Paul Krepinski is a financial advisor at The Huntington Investment Company with 38 years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes roles at Edward Jones, Empower Advisory Group, and Charles Schwab in various capacities from 2015 to 2025. The Huntington Investment Company serves individuals, charitable organizations, corporations, and other business entities with advisory and brokerage services. The firm offers multiple wrap-fee programs using an open-architecture model that combines third-party and affiliate portfolio management, with custodial services through National Financial Services.

Thomas Bevington is a financial advisor at Creative Planning with 10 years of industry experience. He holds the CFP® designation along with Series 66 and Series 63 licenses. Prior to Creative Planning, he worked at Matter Family Office, Charles Schwab Bank, Charles Schwab, and FIDELITY Brokerage Services LLC. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension plans, trusts, and corporations. The firm employs a financial-planning-led investment approach that incorporates low-cost indexing, buy-and-hold strategies, tax-loss harvesting, and selective private market exposure.

Mark Whaley is a financial advisor at GWN Securities Inc. with two years of industry experience. He holds Series 65 and Series 63 designations. In addition to his advisory role, Whaley is co-founder and managing director of Everest Microbial Defense, LLC, where he oversees antimicrobial product development and business operations. He also serves as a trustee board member for Bergen Park Church and provides business consulting in carpet and flooring maintenance. GWN Securities provides investment advisory services to individual and corporate clients through various managed account programs and financial planning offerings. The firm employs a mix of affiliated and unaffiliated sub-advisers and utilizes tactical strategies, including market-timing and momentum approaches, supported by technology platforms and model-based portfolio construction.

Matthew Heim is a financial advisor at Cresset Asset Management, LLC with a Series 65 credential and four years of industry experience. Prior to joining Cresset in 2022, he held positions at the University of Colorado at Boulder, The Walsh Group, The Roaring Fork Club, and Berkshire School. Cresset Asset Management, LLC is an SEC-registered investment adviser managing approximately $71.9 billion in client assets across a diverse client base, including individuals, families, trusts, retirement plans, and charitable organizations. The firm focuses on diversified, asset-allocation-driven portfolio construction using both active and passive strategies, supported by a structured due-diligence process and a range of advisory and family office services.

Nathanael Southard is a financial advisor at TIAA-CREF with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with TIAA-CREF since 2014. Outside of his advisory role, he owns and manages a rental investment property. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through employer retirement plans. The firm offers model and customized portfolios under a fiduciary standard and acts as adviser to a donor-advised fund within a vertically integrated structure.

Joshua Vanderschuere is a financial advisor at Empower Advisory Group with four years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at GWFS Equities, Denver Public Schools, and the University of Denver. Outside of his advisory work, he owns and manages a single home rental property. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, offering services integrated with Empower’s recordkeeping and administrative platforms. The firm focuses on long-term portfolio returns and serves a large participant base relative to its advisor headcount.

Robert Jones is a financial advisor at Cerity Partners LLC with 10 years of industry experience. He holds a Series 66 designation and has worked at firms including Ayco/Goldman Sachs & Co. LLC and United Capital Financial Advisers, LLC. Cerity Partners is an SEC-registered investment adviser serving a diverse client base that includes individuals, families, trusts, corporations, and institutional investors. The firm provides a range of services including investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on customized, diversified asset allocation and private market programs for qualified clients.

John Gooch is a financial advisor with Schwab Wealth Advisory who holds Series 63 and Series 66 licenses and has 12 years of industry experience. He has been with Schwab Wealth Advisory since 2019 and has worked at Charles Schwab since 2013. Outside of his advisory role, he coaches Brazilian Jiu Jitsu fundamentals classes for adults. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its service model from many enterprise wealth managers.

Douglas Barker is a CFP® professional with 11 years of industry experience. He is currently an advisor at Mariner, where he has worked since 2021, following five years at First Western Trust Bank and a brief period as a self-employed advisor. Mariner serves a diverse client base, including high-net-worth individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and access to specialized investment vehicles. The firm employs discretionary, customized portfolios supported by internal and third-party resources and provides integrated tax and accounting services along with family office and employer financial wellness solutions.

Steven Hagedon is a financial advisor at Empower Advisory Group with 12 years of industry experience. He has held roles at Empower Financial Services, Fidelity Brokerage Services, and Wells Fargo, among others. Hagedon holds Series 63 and Series 66 licenses. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage clients. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns and client savings rates, delivered through a platform tied closely to Empower’s recordkeeping and administrative services.

Cindy Luckritz is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and possessing 24 years of industry experience. She has worked at Schwab Wealth Advisory since 2012 and has been affiliated with Charles Schwab since 2000. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, using standard asset allocation models and research tools while leaving final trading decisions to clients.

Michael Russo is a financial advisor at Transamerica Financial Advisors with two years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Wfgia and United Airlines. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a range of advisory and broker-dealer services with proprietary and third-party model portfolios, managing both discretionary and non-discretionary accounts.

Jennifer Pena is a CFP® professional with 10 years of experience in financial planning and advisory services. She is currently with Kestra Advisory and serves as Co-President of Pursuit Wealth Planning. Her prior experience includes roles at Sagepoint Financial and Comprehensive Financial Services. Outside of advisory work, she is involved in firm management duties for Pursuit, LLC. Kestra Advisory Services provides investment advisory and retirement plan consulting to a diverse client base, including plan sponsors, institutional investors, and individuals. The firm offers fiduciary consulting, plan-level investment advice, and utilizes multiple management platforms with access to complex products and discretionary trading.

Andrew Albers is a financial advisor at Principal Financial Services with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Principal Bank and Principal Trust Company, Principal Securities, Inc., and Principal Life Insurance Company since 2023, following prior roles at Cambridge Investment Research Advisors, Inc. and Valenta Capital Management. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm’s advisory services emphasize direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Ryan Hill is a CFA® charterholder with four years of industry experience. He has worked at Wells Fargo Investment Institute, Inc. since 2021 and was previously employed at Wells Fargo from 2008 to 2021. He is based in Denver, CO. Wells Fargo Investment Institute provides institutional research, manager due diligence, model portfolio construction, and asset-allocation guidance to Wells Fargo wealth and fiduciary businesses as well as select external clients. The firm’s work is organized across specialized divisions that produce research and model guidance without exercising investment discretion or holding custody of client assets.

David Evans is a CFP® professional with 17 years of experience in the financial services industry. He currently works at Empower Advisory Group and has previously held roles at Personal Capital Advisors Corporation, E*TRADE Securities LLC, and Scottrade Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage clients. The firm’s services feature a “point-in-time” planning approach focused on long-term portfolio returns and annual rebalancing, delivered through a model integrated with Empower’s recordkeeping and administrative platforms.

Shane Dunican is a CFP® at Moneta Group Investment Advisors, LLC with six years of industry experience. He has held positions at RKFin and Team Hewins prior to joining Moneta. Outside of finance, he was involved with Take Charge Cats and spent time at the University of Arizona. Moneta Group Investment Advisors serves high-net-worth individuals, families, family offices, and institutional clients, providing a range of portfolio management, financial planning, and family office services. The firm utilizes a partner-led team structure and an open-architecture investment process that emphasizes asset allocation and manager due diligence.

Michael Holliger is a financial advisor at Independent Financial Partners with 26 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Fidelity Investments, LPL Financial, and Western Wealth Management. In addition to his advisory role, he operates Holliger Financial Consultants, providing financial planning and investment management services. Independent Financial Partners is a nationwide advisory firm serving individual, charitable, corporate, and high-net-worth clients through a decentralized model that allows advisors to set their own investment strategies. The firm is notable for its retirement-plan advisory and pension consulting services, supported by comprehensive compliance and supervisory processes.

Eric Saunders is a CFP® professional with 19 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory Inc. since 2015. He holds the Series 66 designation and works out of Lone Tree, Colorado. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice primarily through the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s asset allocation models and research tools, while clients retain final trading decisions.

Duncan Macdougall is a CFP® with four years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. in Denver, CO. His prior work experience includes roles at First National Bank of Omaha, the University of Colorado Bookstore, Zepheira, and the University of Colorado. Mercer Global Advisors provides investment advisory and planning services to individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing globally diversified, risk-appropriate portfolios with strategic use of low-cost index vehicles and tax management.