Daniel Katai is a CFP®-certified financial advisor with 18 years of industry experience. He has been with Vanguard Advisers since 2019 and is also affiliated with Vanguard Marketing Corporation and The Vanguard Group, Inc., where he has worked since 2008. Katai is based in Scottsdale, AZ. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach to portfolio construction, primarily utilizing Vanguard funds and ETFs, and manages a large client base through its digital platform supported by a team of over 2,200 advisors.

Brant Taylor is a financial advisor at Merrill with 29 years of industry experience. He holds Series 63 and Series 65 registrations and has worked at Merrill since 2009 and Bank of America, N.A. since 2011. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated with Bank of America’s broader platform, providing access to a wide range of investment products and services.

Bing Liu is a financial advisor with Vanguard Advisers, holding a Series 66 credential and four years of industry experience. Prior to joining Vanguard in 2026, he worked at Wells Fargo Clearing and Wells Fargo Bank. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach to set personalized asset allocations, primarily using Vanguard funds and ETFs, and manages a large client base through its digital platform and team servicing model.

Elizabeth Hancock is a Senior Financial Advisor with The Bellino Group at Merrill Lynch Wealth Management. She provides advice and guidance to families and individuals on financial strategies and wealth planning services, utilizing a goals-based wealth management approach. Her focus areas include college education planning, family wealth management strategies, socially responsible and ESG investing, as well as women and wealth. A fifth-generation Arizonan, Elizabeth earned her Bachelor's degree from Stanford University. She holds professional designations as a Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). Her experience spans business banking, consumer investments and banking, client relations, business development, wealth planning, and investment management. Elizabeth is involved in her community through organizations such as the American Heart Association, Baller Dream Foundation, Girl Scouts of the USA, Scottsdale Leadership, St. Jude Children's Research Hospital, and The Board of Visitors. She dedicates time to various personal interests including chess, drawing, painting, reading, running, volleyball, watching movies, yoga, and spending time with her family.

Timothy Kauk is a CFP®-designated financial advisor with 17 years of industry experience, currently serving at Vanguard Advisers since 2019. His prior experience includes roles at USAA Investment Management Company and USAA Financial Advisors. He is based in Scottsdale, AZ, and also manages limited investment-related activities and power of attorney responsibilities for his mother. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, utilizing proprietary models to deliver personalized asset allocations primarily through Vanguard funds and ETFs.

Megan Miller is a financial advisor with Vanguard Advisers and holds Series 63 and Series 66 licenses. She has nine years of industry experience, including prior roles at Marine Credit Union and positions within various Vanguard entities. Vanguard Advisers offers both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to create portfolios largely composed of Vanguard funds and ETFs, supporting customization options such as ESG preferences and tax-aware strategies.

Diana Gokool Diaz is a CFP® professional affiliated with Edward Jones in Scottsdale, AZ, with 17 years of industry experience. She has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients across a broad range of market segments. The firm manages approximately $1.01 trillion in assets under management and offers a variety of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Efrain Gomez is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing and affiliated entities, as well as Bank of America, Merrill, and Charles Schwab. Outside of finance, he owns and operates Big Crazy Ape Entertainment LLC, a video game live streaming business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advice. The firm’s investment approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Steven Douglass is a CFP®-designated financial advisor with 22 years of industry experience, currently affiliated with LPL Financial in Scottsdale, AZ. He has worked with LPL Financial since 2017 and is also associated with National Bank of Arizona. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a broad network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Michael Gronlund is a financial advisor with Stifel in Scottsdale, AZ, holding Series 63 and Series 65 credentials and 39 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2014. Outside of his advisory role, he and his wife own and rent out a second home through a management company. Stifel serves a diverse client base, including individuals, institutional clients, and nonprofit organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology from its Investment Strategy Group to provide asset allocation and financial planning analyses.

Estela Schondelmayer is a financial advisor at Vanguard Advisers with 18 years of industry experience. She has been with The Vanguard Group since 2007 and holds Series 63 and Series 66 designations. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary models to set personalized asset allocations primarily through Vanguard funds and ETFs.

Charles Palacios is a financial advisor with Ameriprise in Scottsdale, AZ, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Ameriprise and its related entity since 2005. Outside of his advisory role, he is president and owner of Palace Enterprises, a legal entity connected to his team practice. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that delivers written recommendation reports and ongoing retirement-income planning focused on income sources and tax-aware withdrawal strategies.

Jameson Funk is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 credentials and six years of industry experience. He has held roles at Vanguard Advisers and The Vanguard Group since 2020 and owns two consulting businesses focused on business operations and financial analysis. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations, primarily utilizing Vanguard funds and ETFs.

Aidan Williams is a financial advisor at Vanguard Advisers with five years of industry experience. He holds Series 63 and Series 66 designations and has worked within various Vanguard entities since 2021. Prior to joining Vanguard, he held positions at Whole Foods Market and other local businesses. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs, offering a wide range of customization options.

William Bidwill III is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has dedicated his career entirely to Merrill Lynch Wealth Management and the SG Group, bringing over nine years of experience in the finance industry. William focuses on wealth planning, business retirement plans, and generational wealth transfer, using a goals-based wealth management approach to help clients prioritize and pursue their meaningful financial goals. William holds the Certified Plan Fiduciary Advisor designation and is a member of both the National Association of Plan Advisors and the National Association of Stock Plan Professionals. He earned a Bachelor's Degree from Arizona State University with a focus on Economics and Latin American History. William is also a Board Member of Terros Health and serves as an ambassador to the Greater Phoenix Economic Council. A native of Phoenix, William is actively involved in the local community. He serves as Secretary on the Board of Directors for Terros Health, participates in Executive Council 70, and supports the Fresh Start Women's Foundation. His personal interests include golf, swimming, chess, football, and soccer, and he enjoys spending time with his family.

Jacob Tolk is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2017, following eight years at UBS Financial Services. Outside of finance, he is involved in breeding and selling snakes as a sole proprietor. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and employer-sponsored financial planning agreements.

Mario Aguilera Jr. is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding a Series 66 designation and four years of industry experience. He has been with Vanguard Advisers and its affiliated entities since 2021. Prior to this, he worked in the food service industry and held roles at educational institutions including the University of Texas at El Paso and El Paso Community College. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, offering customization options and tax-efficient strategies.

Stevan Santoscoy is a CFP® certificant with five years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing in Scottsdale, AZ. His prior work history includes roles at Wells Fargo Bank, Harkins Theatres, Arizona State University, and Sonic Drive-In. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through a large network of financial advisors and provides brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Jacquelyn Hartman is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and six years of industry experience. She has worked at Vanguard entities since 2017, including The Vanguard Group, Inc. and Vanguard Marketing Corporation. Prior to that, she was employed at Randstad for one year. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios primarily using Vanguard funds and ETFs, serving a large client base through a scalable digital platform.

Katrina Arrington is a financial advisor with Ameriprise in Phoenix, AZ, holding a Series 66 designation and seven years of industry experience. She has been with Ameriprise and its affiliated entities since 2018 and previously worked at Fry's Food Stores for six years. Outside of her advisory role, she writes and submits fiction to various publications. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in a centralized consulting approach, with an emphasis on assets managed within Ameriprise accounts.