Ryan Harrison is a Series 66 licensed financial advisor with 12 years of industry experience. He has worked at LPL Financial since 2017, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors. Harrison operates businesses focused on investment management under the names Snyder Wealth Management Group and U-CORE Capital. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and corporations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management strategies supported by internal and third-party research.

Ernest Crisologo is a financial advisor with Ameriprise in Lincoln, CA, holding the ChFC® designation and Series 66 license. He has 25 years of industry experience, including 15 years with Ameriprise Financial Services, Inc. prior to joining Ameriprise in 2020. He also holds a real estate license. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific eligibility criteria. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendations through a centralized consulting team, emphasizing managed accounts and utilizing algorithmic automation overseen by an internal committee.

Svetlana Maksimovic is a financial advisor at Wells Fargo Clearing with nine years of industry experience. She holds Series 63 and Series 66 licenses and has been with Wells Fargo Clearing since 2016. Prior to that, she worked at Wells Fargo Bank, NA starting in 2014. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings that include insurance-related vehicles and bank deposit sweep options.

Jason Fass is a financial advisor with Cetera who holds the Series 66 designation and has eight years of industry experience. He has worked at firms including Hilltop Securities Inc and Avantax Advisory Services before joining Cetera in 2025. Fass also operates Fass Wealth Strategies Group, a marketing name for a group of registered representatives providing financial advisory, retirement planning, and wealth management services. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Sulaiman Zamanudin is a CFP® with 12 years of industry experience, currently advising at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC and has been associated with Wells Fargo Bank NA since 2004. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment management grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Amy Loring is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 28 years of industry experience. She has previously worked at Robert W. Baird & Co. for 11 years and D.A. Davidson & Co. for one year before joining Wells Fargo Clearing in 2021. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Gregory Pelechowicz is a Financial Advisor with Merrill Lynch Wealth Management. With over 25 years of experience, Greg focuses on guiding individuals and families to empower their financial future through professional guidance designed to grow, preserve, and manage wealth. He takes the time to understand clients' priorities and helps develop short-, mid-, and long-term financial goals. Greg specializes in areas including college education planning, family wealth management strategies, managing new wealth, personal retirement planning, tax minimization, and retirement income. He offers clients access to investment insights from Merrill and banking services through Bank of America specialists, covering banking, credit, home financing, and small business solutions. Greg holds a Personal Investment Advisor (PIA) designation and earned his high school diploma from Marysville High School. Outside of his professional role, he enjoys spending time with his family, traveling, and engaging in activities such as baseball, basketball, camping, football, golfing, and hiking.

Nicholas Brown is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he and his team apply their expertise to assist families, businesses, and foundations in managing wealth’s complexities and opportunities. They focus on delivering a proactive and tax-efficient investment process covering short-, intermediate-, and long-term retirement income planning. Nick supports clients through discretionary management of customized investment strategies, utilizing Merrill Lynch model portfolios and third-party options, with services including retirement income and projection analysis, tax minimization, 401(k) rollovers, estate planning, education funding, and charitable giving. Nick began his financial services career in 2017 at Forester’s Financial, developing strategies for public service professionals including teachers, firefighters, and police officers. He holds a bachelor’s degree from the California State University system and the professional designations of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Personal Investment Advisor (PIA). He is a past president of the Active 20-30 Club of Sacramento No. 1, a charitable organization addressing the needs of underprivileged children, and actively participates in community service through Habitat for Humanity and as an Eagle Scout. Outside of his professional role, Nick lives in Folsom with his wife and dog. His personal interests include traveling, golfing, spending time with family, and supporting the Green Bay Packers.

Carter Persily is a financial advisor with Robert W. Baird & Co., holding a Series 66 designation and one year of industry experience. His prior work includes roles at Sacramento State University and GameStop. He is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored consulting and portfolio services, including discretionary and non-discretionary management, utilizing a range of investment strategies and overlay services.

Steve Heng is a CFP®-certified financial advisor with 33 years of industry experience. He has worked at Robert W. Baird & Co. since 2020 and previously held positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Heng is based in Roseville, CA. He is part of the DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The team offers tailored financial planning and portfolio management services, utilizing a range of investment strategies and manager options to meet client goals and risk profiles.

Jayne Auble is a financial advisor with Morgan Stanley in Sacramento, CA, holding a Series 66 designation and six years of industry experience. She has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2019 and was previously employed at Insight Global from 2014 to 2019. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning that uses structured discovery conversations and firm-approved tools to model outcomes. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements.

Kevin Zeitler is a financial advisor with Stifel in Roseville, CA, holding a Series 63 designation and over 43 years of industry experience. He has been with Stifel since 2011. Outside of his advisory role, Zeitler is involved in several community and volunteer activities, including serving as a preacher at First Christian Church in Corning and holding leadership roles with the Oroville Chamber of Commerce, Oroville Recreation Advisory Committee, and local service clubs. Stifel serves a wide range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and financial planning guidance.

Michael Sebesta is a financial advisor with LPL Financial, holding the ChFC® designation and Series 63 and 66 licenses. He has 39 years of industry experience and has been with LPL Financial since 2006. Sebesta also operates a wealth management practice under the name Sebesta Wealth Management Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management, supported by research and model portfolios.

Heather Djuric is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding a Series 66 designation and 10 years of industry experience. She has worked at Wells Fargo Clearing since 2018 and previously spent four years at Morgan Stanley. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Roshana Ahmadzai is a financial advisor at Morgan Stanley in Roseville, CA, holding a Series 66 designation with two years of industry experience. Prior to joining Morgan Stanley, she worked at Centene Corporation, Aerotek, and CVS Pharmacy. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and market-based simulations as part of its financial planning process.

Noah Boctor is a financial advisor at Cetera with Series 66 credentials and less than one year of industry experience. His prior work includes roles at Norcal Flight Center and In-N-Out, alongside entrepreneurial activity with HNL Boctor Holdings. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual investors, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with access to various portfolio management and financial planning services through a large nationwide network of independent advisors.

James Yancey is a CFP® and Series 66-licensed financial advisor with seven years of industry experience. He has worked at Equitable Advisors since 2026 and previously spent seven years at Edward Jones. Before his financial advisory career, he worked for three years at Sacramento Municipal Utility District. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives. The firm uses a combination of firm-offered programs and third-party asset managers to tailor investment approaches based on client risk tolerance and goals.

Gregory Mabra is a financial advisor at Edward Jones in Roseville, CA, holding a Series 66 designation with one year of industry experience. His prior work history includes roles at First Command Brokerage Services Inc. and Patriot Group Global, as well as experience outside the financial services sector. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jacquelyn Gallo is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 22 years of industry experience. She has worked at Wells Fargo Bank NA since 2003 and has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Douglas Norton is a financial advisor at Wells Fargo Clearing with 23 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo in various capacities since 2012. Outside of finance, he owns and operates a photography business based in Sacramento, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services guided by an IPS-driven process grounded in modern portfolio theory. The firm serves institutional clients with tailored investment solutions and includes insurance-related vehicles and bank deposit sweep options among its offerings.