, holding a Series 66 designation and 19 years of industry experience. Prior to joining Raymond James, Powell worked at Wells Fargo Clearing, Morgan Stanley, and NMS Capital Asset Management. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and charitable organizations, offering financial planning and investment consulting with a non-discretionary approach supported by a broad range of portfolio management styles and affiliated research.

Joseph Myers is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill and Bank of America, he has held roles at Slick Technologies LLC and Mercury Communication Services, Inc D/B/A Procure IT. Outside of finance, his background includes extended travel and work at Frank Family Vineyards. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nicholas Barnett is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at CNS for nine years before joining Wells Fargo in 2025. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party databases.

Paige Kim is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and six years of industry experience. She has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2019, with prior roles at Bank of America and in real estate. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Jose Pery is a Financial Advisor affiliated with Merrill Lynch Wealth Management and the Bank of America enterprise. In his role, he focuses on connecting all aspects of clients' financial lives to help them prioritize and pursue the goals that matter most to them. He offers a wide range of financial products, including securities and investment opportunities through Merrill, as well as banking products through Bank of America. Jose draws on extensive experience in finance and corporate management. He specializes in areas such as executive compensation, equity compensation services, family wealth management strategies, liquidity management, personal retirement planning, portfolio management services, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. He holds the designation of Personal Investment Advisor (PIA). He graduated summa cum laude from Fordham University with a Bachelor's Degree in Finance. Jose lives in Orange County with his wife and four children.

Patrick Cecil is a Wealth Management Advisor at Merrill Lynch Wealth Management in Irvine, California. He has been with Merrill Lynch since 2016 and holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Exit Planning Advisor (CEPA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and Personal Investment Advisor (PIA). Before joining Merrill Lynch, Patrick was a History professor after completing his Ph.D. at The University of Alabama. He also earned degrees from The George Washington University and the University of Colorado Boulder, where he spent time studying abroad in Edinburgh, Scotland. His background in research informs his work in providing wealth management advice and long-term planning strategies to help clients achieve financial and personal goals. Patrick lives in the Orange County area with his wife Ariana and son Oliver. He is involved in community organizations such as the Sons of the American Revolution, Orange Elks Lodge 1475, and his alma mater Servite High School. He also participates in various alumni associations and periodically delivers lectures in History. His personal interests include spending time with family and friends, traveling, attending hockey and football games, and following Liverpool FC.

Tori Patrick is a financial advisor at LPL Financial with 20 years of industry experience. She holds the Series 66 designation and has been with LPL Financial since 2006. Outside of her advisory role, she teaches at Fremantle Media, dedicating approximately 10 hours per month. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, supported by advanced operational and research tools.

Jeffrey Reinmiller is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. He holds a Series 66 designation and has previously worked at Merrill and UBS Financial Services. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and utilizes research and analytics to support diversified investment solutions.

Bianca Bigolin serves as a Client Experience Advisor at Merrill Lynch Wealth Management. In her role, she collaborates with clients to understand their financial situations and introduces solutions available through Merrill and Bank of America. Bianca's focus is on empowering clients to manage their financial lives and select platforms that align with their current needs. She holds several professional designations, including Accredited Asset Management Specialist (AAMS), Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Bianca earned her High School Diploma from Western High School and attended Saddleback College without obtaining a degree. Bianca's personal philosophy centers on helping clients identify what matters to them and their families to develop strategies for pursuing financial goals.

Jean Charles Lebours is a financial advisor with Ameriprise in Newport Beach, CA, holding a Series 66 designation and 20 years of industry experience. He has been with Ameriprise and its affiliates since 2006. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides tailored recommendation reports and ongoing advice focused on income reliability and tax-efficient withdrawal strategies.

Rose Pell is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. She has worked at Bank of America and its affiliate Merrill since 2024 and has held roles outside finance in arts and hospitality sectors. Pell is also involved with the Influence Church of Orange County, where she has been active since 2020. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Kyle Miller is a financial advisor with J.P. Morgan Securities in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He previously worked at UBS Financial Services from 2012 to 2017 before joining J.P. Morgan in 2017. Miller is employed by both JPMorgan Securities and JPMorgan Bank, allowing him to offer a range of banking products alongside investment services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, manager searches, and customized reporting. The firm combines quantitative and qualitative due diligence to support recommendations and offers broader derivatives and commodities capabilities compared with many advisory programs.

Noelle Oh is a CFP®-certified financial advisor at UBS Financial Services with 13 years of industry experience. She has been with UBS since 2014. Outside of her advisory role, she also serves as a notary public in Santa Barbara, CA. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services across a broad platform.