Steven Geraghty is a financial advisor at Morgan Stanley with 44 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2009. Prior to that, he was with Citigroup Global Markets starting in 1994. Outside of his advisory work, he is president of an S-Corp that owns a warehouse. Morgan Stanley Wealth Management serves individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools.

James O'Grady is a financial advisor with LPL Financial, holding a Series 66 designation and 20 years of industry experience. He has been with LPL Financial since 2010. O'Grady also operates under a DBA, Braemar Wealth Management. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, and institutions, through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research from internal and third-party sources.

Patrice Daniels is a financial advisor with Primerica Advisors in Torrance, CA, holding Series 63 and Series 65 licenses and 20 years of industry experience. Patrice has worked at Primerica Advisors since 2006 and at Primerica Financial Services since 2000. Outside of financial advising, Patrice is involved in healthcare as a nurse practitioner and nursing instructor at physician and community colleges. Primerica Advisors sponsors and manages a wrap-fee asset management program serving primarily individual investors, including non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale, offering model-delivery investment strategies supported by third-party managers and custodians.

Sara Ticas is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. She holds Series 63 and Series 65 designations and has been with Wells Fargo entities since 2007, including roles at Wells Fargo Advisors LLC and Wells Fargo Bank, N.A. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Ryan Pitcher is a financial advisor at Morgan Stanley with 17 years of industry experience. He has held roles at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2011. He holds Series 63, Series 65, and Series 66 designations. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market modeling to support its financial planning process.

Glen Ferrand is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career in 1996 at Merrill Private Wealth Management in Geneva, Switzerland. Glen and his team provide wealth management strategies and services to individuals, families, foundations, and institutions, focusing on risk management and customized financial strategies. He holds several professional designations, including Chartered Financial Analyst (CFA®) Charterholder, Certified Financial Planner (CFP®) Professional, Financial Risk Manager (FRM®), Certified Plan Fiduciary Advisor (CPFA®), and Certified Divorce Financial Analyst (CDFA®) Professional. Glen is a regular member of The Global Association of Risk Professionals and serves as an active committee member of the Ethics & Advocacy Group within the Los Angeles Society of Financial Analysts. He earned a bachelor's degree from Ecole de Commerce and speaks French, German, and English. Glen currently resides in Manhattan Beach with his wife and three children. His areas of client focus include college education planning, divorce transition planning, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, managing new wealth, personal retirement planning, and retirement income. He is also involved with the Los Angeles Society of Financial Analysts through committee work.

Casi Dileva is a financial advisor with Ameriprise in El Segundo, CA, holding Series 63, 65, and 66 licenses and bringing 29 years of industry experience. Prior to joining Ameriprise in 2024, she worked at Wells Fargo Clearing Services and Nationwide Insurance, among other firms. She also has an ongoing role in independent insurance brokering, specializing in life and long-term care insurance products. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides tailored, tax-aware retirement income planning supported by a centralized service team.

Carolyn Cahill Asher is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. She has been with Raymond James since 2008. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, serving both retail and institutional clients with a range of advisory and fiduciary solutions.

Samantha Gomez is a financial advisor at J.P. Morgan Securities with Series 66 and Series 63 credentials and one year of industry experience. She previously worked at Merrill Lynch / Bank of America from 2018 to 2023 and held roles at the Automobile Club of Southern California. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment approach.

John Obrien is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He previously worked at Penates Group Inc. and Otto Capital Management, each for 15 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, with both discretionary and non-discretionary management options supported by in-house and third-party research.

Sean Bryant is a financial advisor with Ameriprise in Huntington Beach, CA, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He previously worked at Wells Fargo Advisors and Wells Fargo Clearing for a combined nine years before joining Ameriprise in 2019. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets, providing detailed Recommendation Reports that address income, Social Security, and tax strategies. The firm combines research-driven modeling and tax-efficiency analysis to deliver tailored, non-discretionary advice through a centralized consulting team.

Kenneth Hickman is a financial advisor at Ameriprise in Brea, CA, holding a Series 66 designation with six years of industry experience. His career includes roles at Ameriprise and Ameriprise Financial Services, as well as brief tenures at Wells Fargo Corp and US Bank. Ameriprise offers a retirement-income planning service targeting clients with substantial investable assets, providing written recommendations on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support retirement planning, delivering personalized reports through a centralized consulting team.

Christian Masariego is a CFP® with 10 years of industry experience currently affiliated with Charles Schwab in Torrance, CA. His prior experience includes roles at TD Ameritrade, BancWest Investment Services, Bank of the West, and Fidelity. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by proprietary research and alternative investment options.

Jennifer Toney is a financial advisor at Morgan Stanley with 13 years of industry experience. She has been with Morgan Stanley since 2013 and is currently associated with Morgan Stanley Private Bank, National Association. Toney holds a Series 66 designation. Outside of her advisory role, she is involved in managing an investment property in Mammoth Lakes, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that uses structured discovery and firm-approved tools to model outcomes.

Christian Frost is a financial advisor at Fidelity with 15 years of industry experience. He holds Series 63 and Series 66 credentials and has been associated with Fidelity and its affiliates since 2010. Christian works at Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios and model strategies.

Lisa Hodus is a financial advisor with Merrill in Marina Del Rey, California, holding a Series 66 designation and 19 years of industry experience. She has been with Merrill since 2006. Outside of her advisory role, she operates a sole proprietorship as a consultant and independent contractor involved in commercial acting. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a variety of model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, and institutional investors.

Cesar Chavez is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. His prior roles include positions at Bank of America, Merrill Lynch, and JP Morgan Chase Bank. Outside of finance, he works as a music booking manager, coordinating live performances for various events. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Hoor Bhavnani is a Series 66-licensed financial advisor with Wells Fargo Clearing, based in Redondo Beach, CA, and has 17 years of industry experience. Bhavnani has worked at various Wells Fargo entities since 2007, including Wells Fargo Bank, N.A. and Wells Fargo Advisors LLC. Outside of advisory work, Bhavnani serves as assistant treasurer for Science of the Soul, a nonprofit organization in Irvine, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advice. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Josue Martin Martin is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation. He has worked with MassMutual Life Insurance Co and MML Investors Services since 2024. Prior to his current roles, he was employed at Iconix Fitness and Crescent Capital Group, LP, and has academic experience from Amherst College and Harvard-Westlake School. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs and educational seminars, focusing on collaborative, goal-based planning without exercising investment discretion.

Pan Kwe is a financial advisor with LPL Financial in Torrance, CA, holding a CFP® designation and Series 63 and 66 licenses. He has 32 years of industry experience, including prior roles at Cetera, CUSO Financial Services, and Wescom Financial Services. In addition to his advisory work, he is involved with an insurance solutions business under Pathway Life Wealth Management. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a nationwide network of advisors. The firm offers a range of advisory programs and financial planning services, employing both discretionary and non-discretionary management supported by research and model portfolios.