Jose Del Carmen is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He has worked at Bank of America since 2014 and has been with Merrill since 2013. Outside of finance, he has experience in the hospitality industry, having worked at Heroes Bar and Grill from 2014 to 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Scarlett Adams is a financial advisor at Stifel in Irvine, CA, holding a Series 66 designation. She joined Stifel in 2026 and has prior experience at National Service Group, Bank of America, and several other organizations across different industries. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and financial planning analyses.

Jennifer Lee is a CFP®-credentialed financial advisor with 11 years of industry experience, currently with J.P. Morgan Securities in Irvine, CA. She has been with J.P. Morgan Securities since 2016 and also provides part-time administrative support to a family engineering business. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Austin Schmidt is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in areas such as divorce transition planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, sports and entertainment, tax minimization, and retirement income. Austin was born and raised in Riverside, California. He earned a Bachelor's Degree in Business Administration with a concentration in Finance from California State University, San Bernardino. Before joining Merrill Lynch, Austin was actively involved in the music industry as a lead guitarist in a touring band that performed at large venues, including the Vans Warped Tour. He decided to pursue a career as a financial advisor, following in his father's footsteps, and subsequently formed a father/son team at Merrill Lynch. He holds the Personal Investment Advisor (PIA) designation. Outside of his professional responsibilities, Austin enjoys playing guitar, attending concerts, watching sports such as baseball, basketball, football, and ice hockey, camping, singing, spending time with his family, and watching movies.

Janet Wiesen is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. She has worked with Wells Fargo Bank since 2008 and previously with Banc of America Investment Services from 2003 to 2008. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory, financial planning, and retirement plan consulting services. The firm utilizes research and analytics to support diversified investment strategies and offers both brokerage and advisory solutions through a large network of financial advisors.

Javier Moreno is a financial advisor at Wells Fargo Clearing with four years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo in various capacities since 2018, including roles at Wells Fargo Bank, N.A. and Wells Fargo Clearing. Prior to entering the financial industry, he was employed at the United States Postal Service and Costco Wholesale. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Anthony Roble is a CFP®-designated financial advisor with LPL Financial in Irvine, CA, where he has worked since 2008. He has 18 years of industry experience. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a broad range of investment approaches.

Steven Beck is a financial advisor with LPL Financial, holding CFP® and Series 66 designations and bringing 12 years of industry experience. He has worked at LPL Financial since 2019 and has prior experience with Waddell & Reed Inc and various insurance agencies. In addition to his advisory work, he is involved in tax preparation and accounting services through LB Tax Prep. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, and institutions. The firm offers a range of financial planning and asset management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advisor-facing technology tools.

Nathaniel Ticman is a financial advisor with J.P. Morgan Securities based in Irvine, CA, holding Series 63 and Series 65 credentials and 10 years of industry experience. His prior experience includes roles at Bank of America, Merrill, Wells Fargo, and U.S. Bancorp. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research supported by centralized due diligence and incorporates ESG criteria where applicable.

Valeria Esteban is a financial advisor at OSAIC with 13 years of industry experience, holding a Series 66 designation. She previously worked for Lincoln Financial Advisors for 12 years before joining OSAIC. Esteban also acts as an insurance agent offering fixed insurance products, including annuities and various types of life and disability insurance. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supporting a range of advisory and brokerage services delivered through an extensive affiliate network.

Hsin Yen Neilon is a financial advisor with UBS Financial Services in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. Prior to joining UBS in 2015, Neilon worked at Merrill for 15 years. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, offering financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management, supporting its advisory work with proprietary research and model-based asset allocations.

Alison Almazan is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding a Series 66 license and 18 years of industry experience. She has been with Wells Fargo Bank, N.A. since 2007 and Wells Fargo Clearing since 2016. Outside of her advisory role, she co-owns a dog breeding business called Capistrano Springers. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research and analytics with a broad range of brokerage and advisory solutions.

Kyle Nardi is a Financial Advisor with Merrill Lynch Wealth Management and holds the CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA) designations. He supports individuals and families through significant financial life milestones, including retirement preparation, family growth planning, liquidity events, and multigenerational wealth and legacy strategies. Kyle emphasizes education, transparency, and proactive guidance in his approach, aiming to build long-term relationships founded on trust and honesty. Kyle holds a Bachelor's Degree from the California State University System. His work centers on helping clients make informed financial decisions by ensuring they understand the reasoning behind recommended strategies. Through personalized planning and ongoing partnership, he assists clients in navigating life's transitions and achieving their financial goals with clarity and confidence. Outside of his professional role, Kyle enjoys basketball, cooking, hiking, horseback riding, pickleball, soccer, and spending time with his family.

Joanna Correa is a Financial Advisor with Merrill Lynch Wealth Management, specializing in personalized wealth management strategies. She focuses on understanding clients’ financial situations and priorities to design, implement, and review customized approaches aimed at pursuing their personal financial goals while managing investment risk. Joanna leverages the investment insights of Merrill Lynch and the banking and lending solutions of Bank of America to provide a comprehensive approach to wealth management. Joanna holds a Bachelor's Degree from the University of California system and is a Personal Investment Advisor (PIA). She is fluent in both Korean and English. Joanna is actively involved in her community and professional organizations, including participation in the Irvine Chamber of Commerce. Her volunteer work includes supporting groups such as Boxes of Love, Dalit Freedom Network, St. Jude, Susan G. Komen, and the Youth Action Team.

Allison Luong is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. She has been associated with Cetera Wealth Services since 2013 and joined Cetera in 2023. In addition to her advisory role, she works as an independent insurance agent specializing in disability, fixed annuities, life/accident/health, and long-term care insurance. Cetera Investment Advisers LLC is a national SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, supporting various program structures and account types.

Shiqing Deng is a financial advisor at Edward Jones in Orange, CA, holding a Series 66 designation with three years of industry experience. Prior to joining Edward Jones, Deng worked for Societe Generale Corporate and Investment Banking from 2015 to 2019. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including a range of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and provides a variety of advisory services through a large network of financial advisors and branch offices nationwide.

Mena Eskander is a financial advisor with J.P. Morgan Securities in Tustin, CA, holding Series 63 and Series 66 credentials and 15 years of industry experience. She has been with J.P. Morgan Securities and affiliated entities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and incorporating both quantitative and qualitative research.

Danny Koh is a financial advisor at UBS Financial Services in Irvine, CA, with five years of industry experience. He holds the Series 66 designation and has previously worked at First Republic Investment Management, First Republic Securities Company, and Wells Fargo Clearing. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor plans based on clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and provides a range of capital markets solutions through its platform.

Steven Ditch is a CFP® with 44 years of industry experience, currently affiliated with Cetera. He has worked at Cetera Advisors LLC since 2013 and also operates Harrison Tax Service Inc., a tax preparation business he has owned since 1975. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting a large network of over 10,000 advisors and managing assets exceeding $256 billion.

Robert Carver is a financial advisor at UBS Financial Services in Irvine, CA, holding a Series 66 designation with 18 years of industry experience. He has been with UBS Financial Services since 2007. Outside of his advisory role, he serves as a trustee for a life insurance trust. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor financial plans.