Miguel Aguilar is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 63 and Series 65 credentials and 11 years of industry experience. He has worked with several construction and electrical firms and owns AMS Mechanical and Aggielar Management Solutions, both non-investment related businesses. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Roger Garza is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. He is based in San Antonio, TX. Morgan Stanley Wealth Management serves both individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling methods such as Monte Carlo simulations as part of its financial planning process.

Meghan Rowntree is a financial advisor at Ameriprise with 19 years of industry experience. She holds a Series 66 designation and has worked at Ameriprise since 2018, including time with Ameriprise Financial Services, Inc. and Investment Professionals prior to that. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement who meet certain asset criteria, providing detailed written recommendations on income sources, Social Security, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized retirement plans, primarily for clients with assets managed through Ameriprise.

Ashley Chapman is a financial advisor at Wells Fargo Advisors in San Antonio, TX, with one year of industry experience. She holds the Series 66 designation and previously worked at Praxis Benefits from 2016 to 2019. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering a broad range of investment and financial planning services to individuals, trusts, and institutional clients through a network of advisors. The firm provides tailored recommendations using internal research and planning tools across diverse planning needs, integrating advisory services with other financial products and referral channels.

Hunter Weilbacher is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding Series 63 and Series 65 licenses and possessing one year of industry experience. His work history includes roles at MassMutual Life Insurance Co, Guardian, and New York Life, along with entrepreneurial experience owning and operating Weilbacher Brewery, LLC until its closure. He also works part-time as a delivery driver. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annually structured financial planning engagements using firm-approved analytical tools and educational seminars.

Massimo Gerosa is a financial advisor at Merrill with seven years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Texas Partner Bank and Wells Fargo. Outside of his advisory role, he is a self-employed pianist and serves on the board of the Crews Kolodzey Foundation and the Lockhart Economic Development Corporation. Merrill provides managed account services primarily to Bank of America fiduciary clients through model-based and discretionary investment strategies, serving a diverse client base including individuals, high-net-worth clients, and institutional investors.

Braxton Stofferahn is a financial advisor at Mass Mutual Investors Services with Series 65 and Series 63 credentials and five years of industry experience. He has worked at MML Investors Services, Mass Mutual Life Insurance Company, Hornor, Townsend & Kent LLC, and Penn Mutual Life Insurance Company. In addition to his advisory role, he is an agent and owner involved in outside sales of life, disability, and health insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap and money-manager solutions, with a focus on annual, collaborative financial planning engagements.

Emily Persyn is a financial advisor with Equitable Advisors in San Antonio, TX, holding a Series 66 designation and 18 years of industry experience. She has been with Equitable Advisors since 2007 and previously worked at Axa Advisors, LLC. Persyn serves as a board member of the Northside Education Foundation. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through various third-party programs and a hybrid referral and implementation model.

Andrea Miller is a financial advisor with Merrill in San Antonio, TX, holding a Series 66 designation and 19 years of industry experience. She has been with Merrill since 2007. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Adolph Lara is a financial advisor with LPL Financial in San Antonio, TX, holding Series 63 and Series 65 designations and 32 years of industry experience. He previously worked at USAA Financial Advisors, Inc., USAA Financial Planning Services, and Victory Capital Advisers, Inc. before joining LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by institutional research and model portfolios.

Alfredo Santos Sr. is a financial advisor with Charles Schwab in San Antonio, TX, holding a Series 66 designation and 17 years of industry experience. His prior roles include positions at USAA Investment Management Company, USAA Financial Planning Services, and USAA Financial Advisors, Inc. since 2011. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and financial planning services through its integrated Schwab Wealth Advisory wrap fee program. The firm combines non-discretionary advisory with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by research and due diligence on alternative investments.

Vincent Hu is a financial advisor at Mass Mutual Investors Services with one year of industry experience. He holds the Series 66 designation and has worked at MML Investors Services LLC and Mass Mutual Life Insurance Company since 2024. Outside of his financial advisory role, Vincent is involved in the restaurant industry and serves as a FIBA-certified basketball agent and a consultant focused on global basketball relations. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm offers structured financial planning engagements using firm-approved software and a range of educational programs.

Diane Diaz is a financial advisor at Merrill with Series 63 and Series 66 licenses and over 31 years of industry experience. She has been with Merrill since 1985, totaling 41 years at the firm based in San Antonio, TX. Merrill provides managed account services through the Select Portfolio Solutions program, serving a wide range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers model-based, discretionary, and tax-aware investment strategies integrated with Bank of America’s broader financial platform.

Luis Mondragon is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 63 and Series 65 credentials and nine years of industry experience. He has worked at J.P. Morgan Securities and J.P. Morgan Chase Bank since 2020 and previously was employed with Wells Fargo Clearing and Wells Fargo Advisors. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide fund and strategy recommendations.

F Michael Wood Jr. is a Private Wealth Advisor at Merrill Private Wealth Management. He leads the Nelson Wood Nelson team, working closely with nonprofits, endowments, businesses, and ultra-high-net-worth families to address diverse financial needs. Michael assists institutional and individual clients in managing liabilities and liquidity and coordinates efforts among clients' tax and legal advisors to promote a cohesive wealth management strategy. Michael began his career at Accenture in business and strategy consulting. He holds a B.S. in Civil Engineering from The University of Texas at Austin and an M.B.A. in Finance from Rice University's Jesse H. Jones School of Management. He holds several professional designations including Certified Private Wealth Advisor (CPWA), Certified Investment Management Analyst (CIMA), and Certified Financial Planner (CFP). Active in his community, Michael is past president of the Children’s Bereavement Center of South Texas and serves as Co-Chair of its advisory board. He is also a current board member of The San Antonio Academy and a past board member of the San Antonio Zoo. Michael enjoys fishing, golfing, hiking, hunting, and spending time with his wife, Jodi, and their two children.

Ryan Ortiz is a financial advisor with Merrill in San Antonio, TX, holding a Series 66 designation and having 10 years of industry experience. He has worked at Merrill since 2014 and at Bank of America, N.A. since 2016. Outside of his advisory role, Ortiz teaches part-time at the University of the Incarnate Word, a charitable organization. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a varied client base including individuals, high-net-worth clients, and institutional accounts.

Matthew Rose is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 63 and Series 66 licenses and 17 years of industry experience. He has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that integrates quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm’s Institutional Consulting Services program offers non-discretionary advice delivered by a select group of Wealth Advisors.

Ann Kilmer is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and over 27 years of industry experience. She has worked at Cambridge Investment Research Advisors since 2025 and previously served at United Planners Financial Services of America for eight years. Outside of advisory work, she operates Kilmer and Company, PLLC as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent financial professionals utilizing multiple custody platforms and a range of discretionary and non-discretionary strategies.

William Sammons is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and with Morganstanleysmithbarney since 2010. Outside of his advisory role, Sammons is a partner at HYGGE Ranch LLC, a real estate business in San Antonio. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that incorporate structured discovery and firm‑approved tools to model outcomes without providing individual security recommendations in standalone planning.

Robert Arteaga is a financial advisor with Ameriprise in San Antonio, TX, holding Series 63, 65, and 66 licenses and bringing 21 years of industry experience. His career includes roles at MML Investors Services Inc, MassMutual, Investment Professionals, Inc., and Ameriprise Financial Services, Inc. He has been with Ameriprise since 2018. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to create tailored retirement income recommendations. The firm delivers a broad range of advisory, brokerage, and insurance solutions typical for a large institutional provider.