Kenneth Waltzer is a CFP® and CFA® with 22 years of experience in the financial advisory industry. He is currently with Wealth Enhancement Advisory Services, LLC, having previously worked at Mutual Securities, Inc., KCS Wealth Advisory, and Kenfield Capital Strategies, where he also serves as president of a holding company unrelated to investment activities. Wealth Enhancement Advisory Services provides financial planning, asset management, retirement-plan consulting, and managed account referrals for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in regulatory assets and utilizes a diversified, risk-class based investment process combining passive and active managers with quantitative, momentum, and fundamental analysis.

Patricia Kappen is a financial advisor with Centaurus Financial, Inc. She holds Series 63 and Series 65 licenses and has 27 years of industry experience. Prior to joining Centaurus Financial in 2018, she worked at Western International Securities, Financial West Group, and has been the owner of San Juan Financial since 2005, where she provides accounting and tax preparation services, including representing clients before the IRS. Centaurus Financial, Inc. offers advisory and brokerage services to a diverse range of clients, including individuals, families, small businesses, and institutions. The firm utilizes a variety of investment approaches through its CLASSIC Plus platform and provides both discretionary and non-discretionary portfolio management.

Landon Thompson is a financial advisor at Lido with CFA® and Series 65 credentials and four years of industry experience. His prior work includes multiple positions at Olympus Wealth Management and a role at Freightwire, LLC. Lido serves a diverse range of clients, including high-net-worth individuals, family offices, and institutional investors, offering investment management, financial planning, family office services, and referrals to affiliated trust, tax, insurance, and brokerage entities. The firm employs an integrated wealth-management approach, balancing asset allocation across various securities and alternative investments, and is notable for its active sub-advisory roles and affiliated capabilities.

Dimitri Tsioutsiopoulos is a financial advisor at Schwab Wealth Advisory with 20 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at several firms, including Morgan Stanley and Mass Mutual Investors Services. Dimitri is based in Los Angeles, CA. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance emphasizes asset allocation and investment selection using proprietary research tools, with recommendations tailored to clients’ goals and risk tolerance.

David Grande is a financial advisor with HSBC Securities (USA) Inc. in Beverly Hills, CA, holding Series 63 and Series 66 licenses and possessing 13 years of industry experience. He has been with HSBC since 2015. Outside of his advisory role, he is the owner and manager of Grande Vault LLC, a sneaker resale business. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and discretionary investment options. The firm utilizes a multi-profile asset allocation approach and partners with global asset managers and third-party providers for fund selection and portfolio monitoring.

Robert Rosenstock is a financial advisor with Oppenheimer, holding Series 63 and Series 65 designations and bringing 36 years of industry experience. His career includes roles at Oppenheimer Asset Management Inc., Fahnestock & Co. Inc., and CIBC World Markets Corp., where he has worked since 2002. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and pooled investment vehicles. The firm offers a range of programs across discretionary and non-discretionary platforms, with services that include strategic asset allocation, manager selection, and retirement consulting.

Bradley Kaufman is a financial advisor at Lido with Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at TradeStation Securities, Integrated Financial Concepts, Cypress Insurance Group, and Liberty Mutual Insurance. Lido serves a diverse client base including high-net-worth individuals, family offices, trusts, estates, and institutional investors, offering integrated wealth management through a range of investment strategies and affiliated trust, tax, insurance, and brokerage services. The firm manages approximately $42.5 billion in assets and operates notable sub-advisory and investment-company roles, including strategies implemented via discretionary and non-discretionary accounts.

Gary Madvin is an investment advisor with Kestra Advisory, holding the ChFC® and Series 63 designations and bringing 52 years of industry experience. He has held positions at multiple firms, including Kestra Investment Services and Financial Network Investment Corporation. Outside of advisory work, he is an author and co-wrote a published book with his cousin. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad mix of institutional and individual clients. The firm offers services such as fiduciary consulting, plan design, and advisor-managed accounts, serving clients that include large institutional investors and sovereign wealth funds.

Ryan Ramos is a financial advisor at Citigroup Global Markets with five years of industry experience. He holds the CFP® designation and Series 66 license. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, Cetera ADVISORS, Pierson Wealth Management, and Western International Securities. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by internal oversight and research capabilities.

Andrew Hancock is a financial advisor at Lido with 11 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations and has previously worked at Morgan Stanley and SBC Wealth Management. Hancock is based in Los Angeles, CA. Lido serves a diverse client base including high-net-worth individuals, family offices, trusts, and corporations, offering investment management, financial planning, and family office services. The firm manages approximately $42.5 billion in assets and utilizes an integrated wealth-management approach that incorporates tactical option strategies and works through both discretionary accounts and affiliated entities.

Hanna Horenstein is a financial advisor with Transamerica Financial Advisors holding Series 63 and Series 65 licenses and 26 years of industry experience. She has been with Transamerica Financial Advisors since 2012 and is also the author of *The Virtuity Edge: A Compilation of Success*. Outside of her advisory role, she is involved in student loan repayment assistance through referral partnerships and has experience in real estate sales and development. Transamerica Financial Advisors serves a diverse client base that includes individual investors, pension and profit-sharing plans, trusts, estates, and corporations. The firm offers both advisory and broker-dealer services with a range of proprietary and third-party investment programs designed for discretionary or non-discretionary management.

Ryan Reiff is a financial advisor at Cerity Partners LLC with four years of industry experience. He holds a Series 65 designation and previously worked at West Coast Financial, LLC. Cerity Partners advises a broad client base including individuals, families, trusts, estates, business entities, charitable institutions, and institutional investors, managing approximately $166.2 billion in client assets. The firm offers customized wealth management services and utilizes a client-specific investment framework that incorporates proprietary quantitative screening, manager selection, and access to alternative and private market solutions.

Darnel Bentz is a financial advisor at Kayne Anderson Rudnick Investment Management, LLC with 23 years of industry experience. He has held positions at Kayne Anderson Rudnick since 2013 and previously worked at Charles Schwab from 2004 to 2007. Bentz holds Series 63, Series 65, and Series 66 credentials. Kayne Anderson Rudnick provides discretionary investment management and sub-advisory services to a diverse client base, including institutional and individual investors. The firm’s investment approach centers on fundamental, company-level research combined with proprietary governance and sustainability assessments, offering a broad range of active equity and fixed-income strategies across market capitalizations.

Drew Bryant is a CFP®, ChFC®, and Series 65–licensed financial advisor with five years of industry experience. He has worked at MAI Capital Management, LLC since 2022 and previously held roles at Intersect Capital LLC and BNY Mellon Wealth. MAI Capital Management, LLC provides discretionary and non-discretionary investment management, integrated wealth management, retirement plan consulting, and family-office services to a diverse client base including high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm offers customized portfolio management across various strategies and serves both advisory and product-sponsor roles, managing over $72 billion in assets.

Justin Walsh is a CFP® professional with three years of industry experience currently serving at Lido Advisors, LLC. Prior to joining Lido, he worked at Tolleson Wealth Management and Abundant Life Financial, among other firms. His background includes roles in both wealth management and financial services across several firms since 2019. Lido serves a broad client base including high-net-worth individuals, family offices, trusts, charitable organizations, and pension plans. The firm employs an integrated wealth-management approach combining equities, fixed income, alternatives, and options strategies, and it is notable for its active sub-advisory role with ETFs and affiliated investment entities.

Grant Vahalla is a CFP® professional with 15 years of industry experience. He currently serves at Lido Advisors, LLC and has prior experience with TIAA-CREF, Fidelity Brokerage Services, and Advanced Practice Advisors. Outside of financial advising, he is a co-owner of Launderland, a self-serve laundry business in Encinitas, California. Lido serves a diverse client base including high-net-worth individuals, family offices, trusts, estates, and institutional investors, offering investment management, financial planning, and family office services. The firm employs an integrated wealth-management approach with active sub-advisory and options-based strategies, and operates a range of affiliated entities providing trust, tax, insurance, and brokerage services.

Gavin Stellpflug is a financial advisor with Lido in Los Angeles, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Bank of America, Merrill, and Equitable Advisors, as well as coaching and academic positions at Rutgers University and the University of Maryland. Lido serves a diverse client base including high-net-worth individuals, family offices, and institutional clients, offering investment management, financial planning, and family office services. The firm employs an integrated wealth-management approach with tactical option strategies and maintains significant affiliated capabilities across trust, tax, insurance, and brokerage services.

Jeff Khang is a Series 66-credentialed advisor at Rockefeller Financial LLC with one year of industry experience. Prior to joining Rockefeller Financial, he held positions at UBS Financial Services Inc. and CIBC. Outside of finance, he has experience working in the food service industry. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, as well as institutional clients, retirement plans, foundations, and corporations. The firm offers a range of portfolio management and financial planning services and operates as a registered broker-dealer with an integrated investment platform that delivers discretionary and non-discretionary solutions across multiple asset classes.

Nicholas Hixon is a CFP® professional with four years of industry experience. He is currently a wealth manager at Lido Advisors, LLC, a firm that acquired his previous employer, Shore Morgan Young. His prior work includes roles at Lincoln Investment and various positions outside the financial sector. Lido serves a broad range of clients, including high-net-worth individuals, family offices, trusts, estates, and institutional entities, offering integrated wealth management that spans equities, fixed income, alternatives, and options strategies. The firm is notable for its active sub-advisory role with investment companies and its extensive affiliated capabilities in trust, tax, insurance, and brokerage services.

Shaan Baren is a ChFC® credentialed financial advisor at Hightower Advisors with seven years at the firm and four years of industry experience. Prior to joining Hightower in 2019, he worked at LourdMurray from 2015 to 2019. He is a 33% partner in a private commercial lending fund through Like Father Like Son LLC, an activity he does not pursue during business hours. Hightower Advisors provides investment advisory and planning services to a diverse client base that includes individual investors, institutions, and pooled investment vehicles. The firm’s approach emphasizes manager selection and multi-manager strategies, utilizing both affiliated and third-party managers alongside proprietary research and varied investment vehicles.