Robert Kelly is a CFA® charterholder with 18 years of industry experience. He is currently an advisor at Capital Group Private Client Services, Inc., where he has worked since 2021. Prior to that, he spent five years at Capital Bank and Trust Company. Capital Group Private Client Services, Inc. provides discretionary investment management and related services to high-net-worth individuals and charitable organizations, typically managing relationships with assets at or above $5 million. The firm’s investment approach emphasizes fundamental research, long-term horizons, and a multi-manager system that allocates portfolio segments to individual managers and analysts.

Joseph Grabowski is a financial advisor at D.A. Davidson & Co. with one year of industry experience. He holds Series 65 and Series 63 licenses. Prior to joining D.A. Davidson, he was affiliated with ONE&ALL Church for six years and Gateway Theological Seminary for one year. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers advisory services under fiduciary standards with a range of planning tools and also serves as a municipal advisor, an uncommon function among large enterprises.

John Woo is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has held roles with World System Builders, Worldwide Legacy Builder, and the National Association of Registered Social Security Analysts. Additionally, he serves as an instructor at the Heartland Institute of Financial Education’s College Planning Program, where he provides coaching on college financial planning. Transamerica Financial Advisors, LLC offers investment advisory, brokerage, and retirement-plan services to a diverse client base including individual investors, employer-sponsored plans, and charitable organizations. The firm utilizes model portfolios and third-party managers to deliver its advisory services through a large network of advisors and multiple program platforms.

Alexander Hwang is a financial advisor at Capital Group Private Client Services, Inc. in Los Angeles, CA. He holds a Series 65 credential and has been with Capital Group since 2019, including his current role beginning in 2025. Prior to joining Capital Group, he worked briefly at Ernst & Young and studied at UCLA. Capital Group Private Client Services, Inc. provides discretionary investment management primarily to high-net-worth individuals and charitable organizations, typically with relationships at or above $5 million. The firm employs a fundamental research-driven, long-term investment approach using a multi-manager system and commonly allocates client assets to affiliated pooled funds and separately managed account programs.

Hasan Shirazi is a financial advisor at Citigroup Global Markets with 27 years of industry experience. He holds a Series 66 designation and has been with Citigroup Global Markets since 2007. The firm serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, execution, and custody services. Citigroup Global Markets combines large institutional scale with specialized market roles, providing multi-asset, multi-manager strategies through both discretionary and non-discretionary programs.

Sam Lim is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 13 years of industry experience. He has worked at Citigroup since 2017 and previously held roles at Morgan Stanley Private Bank and Morgan Stanley. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, providing investment advisory, broker-dealer execution, custody services, and derivatives trading.

Sandra Morelli is a financial advisor at Capital Group Private Client Services, Inc. with 21 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Capital Group Private Client Services since 2021, following five years at Capital Bank and Trust Company. Capital Group Private Client Services, Inc. provides discretionary investment management and related services primarily to high-net-worth individuals and charitable organizations through separately managed account programs and pooled funds. The firm emphasizes fundamental research, a long-term investment horizon, and a multi-manager approach known as the “Capital System.”

Jennifer Birdsey is a CFP® professional with 16 years of industry experience, currently serving as a financial advisor at Capital Group Private Client Services, Inc. since 2021. Prior to this, she worked at Capital Bank and Trust Company for five years. She holds a Series 63 license and is based in Los Angeles, CA. Capital Group Private Client Services, Inc. provides discretionary investment management and related services primarily to high-net-worth individuals and charitable organizations, focusing on relationships with a $5 million or greater managed-relationship threshold. The firm employs a fundamental research-driven, long-term investment approach with a multi-manager system that allocates portfolio segments to individual managers and analysts.

Glenn Geist is a financial advisor at Capital Group Private Client Services, Inc. with 14 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Capital Bank and Trust Company from 2016 to 2021. Capital Group Private Client Services, Inc. provides discretionary investment management and related services primarily to high-net-worth individuals and charitable organizations, focusing on relationships with at least $5 million in assets. The firm employs a multi-manager approach emphasizing fundamental research and long-term investment horizons, often utilizing affiliated pooled funds and separately managed account programs.

Julie Shen is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and 14 years of industry experience. She has been with Independent Financial Group since 2015. Shen is a 50% owner of ENT Wealth Management, a marketing DBA, and is also a licensed California insurance agent offering various insurance products. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services through a national network of Investment Adviser Representatives and utilizes multiple advisory programs and third-party asset managers.

Imran Faruqui is a CFP® professional affiliated with Citigroup Global Markets, with 11 years of experience in the financial industry. His career includes roles at Wells Fargo and JPMorgan prior to joining Citigroup in 2025. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including in-house research and derivatives services.

Ching Wa Cova Mak is a financial advisor at HSBC Securities (USA) Inc. with four years of industry experience. She holds a Series 66 designation and has worked previously at Bank of America and Merrill. HSBC Securities offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, with investment strategies developed in coordination with HSBC Global Asset Management and other affiliated providers. The firm’s offerings include client-directed and discretionary portfolios across various risk profiles and specialized programs such as the Offshore Spectrum for qualified non-resident aliens.

Barbara Walker is a financial advisor with TLG Advisors, Inc. She holds a Series 65 designation and has 18 years of industry experience. Her prior work includes roles at Senior Retirement Solutions and Blg Financial and Insurance Services Corporation. Outside of her advisory work, she is involved in online course creation through BOSS DOC ONLINE and serves as a board member of Premier Marketing Resources Corp., a trucking company. TLG Advisors, Inc. is an SEC-registered investment adviser managing approximately $2.0 billion in discretionary assets, serving individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors. The firm offers investment supervisory and portfolio management services, comprehensive financial and estate planning, ERISA fiduciary services, and a direct-to-consumer program called Starlight Portfolios, utilizing fundamental analysis and Modern Portfolio Theory in its investment approach.

David Tse is a financial advisor with Focus Partners Wealth, LLC, holding a Series 65 designation and over 22 years of industry experience. He has worked at Churchill Management since 2000 and joined Focus Partners Wealth in 2025. Focus Partners Wealth serves individual, high-net-worth, family office, corporate, retirement plan, and institutional clients, offering a range of wealth management and financial services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines fundamental and quantitative analysis with a diverse set of investment options and an extensive network of affiliated service companies.

Josefina Hernandez is a financial advisor at Principal Financial Services with 24 years of industry experience. She holds a Series 66 designation and previously worked for CETERA Advisor Networks LLC for 20 years before joining Principal in 2022. Hernandez is a co-founder and treasurer of The Friendship Factor, a nonprofit supporting children with neurodiverse differences. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money manager solutions under various advisory and promoter arrangements.

Eric Heer is a financial advisor at Capital Group Private Client Services, Inc. in Los Angeles, CA, holding Series 65 and Series 66 licenses with 19 years of industry experience. He has worked at Capital Group Private Client Services since 2021 and previously at Capital Bank and Trust Company from 2016 to 2021. Capital Group Private Client Services, Inc. provides discretionary investment management primarily to high-net-worth individuals and charitable organizations, focusing on relationships with a minimum of $5 million in managed assets. The firm employs a multi-manager investment approach emphasizing fundamental research and long-term horizons, often utilizing affiliated pooled funds and separately managed account programs.

Amir Kryner is a CFP® with three years of industry experience currently working at Citigroup Global Markets. His prior experience includes roles at Bank of America, Merrill, and Psagot Investment House LTD. Based in Los Angeles, he has held positions across several major financial institutions. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies with oversight committees and incorporates both discretionary and non-discretionary portfolios.

Patrick Duignan is a financial advisor with Money Concepts Capital Corp in Brea, CA, holding a Series 66 designation and bringing 15 years of industry experience. He has been with Money Concepts Capital Corp since 2010. Outside of his advisory role, Duignan is the owner of NorthPoint Tax, Wealth & Business Advisory, LLP, a tax preparation and business consulting firm. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting to individuals, pension plans, trusts, charitable organizations, and corporations. The firm uses a combination of model portfolios, advisor-designed portfolios, and third-party sub-advisers, applying fundamental and technical analysis alongside modern portfolio theory to manage assets and offer a range of managed programs and account structures.

Tigran Basmadjyan is a financial advisor with Eagle Strategies (New York Life), holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has worked with Eagle Strategies since 2012 and has been associated with New York Life and NYLIFE Securities since 2004 and 2005, respectively. Outside of advising, he is a passive investor in film production and a charitable technology venture aimed at assisting deaf individuals. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers tailored advice through multiple program types and emphasizes a largely non-discretionary asset management approach, operating within an integrated New York Life affiliate structure.

Timothy Higgins is a CFP® and PFS™ credentialed financial advisor with 13 years of industry experience. He is currently with Money Concepts Capital Corp and has held roles at Blue Palm Consulting and NorthPoint Tax, Wealth & Business Advisory, LLP, where he provides tax preparation and consultation. Outside of advisory work, he is involved in consulting through Blue Palm Consulting and participates in an investment club as an owner. Money Concepts Capital Corp is an enterprise firm with approximately 431 advisors managing $3.33 billion across about 14,700 clients. The firm serves individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporations, offering a range of managed programs that include model portfolios, third-party sub-advisers, and both discretionary and non-discretionary account structures.