Nicole Fry is a financial advisor at Ameriprise with nine years of industry experience. She holds a Series 66 designation and has worked at Ameriprise and its affiliated entities since 2014. Outside of her advisory role, she works as an independent contractor driver for DoorDash. Ameriprise is a large institutional firm that offers retirement-income planning services tailored to individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficient strategies to provide non-discretionary, written recommendations through a centralized consulting team.

Alexander Day is a financial advisor with Charles Schwab in Plano, TX, holding the Series 66 and Series 63 designations and one year of industry experience. Prior to joining Charles Schwab, he worked at CINCaP Investment Group and Essex Management. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment services supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Adam Carter is a financial advisor with Ameriprise Financial Services, LLC, holding CFP® and Series 65 and 63 licenses, and has six years of industry experience. Prior to joining Ameriprise in 2026, he worked at Bank of America, Merrill, and Fifth Third Bank and Securities. Outside of his advisory role, he is a co-owner of a family rental property in Princeton, Texas. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides written recommendations and ongoing retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Moira Montgomery is a financial advisor at Ameriprise with 19 years of industry experience. She holds a Series 66 designation and has been with Ameriprise in various capacities since 2002. Montgomery is also involved with Ark & Compass LLC, managing an advisory business outside of her primary role. Ameriprise provides retirement-income planning services tailored to individuals approaching or in retirement, typically serving clients with substantial investable assets. The firm offers a combination of advisory, brokerage, and insurance solutions, supported by a centralized consulting team that delivers customized, research-driven retirement income recommendations.

Richard Lytle is a financial advisor with LPL Financial in Plano, TX. He holds a Series 66 designation and has 16 years of industry experience, including 13 years with LPL Financial. Outside of his advisory role, he is involved with Steel Feather Financial Planning, LLC, a business entity related to tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisors. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

David Holland is a financial advisor with J.P. Morgan Securities in Plano, TX, holding Series 63 and Series 66 designations and 11 years of industry experience. His career includes roles at JPMorgan Chase Bank, Charles Schwab, USAA Investment Services, and Edward Jones. Outside of his advisory work, he has worked as a courier for Uber. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support its recommendations.

William Bowles is a financial advisor at Merrill with Series 63 and Series 65 credentials and 27 years of industry experience. He has been with Merrill since 2015. Outside of his advisory role, he holds a power of attorney position for a private entity in Plano, Texas. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers various model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Aaron Leach is a Series 66-licensed financial advisor at J.P. Morgan Securities with seven years of industry experience. He has worked at J.P. Morgan Securities since 2018, following a prior role at J.P. Morgan Chase Bank and a year at Abercrombie and Fitch. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and a centralized due diligence process. The firm incorporates an ESG eligibility framework in its recommendations and offers services on a non-discretionary basis, with clients retaining final decision-making authority.

Kurt Petersen is a financial advisor at Merrill with Series 63 and Series 65 licenses and 37 years of industry experience. He has worked at Bank of America, Merrill, Wells Fargo Clearing, and Wells Fargo Advisors LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sara Kula is a financial advisor at Edelman Financial Engines with six years of industry experience. She holds a Series 65 designation and has previously worked at Edward Jones and Financial Engines Advisors, L.L.C. Prior to her advisory career, she was employed at Macy's and studied at Texas Tech University. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, supports a large client base through advisor-led and online offerings, and offers sub-advisory services to other financial institutions.

Nicholas Sampl is a financial advisor at Thrivent Investment Management with four years of industry experience. He holds the Series 63 and Series 66 credentials and has previously worked at United Scripts, McKesson, and Ameristar Casino. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial analyses and written recommendations across a broad range of planning topics. The firm separates its planning service from managed accounts and emphasizes ongoing review without discretionary trading authority.

Felicia Williams is a financial advisor with Vanguard Advisers based in Plano, TX. She holds a Series 66 designation and has three years of industry experience. Prior to her current role at Vanguard, she has worked in both professional studies and human resources, and she is also the owner of a barber and beauty salon, Kreative Cuts & Styles. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Lauren Snowden is a Series 66 licensed financial advisor with nine years of experience at UBS Financial Services in Plano, TX. Prior to joining UBS in 2017, she worked at Trader Joe's for five years. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and distributes proprietary research while operating as a broker-dealer, investment adviser, and futures commission merchant.

Thomas Sanneman is a financial advisor with LPL Financial in Frisco, TX, holding a Series 66 designation and 22 years of industry experience. He has been with LPL Financial since 2010. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, with discretionary and non-discretionary management options supported by research and diverse investment strategies.

Christine Norton is a financial advisor at Edward Jones with seven years of industry experience. She holds the Series 66 designation and has worked at Edward Jones since 2018. Prior to that, she held various roles in healthcare-related organizations. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment options with a nationwide network of over 23,000 advisors.

Rayshawn Mccallum is a financial advisor at Vanguard Advisers with six years of industry experience. He holds the Series 66 designation and previously worked at Charles Schwab and UPS. Outside of his advisory role, he has worked as a package handler for FedEx Ground. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs.

Nicolas Hernandez is a financial advisor with Ameriprise Financial Services in Plano, TX, holding a Series 66 designation and six years of industry experience. His work history includes roles at Ameriprise since 2018 and a period at Texas Tech University. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service for those nearing or in retirement, which provides written recommendation reports and ongoing planning advice focused on income and tax-aware withdrawal strategies.

Timothy Fahey is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and over 26 years of industry experience. He previously worked at Charles Schwab & Co., Inc., HD Vest Investment Services, and Fidelity Investments. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm provides a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management alongside research from internal and third-party sources.

Joaquin Turner is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2024. He has been with Fidelity since 2014, progressing through various roles including Financial Consultant, Director Retirement Planner, and Retirement Relationship Manager. Prior to joining Fidelity, he worked as a Banker at Wells Fargo from 2013 to 2014. With over a decade of experience in financial services, Joaquin focuses on co-creating comprehensive financial plans with clients. His expertise spans retirement planning, investment solutions, and client relationship management. His approach is grounded in integrity, positivity, and selflessness. Outside of his professional responsibilities, Joaquin is interested in fitness, football, parenthood, and volunteering.

Sydney Abraham is a financial advisor with LPL Financial based in Plano, TX, holding a Series 65 designation and seven years of industry experience. Prior to joining LPL Financial in 2023, he worked at Calton & Associates, Inc. for seven years. He is co-owner of Ledger Ladies LLC, a tax preparation and accounting service. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of financial planning and advisory programs, including discretionary and non-discretionary management, with access to model portfolios and research from multiple sources.