William Gorman is a financial advisor with Raymond James Financial in Philadelphia, PA, holding Series 63 and Series 65 licenses and possessing 38 years of industry experience. He has been with Raymond James Financial since 2009, and his background also includes managing Gorman Investment Group, Ltd. Outside of advisory work, he owns and manages a rental real estate business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools to support client goals, while also maintaining unique municipal advisory capabilities and specialized retirement plan consulting services.

Raymond Farnesi is a financial advisor with UBS Financial Services in Philadelphia, holding Series 63 and Series 65 licenses and five years of industry experience. His prior roles include multiple positions at Goldman Sachs and a brief tenure at Exelon (PECO Electric). UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services, delivering tailored financial planning and portfolio management supported by proprietary research and model-based asset allocations.

Sean Volz is a Financial Advisor at Merrill Lynch Wealth Management and a member of The Mallach Group in Philadelphia. He partners with clients to provide comprehensive, goals-based wealth management services through every life stage. Sean began his journey at Merrill Lynch as an intern and has built his career supporting retail and mass affluent clients aligned to local Bank of America financial centers. Sean holds a Bachelor's degree from Dickinson College and has earned several professional designations, including CERTIFIED FINANCIAL PLANNER®, Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). His expertise spans education planning, equity compensation services, family wealth management strategies, legacy planning, retirement income, socially responsible and ESG investing, among other areas. Beyond his professional role, Sean is involved in his community through volunteer work with Swarthmore Presbyterian Church. He enjoys personal interests such as cooking, fishing, gardening, golfing, hunting, ice hockey, reading, running marathons, skiing, and woodworking.

Kyle Stokley is a financial advisor at Fidelity with three years of industry experience. He has worked at Fidelity Investments since 2023 and was previously employed by The Vanguard Group, Inc. Outside of finance, his background includes roles in education and community organizations. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable and registered investment funds. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management solutions.

Vincent Malazita is a financial advisor with Equitable Advisors in Newtown, PA, holding a Series 66 designation and 23 years of industry experience. He has been with Equitable Advisors since 2002 and previously worked with Axa Advisors, LLC for 18 years. His other business activity includes operating under the DBA Oak Financial Partners. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Robert Koosha is a financial advisor at UBS Financial Services with two years of industry experience. He holds the Series 66 and Series 63 designations and has previously worked at Merrill and The Vanguard Group. In addition to his advisory role, he works as a delivery driver for DoorDash. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, using proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and fiduciary offerings.

Rene Alvarado is a financial advisor with Morgan Stanley in Philadelphia, PA, holding a Series 66 designation and beginning his advisory career in 2026. His prior experience includes roles at Wilmington Trust, Goldman Sachs, and six years at Accenture, along with completing an MBA at The Wharton School. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with various advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and a broad range of investment offerings.

Elizabeth Giuliano is a financial advisor at OSAIC with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked with Woodbury Financial Services, Questar Asset Management, and Montague & Giuliano. Outside of her advisory role, she is involved with a nonprofit organization through Giuliano Financial Services, where she volunteers and participates in service activities. Osaic Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and third-party managers to construct portfolios across a broad range of investment types.

Samantha Tyndale is a financial advisor with Ameriprise, holding a Series 66 designation and nine years of industry experience. She has been with Ameriprise and its affiliated entities since 2015. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with a centralized consulting team to deliver tailored, non-discretionary advice, primarily for assets managed within Ameriprise accounts.

Barbara Pettit is a financial advisor with Equitable Advisors in Cherry Hill, NJ, holding Series 63 and Series 66 licenses and 15 years of industry experience. Her prior roles include positions at Vicus Capital, CETERA Advisor Networks, Schwartz Financial Associates, and TIAA-CREF. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, relying on program sponsors and third-party managers to provide advisory and brokerage solutions.

Kieran Cannon is a Financial Advisor with Merrill Lynch Wealth Management. He works with clients across Pennsylvania, New Jersey, Delaware, Maryland, and New York, helping them navigate complex financial decisions during career growth, compensation changes, major life transitions, and long-term planning. His client base includes physicians, business owners, and corporate executives. Kieran focuses on building clear and coordinated financial strategies that adapt to life changes. His work often involves investment management, cash flow and tax-aware planning, and assisting clients to feel grounded during significant financial decisions. He holds the Chartered Retirement Planning Counselor™ designation and maintains FINRA Series 7 and 66 registrations, as well as a Life, Accident & Health insurance license for Pennsylvania. A graduate of Hofstra University with a bachelor's degree in economics, Kieran values a balanced approach to life that fosters strong relationships. He resides in South Jersey with his wife and dog. Outside of work, he enjoys boating, fishing, golfing, pickleball, and surfing, and frequently spends time at the Jersey Shore.

Michael David Bollinger is a financial advisor with Edward Jones in Maple Shade, NJ, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 33 years of industry experience, including 28 years with Edward Jones and over three decades at Eq Financial Consultants, Inc. He is also involved with the Maple Shade Business Association. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and affiliated investment options, supported by a large national network of advisors and branch offices.

Andrew Arno is a financial advisor at Cetera with 29 years of industry experience. He holds a Series 63 designation and has worked with firms including LPL Financial, Private Advisor Group, and Cetera Advisors LLC. In addition to his advisory role, he is involved in insurance services, selling life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to multiple program structures and third-party managers, operating a large multi-manager platform with over $256 billion in assets under management.

Craig Hacker is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has more than 38 years of experience specializing in investment, retirement, wealth transfer, and business succession planning for high-net-worth families, individuals, and business owners. Craig focuses on helping clients pursue long-term financial goals through personalized wealth management strategies that reflect their full financial picture. His approach includes goals-based wealth planning and uses tools like Monte Carlo simulation to assess the probability of achieving clients’ objectives over their lifetimes. Craig holds the Chartered Retirement Planning Counselor™ and Personal Investment Advisor designations. He earned a B.S. in Accounting from Pennsylvania State University and an MBA in Finance from Temple University. While he does not provide legal or tax advice, he collaborates closely with clients’ attorneys and tax advisors to integrate all financial and legal considerations into comprehensive wealth and estate plans. He lives in Malvern, Pennsylvania with his wife, Maribeth. Craig is an active member of Paoli Presbyterian Church and the North American Hunting Dog Association. He enjoys training and hunting with his German Pointers, and spending time with his three children and six grandchildren.

Alan Chapman is a financial advisor with LPL Financial in Haddonfield, NJ, holding a Series 66 designation and 15 years of industry experience. He previously worked at Lincoln Financial Advisors for eight years before joining LPL Financial in 2024. Chapman is involved in insurance-related activities through Generation Capital Agency and his own non-variable insurance business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Ethan Kose is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has worked at JPMorgan Securities LLC since 2013 and JPMorgan Chase Bank NA since 2017, both based in Philadelphia, PA. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Oliver Palone is a financial advisor at UBS Financial Services in Philadelphia, PA, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Horizon Air Freight and PBT Realty, as well as experience with Palone Bros and Villanova University. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering a range of financial planning, portfolio management, and capital markets solutions. The firm integrates institutional trading capabilities with wealth management and uses proprietary research and model-based asset allocations to tailor strategies to clients' goals and risk tolerances.

Michael Comber is a CFP®-certified financial advisor with 23 years of industry experience, currently with Morgan Stanley in Philadelphia, PA. He has been associated with various Morgan Stanley entities since 2007, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, offering financial planning services that utilize firm-approved tools and models to support client decision-making. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through employer-sponsored financial planning agreements.

Kevin Kolmer Sr. is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with Merrill since 2004 and joined his current team in 2007. Kevin works with a wide range of clients, including those early in their careers who are beginning to accumulate wealth, as well as individuals approaching retirement or considering selling their enterprises. Kevin holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification from the Certified Financial Planner Board of Standards. He earned a Bachelor's degree in Business Management from Gettysburg College, where he was active in tutoring, community service, and held leadership roles. In his advisory practice, he focuses on identifying client risks related to retirement cash flow, liability management, and tax consequences, using a planning-based approach that addresses risks beyond portfolio management. Outside of his professional work, Kevin is involved with the Berwyn Paoli Area Little League, where he coaches and serves on the finance committee. He resides in Berwyn, Pennsylvania with his family. His personal interests include golf, paddle tennis, running, following Philadelphia sports teams, and spending family time in Ocean City, New Jersey.

Andrew Polis is a financial advisor at Wells Fargo Clearing with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo-related firms since 2009. He serves as co-trustee of his father's trust and co-executor for his mother’s estate, both investment-related roles. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.