Alan Graves is a financial advisor at Raymond James Financial with two years of industry experience. He holds a Series 66 designation and has worked at several firms including Cetera Investment Advisers and Ameriprise Financial Services. Outside of his advisory role, he is an associate and senior registered associate at Thakar Financial LLC. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth investors, and public sector entities. The firm offers tailored, non-discretionary advisory solutions and manages municipal and public finance relationships through its affiliated departments.

Michael White is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 24 years of industry experience. He has been with Raymond James & Associates since 2000 and has also maintained a role at the University of Chicago since 1996. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, as well as state and municipal government clients. The firm provides tailored financial plans and asset-allocation analyses, supports both non-discretionary and discretionary advisory relationships, and maintains capabilities in public finance and municipal work.

Andrew Read is a CFA® charterholder with 23 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2005. He holds a Series 63 license and is based in St. Petersburg, FL. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers wrap fee advisory programs and institutional consulting, with a focus on public finance and municipal work alongside its retail advisory services.

Robert Karr is a financial advisor with Primerica Advisors in Largo, FL, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has worked with Primerica Advisors since 1991 and with Primerica Financial Services since 1986. Outside of advisory services, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which features model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and uses an operational model based on tiered wrap fees rather than fixed fees.

Kimberly Lutes is a financial advisor with LPL Financial in St. Petersburg, FL, holding Series 63 and Series 66 licenses and 15 years of industry experience. Her prior roles include positions at Fifth Third Bank, Fisher Investments, and Wells Fargo. She is also the owner of Real Estate Solutions Inc of Harrisburg. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by model portfolios and research from multiple sources.

Ingrid Schoppe is a financial advisor with Raymond James Financial Services Advisors, Inc. in Clearwater, FL, holding a Series 66 designation and 15 years of industry experience. She has been with Raymond James since 2012. Outside of her advisory role, she also works as a Registered Client Service Associate for Tampa Bay Financial Planning. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-HNW clients, pension and profit-sharing plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, utilizing asset-allocation analysis and firm research to develop tailored financial plans, often working in an advisory and implementation-support capacity rather than as a delegated manager.

Christian Saylor is a financial advisor at Raymond James & Associates with Series 65 and Series 63 credentials and two years of industry experience. He serves on the Recent Alumni Board for Florida State University's College of Business, contributing to the strategic vision and networking efforts for recent graduates. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management, providing wealth advisory planning and investment consulting to a diverse client base that includes individuals, institutions, and government entities.

Jennings Dorman is a financial advisor at Raymond James & Associates with one year of industry experience. His prior work includes roles at Fidelity Investments and Nylo Capital Inc. He is licensed with Series 65 and Series 63 credentials. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing over $500 billion in assets. The firm provides wealth advisory planning, investment consulting, and institutional services to a diverse client base, including individuals, pension plans, corporations, and government entities.

Mary Rigsbee is a financial advisor at Raymond James & Associates with 28 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at Morgan Stanley Smith Barney and Citigroup Global Markets. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, serving both retail and institutional clients, including those in municipal finance.

Robert Waters is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 20 years of industry experience. He has worked with Advisors Choice Consulting and Scottrade prior to his current role at Raymond James. Raymond James & Associates offers financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and investment recommendations through its Wealth Advisory Services Program and also delivers institutional consulting and public finance services.

Jacob Shumacker IV is a financial advisor with Raymond James & Associates in Tampa, FL, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has been with Raymond James & Associates since 1999 and is also a certified flight instructor at Atlas Aviation, Inc., where he teaches part-time outside of business hours. Raymond James & Associates provides financial planning and investment consulting services to a diverse range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, supporting both retail and institutional clients through various advisory and portfolio management programs.

Mary Elizabeth Hargrove is a financial advisor at Raymond James & Associates with 13 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank before joining Raymond James in 2018. Outside of her advisory role, she is an investor in two private investment ventures, Gone Salty LLC and Sand Surf Company LLC. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers a range of advisory programs and institutional consulting with a focus on tailored financial plans and municipal finance services.

Jonathan De Mayo is a financial advisor at Raymond James Financial with 23 years of industry experience. He holds a Series 66 designation and has been with Raymond James since 2015. In addition to his advisory role, he serves in the United States Navy Reserve. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, corporations, and municipal entities. The firm focuses on non-discretionary financial planning and investment consulting, utilizing asset-allocation analysis and firm research, and offers access to various managed account programs and institutional consulting services.

Pierre Vieux Jr. is a Series 66-registered advisor with Merrill in Saint Petersburg, FL, with 1 year of industry experience. He has worked with Merrill since 2015 and previously held positions at the University of South Florida St. Petersburg and St. Petersburg College. Vieux serves as a board member of the Minority Health Coalition of Pinellas Inc., assisting with social media development and community outreach for local public health events. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and institutional investors.

Diana Melvin is a financial advisor at Merrill with 41 years of industry experience. She holds the Series 63 and Series 65 licenses and has been with Merrill since 2013. Located in Clearwater, FL, her career includes over a decade at Merrill, one of the largest firms in the industry. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm's integration with Bank of America allows access to a wide range of products and services beyond typical investment management.

Christopher Johnson is a financial advisor at Raymond James & Associates with seven years of industry experience. He holds a Series 66 designation and has been with Raymond James-affiliated firms since 2017. Prior to his financial career, he worked at Busch Gardens for nine years and was briefly involved with Lowry Park Zoo. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets with a network of over 5,400 financial advisors. The firm offers wealth advisory planning and investment consulting services to individuals, institutional clients, and government entities, delivering advice through a non-discretionary approach supported by a broad affiliate network and specialized capabilities in municipal finance.

John Mcnulty is a CFP® professional with 24 years of experience in the financial industry. He joined Cetera in 2025 following a 23-year tenure at Avantax Advisory Services and has operated McNulty & Associates since 1992, providing tax, accounting, and business consulting services. Outside of financial advising, he serves as a board member for the Evanston Fourth of July Association. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, access to third-party managers, and a wide range of program structures supported by a large national network of advisors.

Elizabeth Herbst is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. She worked at UBS Financial Services for 29 years before joining Raymond James in 2018. Raymond James & Associates offers financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm provides both non-discretionary advisory services and institutional consulting, with a focus on public finance and municipal work.

Kerri Buchman is a financial advisor with Ameriprise in St. Petersburg, FL, holding a Series 66 designation and over 26 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 1998. In addition to her advisory role, she operates Envision Abundance LLC, through which she provides financial advisory services. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement who meet certain asset thresholds, delivering tailored recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and automated tools overseen by a dedicated consulting team to support its advisory approach.

Scott Linington is a financial advisor at Raymond James & Associates with 19 years of industry experience. He holds the Series 66 designation and has been with Raymond James since 2008. Outside of his advisory role, he is a partner in Linington & Kissner Wealth, LLC, a business established to own personal property for his Raymond James Advisor Select Branch. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, emphasizing public finance and municipal work alongside its retail advisory services.