Jennifer Hulighan is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 65 licenses and three years of industry experience. Prior to her current role, she worked in educational settings, including positions at Sharon Presbyterian Weekday School and Charlotte Country Day School. Outside of finance, she is an independent travel consultant specializing in Disney-related travel through Academy Travel. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Peter Vandyk is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 24 years of industry experience. His prior roles include positions at Waddell & Reed, Century Securities Associates, and Stifel Nicolaus. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Kevin Butler is a financial advisor at Morgan Stanley with 28 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010 and has worked at Morgan Stanley Private Bank, National Association since 2015. He holds Series 63 and Series 65 licenses and is based in Woodland Hills, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a range of advisory programs, including financial planning that utilizes firm-approved tools and models to support structured planning conversations.

Brian Wood is a financial advisor at Wells Fargo Clearing in Charlotte, NC, holding a Series 65 credential with 22 years of industry experience. His prior work includes 12 years at Virginia Asset Management LLC and multiple roles within Wells Fargo entities since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets across more than 14,000 advisors and offers brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Joy Kenefick is a financial advisor at Wells Fargo Clearing with 28 years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Kenefick serves on the board of the Greater Charlotte Cultural Trust. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

James Ball is a financial advisor at OSAIC in Charlotte, NC, with 24 years of industry experience. He holds the Series 66 designation and has held roles at firms including Woodbury Financial Services, PaxMentis Advisors, and Capital Guardian Wealth Management. Ball also serves as Executive Vice President and Compliance Director at GCG Wealth Management, where he manages compliance and operations. OSAIC serves a wide range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, providing brokerage and investment advisory services through a large network of affiliated advisers and multiple platforms. The firm employs asset-allocation tools and third-party solutions to construct diversified portfolios tailored to client needs.

Linda Reeves is a financial advisor at Merrill with 28 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Merrill since 2020, following 23 years at TIAA. Reeves is a director of the Annie T. Doe Memorial Foundation, a charitable organization focused on education, health services, and women’s empowerment in Liberia, West Africa, and she serves on the Women’s Impact Initiative Network committee of the Association of African American Financial Advisors. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Justin Litzenberger is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in delivering personalized financial planning and wealth management services focused on helping clients achieve their prioritized financial goals. Justin utilizes the global resources of Merrill to center clients in the wealth management process through a goals-based financial approach. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) professional designations, reflecting his expertise in retirement planning and investment advisory. Justin earned a Bachelor's Degree from Clemson University.

Colleen Mc Cauley is a financial advisor at Merrill with a Series 66 credential and no prior industry experience. Her previous work includes roles at Jones Lang LaSalle, Feedonomics, and Amazon, as well as academic experience at Texas A&M University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Karly Krueger is a financial advisor at Merrill based in Charlotte, NC. She holds a Series 66 credential and has one year of experience in the industry. Prior to joining Merrill and Bank of America, she held various roles across multiple industries including technology and retail. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Delvin Joyce is a financial advisor with LPL Enterprise in Huntersville, NC, holding the CFP® and ChFC® designations and possessing 19 years of industry experience. He has worked previously with Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his financial planning practice, he is an ESPN broadcaster for college football games and hosts a related podcast. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutions, offering financial planning, access to model portfolios, third-party asset management, and brokerage and insurance products through an integrated platform.

William Murray is a financial advisor at Merrill with 19 years of industry experience. He holds the Series 63 and Series 66 credentials. Prior to joining Merrill in 2022, he worked at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 to 2022. Outside of his advisory role, he operates Bike Source, a bicycle repair and sales business in Charlotte, NC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Chadwick Carlson is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over 17 years of experience in helping clients navigate their financial goals through personalized guidance. He specializes in a range of areas including college education planning, divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, sports and entertainment, tax minimization, and retirement income. Chadwick holds a Bachelor's Degree from Lafayette College and the Personal Investment Advisor (PIA) designation. Throughout his career, he has supported individuals and families in building, managing, and protecting their wealth across various life stages and market conditions, emphasizing trust and long-term relationships. His approach focuses on connecting all aspects of a client’s financial life to prioritize and pursue the goals that matter most to them. Outside of work, Chadwick lives on a ranch in Olin, North Carolina, where he values the balance of hard work and quiet country life. He enjoys fishing, golfing, horseback riding, skiing, volleyball, and spending time with his family, which remains central to his personal and professional life. His background as a college football player contributes to his disciplined and persevering approach in financial advising.

Marelle Sylvester is a financial advisor at Wells Fargo Clearing with eight years of industry experience. She holds the Series 63 and Series 65 licenses and has previously worked at Merrill, LPL Financial, and Randstad. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Douglas Morra II is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2019. His prior experience includes positions at Bank of America and Northwestern Mutual, as well as roles outside finance such as with The Pool Guys. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal and third-party managers. The firm serves a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Johnathan Lowery is a financial advisor at OSAIC with 17 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Lincoln Financial Securities Corporation. Lowery also operates Lowery Financial Group, where he offers various insurance products including accident, disability, and long-term care insurance. OSAIC serves a diverse client base, including individual investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing tools like asset-allocation models and automated rebalancing to manage portfolios across multiple asset classes.

Ariana Larriviere is a financial advisor at Fidelity with five years of industry experience and holds the Series 66 designation. Her work history includes roles at Fidelity Investments and Raymond James and Associates, as well as experience outside finance at a psychiatry office and Florida Atlantic University. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including charitable and registered investment funds. The firm combines proprietary fundamental research with quantitative and algorithmic portfolio construction to develop model portfolios, often delegating management to sub-advisers while maintaining oversight and addressing conflicts of interest.

Tyler Fortanascio is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services LLC since 2018, with prior experience at Black Diamond Networks and Enterprise Holdings. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm also employs systematic methodologies and serves as a registered commodity pool operator with a formal advisory role to multiple registered investment companies and fund-of-funds.

Kevin Sexton is a financial advisor with Merrill in Charlotte, NC, holding Series 63 and Series 66 credentials and 19 years of industry experience. He has worked at Merrill since 2009, with a brief tenure at Bofa Securities, Inc. in 2019. Outside of his advisory role, he is the owner of Silver Moss Management LLC, which provides commercial real estate transaction advisory and property management services. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Ethan Kirby is a financial advisor with J.P. Morgan Securities in Charlotte, NC. He holds a Series 66 designation and has been in the industry since 2025. Prior to joining J.P. Morgan Securities, he worked at Ameriprise Financial and has experience in various roles including advisory and retail positions. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to recommend funds and strategies.