Gary Arena is a financial advisor at Wells Fargo Advisors with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo in various capacities since 2010. Outside of his advisory role, he owns and operates Arena Wealth Management LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and financial planning services tailored to clients who meet certain net-worth criteria. The firm offers a broad range of planning options, utilizing Wells Fargo’s research and tools, and incorporates advisory services alongside other financial products and referral channels.

Heather Story is a CFP® professional with six years of industry experience, currently an advisor at LPL Financial. Prior to joining LPL, she worked at Edward Jones for six years and has experience in entrepreneurial ventures including ownership roles in Hammer & Nails Grooming Inc and Huna Investments LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers comprehensive financial planning, advisory programs, and retirement plan consulting with both discretionary and non-discretionary management supported by extensive research and innovative portfolio management technologies.

Dexter Parulan is a financial advisor with Morgan Stanley in Sacramento, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and with Morgan Stanley Smith Barney since 2009, following a period at Citigroup Global Markets starting in 2006. Outside of his advisory role, he serves on the finance or investment committee of The Catholic Foundation in Sacramento. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and strategic investment insights. The firm manages approximately $2.74 trillion in client assets and offers its services both directly and through employer agreements.

Glenn Malkasian is a financial advisor at Cetera with six years of industry experience and holds a Series 66 designation. He has been associated with Cetera and its related entities since 2019 and also operates Malkasian Wealth Management. Outside of advisory services, he is a CPA at Malkasian Accountancy LLP, providing tax preparation and accounting services. Cetera Investment Advisers LLC is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management and consulting services through a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.

Mark Sikich is a financial advisor at Edelman Financial Engines with 13 years of industry experience. He holds the Series 66 designation and has worked at Financial Engines Advisors L.L.C. since 2016, including prior roles at Tmfs Advisors, LLC. Edelman Financial Engines offers technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, supports a large client base through both advisor-led and online platforms, and provides employer-facing retirement plan consulting and educational content.

Walter Mc Williams is a financial advisor with Cetera, holding Series 63 and Series 65 designations. He has one year of industry experience, having worked previously at Zang SMP from 2018 to 2025 and HIS Hair Clinic from 2014 to 2018. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and operates a multi-manager platform with over $256 billion in assets under management.

Cameron Johnson is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. His prior roles include positions at Principal Financial Group, The Prudential Insurance Company of America, and Pruco Securities LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Trudy Nishita is a financial advisor at Wells Fargo Advisors with 26 years of industry experience. She holds Series 63 and Series 65 designations and has worked with several Wells Fargo entities and Merrill since 2011. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Catherine Crossley is a financial advisor at Merrill with five years of industry experience and holds a Series 66 designation. She has worked at Bank of America and Merrill since 2019. Outside of her advisory role, she is a managing member of Sky High Drone Services LLC and volunteers at First Step Communities, a nonprofit providing interim housing and emergency shelter for people experiencing homelessness. Merrill offers managed account services through the Select Portfolio Solutions program, serving a diverse client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm’s investment approach combines model-based and discretionary strategies integrated within Bank of America’s broader platform.

Joan Phinney is a financial advisor at UBS Financial Services with 34 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at UBS since 2021. Her prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of her advisory work, she serves as Treasurer for the Sacramento Capitol A's organization. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and employs proprietary research and model-based asset allocations to tailor client plans.

Summer Lemmon is a financial advisor at Charles Schwab with 15 years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab Bank and Charles Schwab & Co., Inc. since 2013. Outside of her advisory role, she serves as Treasurer for Cub Scout Pack 310 in Orangevale, CA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers multi-asset model portfolios supported by centralized custody and operational infrastructure.

Ashwin Mudaliar is a financial advisor at Edward Jones in Sacramento, CA, holding a Series 66 designation with five years of industry experience. He has been with Edward Jones since 2020 and previously worked for Comfort Suites for ten years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both high-net-worth and non-high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory programs and investment strategies supported by a nationwide network of financial advisors and branch offices.

Sonia Perez is a Series 66-licensed financial advisor with Merrill, based in Roseville, CA, and has one year of industry experience. Her prior work includes roles at Wells Fargo N.A. from 2013 to 2022 and First Northern Bank in 2022. Outside of her advisory duties, she works as an independent contractor consultant for DoorDash. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, and institutional entities.

Lucas Eastburn is a financial advisor at Fidelity with two years of industry experience and holds a Series 66 designation. Prior to joining Fidelity, he worked at Equitable Advisors and has also served as an independent contractor with the Sierra Native Alliance, where he supported youth activities and event logistics. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm is noted for its advisory roles to registered investment companies and its use of systematic methodologies and AI-driven research.

Kevin Nelson is a financial advisor with Thrivent Investment Management in Citrus Heights, CA, holding a Series 66 designation and 17 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2008. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning with a focus on retirement, tax, estate, and other personal financial topics, separate from portfolio management and implementation.

Andrew Schoenike is a CFP® professional with 17 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors, LLC for one year. He is based in Roseville, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and includes both non-discretionary and discretionary options, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Lauren Stowe is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has worked at Wells Fargo Bank, N.A. since 2007 and has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Scott Lewis is a financial advisor with Cambridge Investment Research Advisors in Sacramento, CA, holding a Series 66 credential and nine years of industry experience. He has worked at Cambridge Investment Research Advisors since 2018 and has been associated with North Star Financial Partners since 2010. Outside of advisory work, he is also active as a tax preparer and independent insurance agent. Cambridge Investment Research Advisors serves a broad client base including individuals, pension and profit-sharing plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers financial planning, investment management, retirement plan advisory, and financial wellness services through a network of independent professionals, employing a range of portfolio management strategies and platform options tailored to client objectives.

Antwon Weary is a financial advisor with LPL Financial, holding a Series 66 designation and six years of industry experience. He previously worked at Cambridge Investment Research Advisors and Cambridge Investment Research, and has a background that includes roles outside finance such as at George Fox University and Domino’s Pizza. He is also involved as an independent insurance agent through Finity Group LLC. LPL Financial serves a broad range of clients including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a variety of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and multiple investment strategies.

Kenneth Leonardini is a financial advisor at OSAIC with 37 years of industry experience. He holds a Series 63 designation and previously worked for Lincoln Financial Advisors Corporation for 35 years. Leonardini also serves as an agent offering and servicing fixed insurance products including fixed and indexed annuities, health savings accounts, accident, disability, and traditional life insurance. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services through a network of affiliated advisers, utilizing asset-allocation tools, risk-tolerance assessments, and third-party platforms to manage a wide range of investment products.