Eric Schott is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding a Series 66 designation and 16 years of industry experience. He has worked at Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing, where he has been since 2016. Outside of his advisory duties, he co-owns a rental property with his spouse. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a broad range of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Courtland Mulliken is a Wealth Management Advisor with Merrill Lynch Wealth Management. He brings over 15 years of technical industrial experience, focusing on Wealth Management and Corporate Retirement Services. His wealth management services include individualized financial, estate, investment advisory, and cash management services for affluent clients, while his corporate retirement expertise covers qualified and non-qualified deferred compensation plans, concentrated stock and option plans, business succession planning, and cash management. Courtland graduated from the University of Colorado, Boulder, earning dual degrees in Chemistry and Mathematics. He served as a Submarine Officer in the US Navy for more than 10 years in both active and reserve capacities. Following his military service, Courtland worked in the Semiconductor Equipment Manufacturing and Medical Device Manufacturing industries. He holds multiple professional designations, including Chartered Financial Analyst® (CFA®), Wealth Management Advisor (WMA), Chartered Retirement Planning Counselor™ (CRPC™), Chartered Retirement Plans Specialist™ (CRPS™), Certified 401(k) Professional (C(k)P®), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Certified Plan Fiduciary Advisor (CPFA). Courtland is a member of the CFA® Society of Sacramento and involved with the Civil Air Patrol. He lives in El Dorado Hills, California, with his wife, Taira, and is active in his community.

John Nordstrom is a CFP® professional with 19 years of industry experience, currently advising at Charles Schwab in Sacramento, CA. His prior experience includes roles at Edward Jones and Fidelity Investments among other firms. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Lori Riffle is a financial advisor at Stifel with 30 years of industry experience. She holds the Series 63 designation and has been with Stifel Nicolaus & Co Inc since 2015. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Beverly Brautigam is a financial advisor with Cetera who holds the PFS™ and Series 66 designations and has 27 years of industry experience. She previously worked at Avantax Insurance Services, Inc. for five years and has operated Brautigam & Co. since 1984. Beverly also speaks at conferences on tax-related topics through the California CPA Education Foundation. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party investment managers.

Michael Brandt is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. Prior to joining Edward Jones in 2022, he worked for Marathon Petroleum Company for six years. Outside of his advisory role, he is involved with Associated Students Inc. as special event staff at an aquatic center, where he networks within the rowing community. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets and supports its clients through a nationwide network of financial advisors and branch offices.

Paul Cutter is a financial advisor with UBS Financial Services in Sacramento, CA, holding Series 63 and Series 65 licenses. He has 40 years of industry experience, including over three decades at Painewebber Incorporated. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and utilizing proprietary research and model-based asset allocations to tailor client solutions.

Jon Hutchison is a financial advisor with LPL Financial in Roseville, CA, holding the ChFC® designation and Series 63 and 65 licenses. He has 42 years of industry experience, previously working at Lincoln Financial Securities Corporation and operating Hutchison Financial Group, Inc. He has maintained independent business activities related to financial services and insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house research and third-party subadvisors.

Bonnie Farrell is a financial advisor with OSAIC, holding a Series 66 designation and bringing 25 years of industry experience. She previously worked at Lincoln Financial Advisors Corp for 24 years before joining OSAIC in 2025. Outside of advising, she is involved in offering various insurance products, including accident and health insurance, traditional life insurance, fixed and indexed annuities, and long-term care products. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms, providing integrated brokerage and investment advisory services alongside financial planning and retirement consulting. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage diversified portfolios on both discretionary and non-discretionary bases.

Gary Arena is a financial advisor at Wells Fargo Advisors with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo in various capacities since 2010. Outside of his advisory role, he owns and operates Arena Wealth Management LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and financial planning services tailored to clients who meet certain net-worth criteria. The firm offers a broad range of planning options, utilizing Wells Fargo’s research and tools, and incorporates advisory services alongside other financial products and referral channels.

Heather Story is a CFP® professional with six years of industry experience, currently an advisor at LPL Financial. Prior to joining LPL, she worked at Edward Jones for six years and has experience in entrepreneurial ventures including ownership roles in Hammer & Nails Grooming Inc and Huna Investments LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers comprehensive financial planning, advisory programs, and retirement plan consulting with both discretionary and non-discretionary management supported by extensive research and innovative portfolio management technologies.

Dexter Parulan is a financial advisor with Morgan Stanley in Sacramento, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and with Morgan Stanley Smith Barney since 2009, following a period at Citigroup Global Markets starting in 2006. Outside of his advisory role, he serves on the finance or investment committee of The Catholic Foundation in Sacramento. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and strategic investment insights. The firm manages approximately $2.74 trillion in client assets and offers its services both directly and through employer agreements.

Matthew Cimino is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo Clearing since 2016, following four years with Wells Fargo Advisors, LLC. Outside of his advisory role, he serves as Treasurer for United Walk Inc., where he provides oversight for revenue, donations, expenses, and strategic activities. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

William Dean is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked at Harley-Davidson dealerships in Folsom and Sacramento for a combined eight years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Glenn Malkasian is a financial advisor at Cetera with six years of industry experience and holds a Series 66 designation. He has been associated with Cetera and its related entities since 2019 and also operates Malkasian Wealth Management. Outside of advisory services, he is a CPA at Malkasian Accountancy LLP, providing tax preparation and accounting services. Cetera Investment Advisers LLC is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management and consulting services through a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.

Mark Sikich is a financial advisor at Edelman Financial Engines with 13 years of industry experience. He holds the Series 66 designation and has worked at Financial Engines Advisors L.L.C. since 2016, including prior roles at Tmfs Advisors, LLC. Edelman Financial Engines offers technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, supports a large client base through both advisor-led and online platforms, and provides employer-facing retirement plan consulting and educational content.

Cameron Johnson is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. His prior roles include positions at Principal Financial Group, The Prudential Insurance Company of America, and Pruco Securities LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Trudy Nishita is a financial advisor at Wells Fargo Advisors with 26 years of industry experience. She holds Series 63 and Series 65 designations and has worked with several Wells Fargo entities and Merrill since 2011. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Catherine Crossley is a financial advisor at Merrill with five years of industry experience and holds a Series 66 designation. She has worked at Bank of America and Merrill since 2019. Outside of her advisory role, she is a managing member of Sky High Drone Services LLC and volunteers at First Step Communities, a nonprofit providing interim housing and emergency shelter for people experiencing homelessness. Merrill offers managed account services through the Select Portfolio Solutions program, serving a diverse client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm’s investment approach combines model-based and discretionary strategies integrated within Bank of America’s broader platform.

Joan Phinney is a financial advisor at UBS Financial Services with 34 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at UBS since 2021. Her prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of her advisory work, she serves as Treasurer for the Sacramento Capitol A's organization. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and employs proprietary research and model-based asset allocations to tailor client plans.