Karim Darwesh is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and previously worked at JPMorgan Chase Bank, N.A., Van Clemens & Co Wealth Management, and operated his own business, Karim Darwesh, from 2015 to 2021. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a combination of quantitative asset-allocation modeling, centralized due diligence, and an ESG eligibility framework.

Mark Hales is a financial advisor with Wells Fargo Clearing in Newport Beach, CA, holding Series 63 and Series 66 registrations and over 40 years of industry experience. He previously worked at Bank of America and Merrill for a decade. He is associated with Rumor Investments LLC, a family-held investment-related business where he contributes about one hour quarterly. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages substantial assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Jason Griffin is a Senior Financial Advisor and holds the designation of Retirement Accredited Financial Advisor. He is affiliated with Merrill Lynch Wealth Management, where he specializes in managing wealth through investment allocations and Trust, Estate, and Tax planning strategies tailored to clients' short-term and long-term goals. Jason employs a comprehensive approach that begins with understanding each client's unique needs, ensuring that every financial solution is grounded in their individual objectives. With over 25 years of experience in the financial services industry, Jason provides personalized wealth planning and advice for clients, business owners, and their families. He focuses on Family Wealth Management Strategies, Personal Retirement Planning, Small Business Strategies, Socially Responsible and ESG Investing, Women and Wealth, and Retirement Income. He emphasizes revisiting wealth plans at least every six months or following any major life changes to stay aligned with clients' goals. Jason holds a Bachelor's Degree from the University of California, Los Angeles (UCLA) and professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is involved in his community through organizations such as the Carmel Valley Rotary and the Monterey Peninsula College Community College Foundation, reflecting his commitment to service. In his personal time, he enjoys cooking, hiking, reading, spending time with family, playing tennis, and traveling.

Karen Lucian is a financial advisor with Raymond James & Associates in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. She has been with Raymond James since 2008. Outside of her advisory role, she owns a personal LLC for the purchase and maintenance of show horses. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary consulting, and institutional fiduciary solutions.

Rajan Shankara is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 1993. He co-founded The Verschuur / Iyer Group in 1999 and focuses on helping a limited circle of clients and their families achieve financial security through cohesive strategies tailored to evolving needs. Rajan specializes in legacy wealth planning, portfolio management, retirement planning, philanthropic planning, tax-efficient investment strategies, and values-based investing, including socially responsible and ESG approaches. He serves clients across diverse areas such as college education planning, family wealth management, LGBT wealth planning, women and wealth, and sports and entertainment. Rajan holds the CERTIFIED FINANCIAL PLANNER® designation and is also a Personal Investment Advisor (PIA) with expertise in sports and entertainment finances. He graduated with a bachelor's degree from the University of Wisconsin System. Known for a transparent and collaborative advisory style, he engages regularly with clients and their families to support informed financial decision-making and goal achievement. Rajan has been recognized by Forbes on the "Best-in-State Wealth Advisors" list multiple times from 2018 through 2025. Outside of his professional role, Rajan is active in community efforts, including supporting Chicago-based Spark Ventures and The Shelby Goldstein Memorial School in Zambia, which provides education and meals for orphans. He serves on The Buckingham Club Committee of Chicago, part of the University of Wisconsin Foundation, raising funds for healthcare causes. Rajan resides in Chicago with his wife and two children, and enjoys boating, surfing, fishing, snowboarding, live music, traveling, and studying German.

Jonathan Chow is a financial advisor with Merrill in Newport Beach, CA, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has been with Merrill and Bank of America since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Justin Guerra is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2013. He began his career in financial services with Morgan Stanley in 2005 as a Financial Advisor before joining Fidelity Investments in 2006. Over the years, he has progressed through various roles including Financial Representative, Investment Representative, and Financial Planning Consultant. Justin's approach to financial consulting involves guiding clients through a three-step planning process focused on building a personalized plan, developing a strategy, and executing an investment strategy to help clients achieve their financial goals. He holds a California Insurance License. Outside of his professional work, Justin has interests in cooking and baking, outdoor adventures, photography, reading, traveling, and writing.

Drew Marloe is a financial advisor with OSAIC, holding Series 63 and Series 66 designations and bringing 43 years of industry experience. His prior roles include 14 years at Sagepoint Financial, Inc. and longstanding leadership as president of Independent Capital Management, Inc. He is also the owner of ICM Life Insurance Agency and ICM Real Estate, Inc. OSAIC serves a diverse client base across retail and institutional segments, offering integrated brokerage, advisory services, and access to third-party money managers through a large network of affiliated advisers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios across various asset classes on both discretionary and non-discretionary bases.

Jonathan Goodwin is a financial advisor with Edward Jones in Laguna Hills, CA, holding a Series 66 designation and 11 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices.

John Acierno is a Senior Financial Advisor and Senior Vice President at Merrill Lynch Wealth Management. He began his career in 1996 and joined Merrill Lynch in 2008. In his role, he assists clients by managing their individual wealth through various and complex market cycles, helping them address a wide range of financial challenges. John's approach emphasizes a comprehensive wealth management strategy that starts with understanding each client's goals and needs. John studied finance at California State University, Fullerton, and holds a Personal Investment Advisor (PIA) designation. He is active in his community of Corona Del Mar. Outside of his professional work, John is engaged in boating and fishing, having earned his US Coast Guard Merchant Mariner License. He also enjoys golf, tennis, music, and traveling.

David Pearl is a financial advisor at Ameriprise with 19 years of industry experience. He has been with Ameriprise and its affiliated entities since 2006 and holds a Series 66 designation. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet certain asset criteria, delivering written Recommendation Reports that incorporate research, modeling, and tax-efficiency analysis. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional financial services provider.

Christopher Weber is a Series 66-licensed financial advisor with 13 years of industry experience. He has worked at UBS Financial Services since 2021 and held prior positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. He is based in Newport Beach, CA. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and capital markets solutions.

Frederick Grand Jr. is a financial advisor at Wells Fargo Advisors with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at UBS Financial Services, Bank of America, and Merrill. He serves as a successor trustee for the Katz Family Trust in San Jose, CA. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, and business-owner transition planning. The firm combines advisory services with other financial products and referral channels through a large network of advisors.

Alexander Kissee is a financial advisor at Merrill with 11 years of industry experience. He holds the Series 66 designation and has been with Bank of America and Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to fiduciary clients. The firm offers model-based and discretionary strategies developed by internal and third-party managers and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Victoria Dixon is a financial advisor with Equitable Advisors in Newport Beach, CA, holding a Series 66 designation and five years of industry experience. She previously worked at Commonwealth Financial Network and is a member of Allison Financial Group, Inc. Dixon also serves as a trustee for two immediate family trusts. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, working extensively with program sponsors and third-party managers to offer a range of advisory and brokerage solutions.

Bobak Afrasiabi is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Wells Fargo Clearing since 2016, previously working at Wells Fargo Advisors LLC and Wells Fargo Bank, N.A. He is based in Newport Beach, CA. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and operates with over 14,000 financial advisors, providing both brokerage and advisory solutions.

Kevin Hilderman is a financial advisor at Merrill with 18 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Merrill and Bank of America, N.A. since 2010 and 2011, respectively. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Chien Nguyen is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Bank of America and Merrill Lynch from 2012 to 2021. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kendra Buri is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2022, following six years at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning that utilizes firm-approved tools and methodologies such as Monte Carlo simulations. The firm manages approximately $2.74 trillion in client assets and delivers services through its Financial Advisors and Estate Planning Strategies Group.

Eric Coressel is a financial advisor with Merrill in Laguna Niguel, CA, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His work history includes roles at Bank of America, Merrill, Tax & Financial Group, Securian Financial Services Inc., and Minnesota Life. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.