Robert Smith is a financial advisor with Mass Mutual Investors Services in El Segundo, CA, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 37 years of industry experience, working with MML Investors Services, LLC since 1989 and MassMutual Life Insurance Co since 1988. In addition to his advisory role, he is also an insurance agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using a structured, collaborative planning approach supported by advanced analytical tools.

Stephen Tucci is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He holds the Series 66 designation and has previously worked at J.P. Morgan Securities LLC, JPMorgan Chase Bank, N.A., and Axa Advisors. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Ryan Bomersback is a financial advisor with Charles Schwab, holding a Series 66 designation and bringing 20 years of industry experience. His prior roles include positions at Fidelity Brokerage Services LLC and Strategic Advisers, Inc. before joining Charles Schwab and Charles Schwab Bank in 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s investment approach combines non-discretionary advisory models with access to discretionary separately managed accounts, multi-asset portfolio strategies, and a formal alternative-investment process.

Jaime Vizcarra is a financial advisor with Cetera, holding Series 63 and Series 66 designations and 24 years of industry experience. He has worked primarily with various Cetera entities since 2013 and also spent time at Legend Equities Corporation. Cetera Investment Advisers LLC serves a broad range of clients including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to multiple third-party managers through a multi-manager platform.

Roderick Uy is a financial advisor with LPL Financial in Torrance, CA, holding Series 63 and Series 65 credentials and 21 years of industry experience. He has been with LPL Financial since 2011. Outside of his advisory role, he is involved in selling life, health, disability, and long-term care insurance through LifePoint Wealth Management, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with model portfolios, third-party research, and various technology-driven solutions.

Mark Rizkalla is a financial advisor with Thrivent Investment Management holding a Series 66 designation and two years of industry experience. Prior to joining Thrivent, he was the owner of Riz Management Inc and worked for Wescom Central Credit Union for 18 years. He is also a licensed notary public providing services to escrow companies in California. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, focusing on goal-based analyses and planning on a broad range of financial topics without discretionary trading authority.

Yusei Shigeta is a financial advisor at Fidelity with two years of industry experience. He holds a Series 66 designation and previously worked at Mass Mutual Investors Services and MassMutual Life Insurance Co. From 2021 to 2025, he was involved with Raku Aburiya, Endo Gourmet. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is registered with the CFTC as a commodity pool operator and serves in advisory roles to multiple registered investment companies.

Daniel Ladd is a CFP® professional with two years of industry experience, currently serving as a financial advisor at Edward Jones. His prior experience includes roles at Glen Ladd Accounting & Tax Services, DJK CPA, APAC, Edelstein & Co, and CBIZ MHM. Edward Jones is a full-service wealth management firm serving both individual and institutional clients with a range of investment advisory programs. The firm manages approximately $1.01 trillion in assets and operates through a large network of financial advisors and branch offices nationwide.

Antonio Fontana is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at J.P. Morgan Securities and JPMorgan Chase Bank NA from 2014 to 2022. Outside of his advisory role, he is a passive investor in Rapidgrow LED, a lighting equipment company. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering investment policy development, performance reporting, participant education, and discretionary investment management. The firm’s advisory approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Ryan Naki is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and previously worked at Ameriprise Financial Services LLC and Best Buy. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Dixie Yeck is a financial advisor with Morgan Stanley Wealth Management, holding Series 63 and Series 66 credentials and bringing 16 years of industry experience. She has worked at Morgan Stanley Smith Barney from 2013 to 2021 and returned in 2022 after a one-year tenure at RBC Capital Markets. Outside of her advisory role, Yeck serves as Secretary on the Board of Directors for the Ravenspur Condominium Owners Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and modeling techniques.

Eleni Attard is a financial advisor with Morgan Stanley in Long Beach, CA, holding a Series 66 designation and having four years of industry experience. Prior to joining Morgan Stanley, she was involved with St John the Baptist Greek Orthodox Church for five years and has experience in educational roles at Chapman University and Canyon High School. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs focused on tailored financial planning supported by firm-approved tools and methodologies.

Vance Litchfield is a CFP® and ChFC® with 20 years of experience in the financial services industry. He is currently with Mass Mutual Investors Services in El Segundo, CA, and has held prior roles at firms including Prudential Insurance Company of America, MetLife Securities Inc, and Lincoln Investment. Outside of his advisory work, he is also active as an insurance broker focusing on health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs comprehensive planning tools and maintains collaborative annual client relationships to develop tailored investment and financial strategies.

Efrain Sanchez is a financial advisor at Cetera with 26 years of industry experience. He holds a Series 63 designation and has worked at several Cetera entities as well as East West Bank and National Planning Corporation. Cetera Investment Advisers LLC is an SEC-registered advisor serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients through a large nationwide network. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform providing access to affiliated and third-party managers across various program structures.

Edward Haus is a financial advisor at Morgan Stanley with four years of industry experience. He holds the Series 63 and Series 66 licenses and has worked previously at City National Bank, RBC Capital Markets, and J.P. Morgan Chase Bank. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by structured discovery and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services through a combination of advisory and brokerage capabilities.

Steven Scerra is a financial advisor at Morgan Stanley with 42 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using advanced modeling tools.

Rafael Galeno Jr. is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 14 years of industry experience. He has worked with Wells Fargo entities since 2014, including Wells Fargo Advisors and Wells Fargo Bank. Outside of his advisory role, he manages a vehicle rental business through the Turo platform. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Robert Harte is a financial professional with 41 years of industry experience, currently with Cetera since 2023. He holds Series 63 and Series 65 designations and previously worked at Cetera Wealth Services, LLC for 13 years. Harte is also involved as treasurer and financial professional at Freitas Harte Planning, LLC, a financial services firm. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, employing multiple program structures and a multi-manager platform with access to affiliated and third-party managers.

Cynthia Starks is a financial advisor at Cetera with 17 years of industry experience and holds a Series 66 designation. Her career includes over a decade at National Planning Corporation and multiple roles within Cetera and its affiliated entities since 2020. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets through a large network of independent advisors.

David Abdoush is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing and Wells Fargo Bank before joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2022. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these advisory services alongside affiliated brokerage, distribution, and investment management capabilities.