Nathan Wiley is a financial advisor with D.A. Davidson & Co. in Irvine, CA, holding Series 63 and Series 66 designations and 14 years of industry experience. He previously worked at Northwestern Mutual before joining D.A. Davidson in 2018. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individuals (including high-net-worth clients), charitable organizations, and corporate clients. The firm offers a range of advisory services under fiduciary standards and distinguishes itself by also serving as a municipal advisor and operating affiliated custodial entities.

Hyungjun Kim is a financial advisor at Goldman Sachs Wealth Services with one year of industry experience. He holds a Series 66 designation and has prior experience at Atticus Capital LLC. Outside of finance, he has been involved with community and educational organizations such as Unity for Equality and the National STEM Honor Society. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, corporate participants, executives, and institutional clients. The firm utilizes strategic and tactical allocation models and offers access to a broad range of financial services through the broader Goldman Sachs ecosystem.

Ralph Ganchero is a financial advisor at Citigroup Global Markets with 22 years of industry experience. He holds the Series 66 designation and has been with Citigroup Global Markets since 2016. The firm serves individual and institutional clients across workplace, high-net-worth, and ultra-high-net-worth segments, offering a range of investment advisory programs and custodian services. Citigroup Global Markets combines large institutional scale with specialized market roles, including derivatives and futures services, providing multi-asset, multi-manager strategies through discretionary and non-discretionary programs.

John Dunphy is a financial advisor with CWM, LLC, holding Series 63 and Series 65 registrations and bringing 30 years of industry experience. His career includes long-term roles at Haussmann Financial, Inc. and Securities America, Inc., as well as current positions at Twin Pines Wealth Management and John Dunphy Financial Planning. Outside of financial services, he also serves as an insurance agent specializing in fixed insurance products. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, corporations, and institutional clients through more than 600 advisors. The firm manages accounts primarily on a discretionary basis using model portfolios overseen by an internal Investment Committee, combining fundamental and technical analysis with third-party sub-advisors and customization tools.

Alexander Powell is a financial advisor with Goldman Sachs Wealth Services in Newport Beach, CA, holding Series 63 and Series 66 licenses and 13 years of industry experience. He has been with Goldman Sachs since 2021 and previously worked at The AYCO Company, L.P./Mercer Allied from 2015 to 2021. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individual and high-net-worth households, corporate participants, and institutional clients. The firm offers tailored wealth solutions and integrates centralized investment resources with a range of discretionary and non-discretionary management options.

Ryan Barlow is a Series 66-registered advisor with Goldman Sachs Wealth Services and has one year of industry experience. He has held prior roles at Goldman Sachs & Co. LLC and has experience with Serendipity Garden Weddings and CEO Advisor. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, executives, corporate participants, and institutional clients. The firm tailors investment strategies using proprietary research and offers access to specialized programs such as Private Family Office services, Executive Wealth programs, and Alternative Investments.

Patrick Lee is a CFP®-certified financial advisor with nine years of industry experience, currently working at Mercer Global Advisors Inc. He has held prior roles at Merrill, Morgan Stanley, E*Trade Securities LLC, and U.S. Bancorp Investments. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, and nonprofit organizations. The firm emphasizes globally diversified, risk-appropriate portfolios based on Modern Portfolio Theory and offers a range of implementation options alongside financial planning and retirement consulting.

Cindy Chen is a financial advisor at HSBC Securities (USA) Inc. with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with HSBC Bank USA, N.A. since 2016. In addition to her role as a registered representative, she serves as a Bank Officer for HSBC Bank (USA) N.A., engaging in the sale of bank-related products and services. HSBC Securities (USA) Inc. offers a variety of managed account programs to individuals, retirement accounts, charitable organizations, and corporations, combining both client-directed and discretionary investment options supported by global asset management and fund due diligence services.

Micah Frankel is a financial advisor with SPC based in Irvine, CA, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has worked at Parkland Securities since 2014 and has been involved with Precision Wealth Financial & Insurance Services since 2001. Frankel is also a 50% owner and board member of Complex Healthcare Solutions, where he contributes to sales team development and operational improvements. SPC serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans, managing approximately $5.66 billion in assets through a network of over 460 advisers. The firm provides portfolio management, financial planning, and ERISA-related retirement plan services, offering both discretionary and nondiscretionary investment solutions.

Travis Banks is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. He has worked within the Charles Schwab organization since 2022 and previously held roles at TD Ameritrade. Outside of finance, he owns and manages Demeir Investments LLC and Demeir Home Solutions LLC, entities involved in real estate activities. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its wealth advisory program, delivering guidance based on Schwab’s asset allocation models and research tools while leaving final trading decisions to clients.

Paul Pendorf II is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. Prior to joining Independent Financial Group in 2010, he worked with Massachusetts Mutual Life Insurance Company and has been self-employed since 1994. He serves as the secretary on his condominium association’s Board of Directors. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser that provides brokerage, portfolio management, financial planning, and retirement plan services to individuals, charities, corporations, and plan sponsors. The firm offers advisory programs through its AccessPoint platform and third-party asset managers, serving a diverse client base including high-net-worth individuals and institutional clients.

Lianne Larson is a financial advisor with Independent Financial Group, LLC in Irvine, CA, holding Series 63 and Series 65 registrations and bringing 23 years of industry experience. She has been affiliated with Independent Financial Group since 2022 and also serves as president of LNL Retirement, LLC, a DBA used for marketing purposes. Larson is additionally an officer and director at KDM Meridian. Independent Financial Group is a large, integrated advisory and brokerage firm serving individuals, trusts, corporations, business owners, and plan sponsors. The firm offers investment advisory programs, financial planning, and retirement services, utilizing a range of platforms and combining in-house and third-party manager models to deliver investment strategies tailored to clients’ risk profiles.

Bettina Marie Banzon is a financial advisor with Citigroup Global Markets who holds a Series 66 designation and has one year of industry experience. Her prior work includes a brief tenure at Morgan Stanley and involvement with Bomber Eyewear. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment programs and broker-dealer execution and custody services. The firm integrates internal standards and oversight committees to select and monitor investment managers and provides solutions that include discretionary and non-discretionary accounts, mutual funds, ETFs, alternative funds, and digital asset exposure.

Dalal Sallman is a financial advisor at HSBC Securities (USA) Inc. with 21 years of industry experience. She holds Series 66 and Series 63 licenses and has been with HSBC Bank USA N.A. since 2014. Based in Irvine, CA, she serves clients through a range of managed account programs offered by her firm. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, using multiple program types including client-directed and fully discretionary options. The firm employs a multi-profile investment process supported by HSBC Global Asset Management and third-party providers, managing both discretionary and non-discretionary portfolios with operational features such as an Offshore Spectrum program for qualified non-resident aliens.

Anil Patel is a financial advisor with HSBC Securities (USA) Inc. based in Irvine, CA, holding a Series 66 designation and 25 years of industry experience. He has worked with HSBC Securities since 2013 and also serves as a Bank Officer for HSBC Bank USA, N.A., where he engages in the sale of bank-related products alongside his advisory role. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through multiple program types ranging from client-directed to fully discretionary solutions. The firm’s investment process employs five model risk profiles and integrates asset allocation advice developed with HSBC Global Asset Management, relying on affiliated and third-party providers for advisory and fund selection services.

Scott Sargent is a CFP® professional with 32 years of industry experience. He currently works at &PARTNERS, having joined the firm in 2026, and previously spent 16 years at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory role, he manages investment accounts under power of attorney for his mother. &PARTNERS serves a diverse client base including individual and institutional investors, offering both advisory and brokerage services alongside financial planning and retirement consulting. The firm employs a combination of proprietary and third-party investment strategies and operates as both a registered investment adviser and broker-dealer.

Owen Galasso III is a financial advisor at Sanctuary Advisors, LLC with 26 years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services for 12 years. Owen is based in Irvine, CA. Sanctuary Advisors provides investment advisory and financial planning services to individuals, corporations, charitable organizations, trusts, estates, and retirement plans. The firm offers customized investment programs through various account types and employs multiple investment philosophies via sub-advisors and third-party platforms.

Rachelle Fragnito Dufault is a financial advisor with Goldman Sachs Wealth Services in Newport Beach, CA, holding a Series 66 designation and bringing 28 years of industry experience. She has worked at Goldman Sachs & Co. LLC since 2021 and previously spent 25 years with The Ayco Company, L.P./Mercer Allied. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including high-net-worth individuals and institutional clients. The firm utilizes centralized investment resources and integrated solutions across affiliated entities to deliver tailored wealth management services.

Kelly Clyde is a CFP® with 21 years of experience in the financial services industry. He has been with Independent Financial Group, LLC since 2009. Outside of his advisory role, he serves on the board of the LIFT Foundation, a local nonprofit, where he helps plan and execute major fundraising events. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers a range of brokerage, portfolio management, and financial planning services through a national network of advisors and provides multiple advisory program options implemented via its AccessPoint platform.

Michele Sarna is a financial advisor at Beacon Pointe Advisors, LLC with 18 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Beacon Pointe and its affiliated entities since 2017, as well as at Purshe Kaplan Sterling Investments and Integrated Wealth Management, Inc. Outside of her advisory role, she is a licensed insurance agent involved in the sale of life and accident/health insurance products. Beacon Pointe Advisors provides investment advisory and consulting services to a broad range of individual and institutional clients, utilizing a combination of third-party independent managers selected through a formal due-diligence process. The firm offers discretionary wealth management, financial planning, retirement plan consulting, and outsourced CIO solutions, and sponsors proprietary investment vehicles including private funds and a registered interval fund.