Tram Garcia is a Financial Advisor at Merrill Lynch Wealth Management based in San Antonio. She works closely with individuals and families to develop personalized financial strategies that align with their short-, mid-, and long-term goals. Her areas of focus include retirement planning, wealth management, college education planning, employee benefits planning, family wealth management strategies, legacy planning, small business strategies, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. Tram provides ongoing guidance to help clients stay on track as their financial needs evolve. Tram holds a Bachelor's Degree from the Royal Melbourne Institute of Technology (RMIT) and holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She is fluent in English, Vietnamese, and Spanish. In addition to her advising role, she participates in the Bank of America Volunteers Program. Outside of her professional responsibilities, Tram enjoys activities such as billiards, music, pickleball, singing, soccer, spending time with her family, swimming, traveling, volleyball, and watching movies.

Ayinde Shepherd is a financial advisor at Mass Mutual Investors Services with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Santander Securities, Amazon, New York Life, and Ameriprise. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-oriented planning using firm-approved analytical tools, offering ongoing support through various programs and educational seminars.

Travis Mayfield is a financial advisor with Morgan Stanley Wealth Management in San Antonio, Texas. He holds Series 63 and Series 66 designations and has 14 years of industry experience. His prior roles include positions at Frost Brokerage Services and Frost Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a wide range of advisory programs including tailored financial planning supported by firm-approved tools and investment modeling.

Adolfo Estrella Jr. is a Financial Advisor with Merrill Lynch Wealth Management, based in San Antonio. He works with individuals, families, business owners, and retirees to organize, grow, and preserve their wealth. Adolfo focuses on comprehensive financial planning, investment management, retirement planning, and workplace retirement plans, helping clients coordinate various aspects of their financial lives, including investments, retirement savings, business interests, and legacy planning. Originally from South Texas, Adolfo began his career in McAllen, later working in Corpus Christi before establishing his practice in San Antonio. He earned his bachelor's degree in Business Administration from the University of Texas Pan American and completed his MBA at Webster University. Adolfo holds several professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Plans Specialist (CRPS), Accredited Wealth Management Advisor (AWMA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is bilingual in English and Spanish and is a member of the San Antonio Hispanic Chamber of Commerce. Adolfo aims to build lasting relationships by providing straightforward advice, personalized service, and ongoing guidance tailored to each client's unique goals and priorities. His client focus areas include divorce transition planning, employee benefits planning, family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, tax minimization, and retirement income. Outside of his professional work, Adolfo has interests in adventure sports, fishing, football, golfing, hiking, music, running, soccer, tennis, and traveling.

Ashley Wilson is a financial advisor at Fidelity with 10 years of industry experience. She holds Series 63 and Series 66 designations and has been with Fidelity Brokerage Services LLC since 2016. Fidelity’s Strategic Advisers LLC, where she is affiliated, provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm integrates fundamental research with quantitative analysis and algorithmic portfolio construction, and it is noted for its use of systematic methodologies and formal advisory roles across multiple investment platforms.

Virginia Raborn is a financial advisor at Morgan Stanley with 25 years of industry experience. She has been with Morgan Stanley since 2009 and currently works at Morgan Stanley Private Bank, National Association. Outside of her advisory role, she serves as a board member for the Newcombe Estate Property Owners Association in New Braunfels, Texas. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering tailored financial planning and a broad range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and methodologies.

Steven Fitzsimmons is a financial advisor with Morgan Stanley in San Antonio, TX, holding a Series 66 designation and 11 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning services supported by structured discovery processes and proprietary tools, managing approximately $2.74 trillion in client assets.

William Mclaughlin is a financial advisor at Fidelity with Series 63 and Series 66 credentials and eight years of industry experience. He has worked at several firms, including B. Riley Wealth Management, Income Solution Partners, NYLIFE Securities LLC, and New York Life Insurance Co. prior to joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and delivery of model portfolios. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction and serves as an advisor to multiple registered investment companies and fund-of-funds.

Rigoberto Rodriguez is a financial advisor at J.P. Morgan Securities in San Antonio, TX, with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program that focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to build model asset allocations and incorporates an ESG eligibility framework.

Christina Garza is a financial advisor at Edward Jones in San Antonio, TX, holding a Series 66 designation with five years of industry experience. She has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory strategies, tax-efficient services, and affiliated investment products. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Alejandro Gonzalez is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 65 licenses and three years of industry experience. His background includes roles at Bank of America, Citibank, and retail positions at Best Buy. Outside of his advisory work, he has experience as a retail sales associate at Best Buy. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sandra Deskin is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Morgan Stanley since 2009. Prior to that, she was with Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and managing trillions in client assets.

James Norman Deitrich Jr. is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. He has been with Merrill and Bank of America, N.A. since 2015. Outside of his advisory role, he is involved with a business named J. Norman Deitrich based in Tybee Island, Georgia. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Clarence Wooten Jr. is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses and over 41 years of industry experience. He has been with Primerica Advisors since 1984 and Primerica Financial Services since 1982. In addition to his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Thomas Valenti is a financial advisor with Osaic in San Antonio, TX, holding Series 63 and Series 65 credentials and 13 years of industry experience. He worked at JHFN SII for five years before joining Osaic in 2018. Valenti is also involved with Platinum Wealth Solutions of Texas, LLC, where he serves as an Investment Advisor Representative and agent, advising clients on investment strategies and life insurance, as well as marketing fixed annuities and non-variable insurance products. Osaic Wealth serves a diverse client base—including individual investors, retirement plan sponsors, charities, and corporate clients—through a multi-advisor platform offering brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization with discretionary and third-party manager strategies, and is notable for its scale, complex affiliate structure, and recent consolidation activity.

Sarah Krogh is a financial advisor at Edward Jones with three years of industry experience, including prior roles at First Command and Judson ISD. She holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Beatriz Doak is an International Wealth Advisor with Merrill Lynch Wealth Management. In her role, she focuses on connecting clients to the appropriate people, plans, and processes to address their unique financial ambitions. She assists clients with a range of personal financial goals, including education funding, retirement lifestyle planning, and managing potential health care costs, while creating tailored strategies to support long-term family objectives. Beatriz holds a bachelor's degree from the University A of Guadalajara and has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Her approach emphasizes simplicity and transparency in wealth planning, aiming to integrate all aspects of a client's financial life to help prioritize and pursue their most important goals.

Russell Harrison is a financial advisor at Morgan Stanley with 31 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets from 1995 to 2009. He serves as a board member of Oak Hills Church in San Antonio, Texas. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning services supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct client plans and Corporate Financial Planning agreements with employers.

Stephen Miranda is a financial advisor with Merrill based in San Antonio, TX, holding Series 63 and Series 66 licenses and seven years of industry experience. He previously worked at JP Morgan Securities LLC and JP MORGAN CHASE Bank N.A. from 2018 to 2022, as well as AllState Insurance and Urban Access Properties. Miranda serves as a board member for the Greater Houston Gay & Lesbian Chamber of Commerce and participates on the Harris County Loan Review Committee, providing oversight to the County Opportunity Fund. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mark Osborn is a Series 66 licensed financial advisor with Edward Jones in San Antonio, TX, and has three years of industry experience. Prior to joining Edward Jones in 2023, he worked at HomeSmart and Realty Executives of San Antonio. He was also involved with the San Antonio A&M Club Foundation for eight years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs including discretionary and non-discretionary strategies, access to separately managed accounts and affiliated mutual funds, and operates under a fiduciary standard.