Robert Stofa III is a financial advisor with Morgan Stanley in Greenville, DE, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Continental Finance Company, Corporation Service Company, Wilmington University, and Saint Marks High School. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and scenarios in its process.

Brant Murray is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. His recent work history includes roles at Bank of America, Merrill, Citizens Bank, and PNC Bank. Outside of finance, he has been involved with Garage Fishtown since 2021. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm is integrated with Bank of America’s broader platform, providing access to a wide array of products and services.

Michael O Boyle is a financial advisor at Merrill with nine years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Capital One Investing, LLC from 2013 to 2018. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Euan Livington is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and eight years of industry experience. His prior roles include positions at Equitable Advisors and T. Rowe Price. He has also worked at West Chester University and Hartefeld National Golf Course. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm employs proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, model portfolios, and fund advisory services.

Catherine Koresh is a financial advisor at Merrill with 19 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Merrill since 2008. Outside of her advisory role, she is an owner of Oack LLC, a for-profit limited liability company she co-created. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm is integrated within Bank of America’s broader corporate platform, which supports access to various investment products and services.

Ryan Galloway is a financial advisor at Mass Mutual Investors Services with 15 years of industry experience. He holds the ChFC® and Series 66 designations. His prior experience includes roles at MetLife Securities Inc. and MassMutual Life Insurance Co. Galloway is also an individual life and group health insurance agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual, collaborative relationships using firm-approved analytical tools.

Matthew Delphais is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and three years of industry experience. His prior work includes roles at Creative Financial Group and Testo Instruments, as well as positions at Downingtown Country Club where he currently works in the pro shop handling tee time bookings and retail sales. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring client engagements as annual, collaborative relationships that focus on recommending investment categories and strategies without discretionary authority.

Thomas Laky is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has been with The Vanguard Group since 2012. Vanguard Advisers delivers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and largely constructs portfolios from Vanguard funds and ETFs.

Constantine Nicopoulos is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and 11 years of industry experience. His prior roles include positions at Wells Fargo Clearing, TD Private Client Wealth LLC, and AssuredPartners Investment Advisors, LLC. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm’s goal-based, algorithm-driven investment approach utilizes proprietary models to personalize asset allocations, with portfolios primarily composed of Vanguard funds and ETFs.

Thomas Weisenfels serves as a Wealth Management Advisor with Merrill Lynch Wealth Management, where he is part of the TWJ Wealth Management Team. With a 33-year career, his professional focus includes detailed financial planning, retirement issues, wealth and portfolio management, and providing total financial advice for high net worth, executive, and retired clients. He also contributes to Merrill Lynch's Retirement Education Services to assist corporate retirees in the Delaware area. A Delaware native, Thomas obtained his Bachelor of Science degree in Business and Engineering from the US Military Academy at West Point. He completed Army Airborne, Air Assault, and Ranger schools and served as an Army officer veteran during the Desert Storm war. His professional designations include CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Planning Counselor™ (CRPC), and Personal Investment Advisor (PIA). He is affiliated with Merrill Lynch Wealth Management, the TWJ Wealth Management Team, and operates under the name Thomas Weisenfels, Wealth Management Advisor. Outside his professional life, Thomas is involved with Reach Church in Bear, Delaware, and has community ties with St. Mark's High School. He lives in Greenville with his wife, Melissa, their two children, Lilly and Andrew, and their Boxer dog, Maple. His personal interests include adventure sports, boating, camping, fishing, hiking, skiing, table tennis, woodworking, fitness, home repairs, shooting, and spending time with his family on the Chesapeake Bay.

Richard Mc Elwee is a financial advisor at Vanguard Advisers with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at multiple firms including Citizens Bank and The Vanguard Group. Outside of finance, he has operated McElwee Sound Recording since 2008. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies and predominantly Vanguard funds and ETFs, managing a large client base through digital delivery and a team servicing model.

John Mccullough is a financial advisor with Mass Mutual Investors Services, holding CFP® and ChFC® designations and over 30 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and was previously with MetLife Securities Inc. from 2015 to 2017. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved software and a collaborative annual planning process.

Vito Conigliaro is a financial advisor at J.P. Morgan Securities with two years of industry experience and holds a Series 66 designation. Prior to joining J.P. Morgan, he worked at Cetera and Diamond State Financial Group. Before entering the financial industry, he spent seven years operating Pizza and Pasta. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework.

Helena Estvanova is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. She has worked with Wells Fargo Clearing since 2016 and has been with affiliated Wells Fargo entities since 2010. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael Presser Jr. is a CFP®-designated financial advisor at Vanguard Advisers with 17 years of industry experience. He has worked at The Vanguard Group since 2008. Outside of his advisory role, he serves as treasurer for the Woodland String Band, a volunteer position involving management of the organization's financial operations. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants, using a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs. The firm manages a large client base through a combination of digital platforms and a team servicing model.

Kevin Flatley is a Vice President and Financial Consultant at Fidelity Investments. In his current role, he collaborates with clients to develop financial plans that align with their goals, utilizing a holistic planning approach. Kevin has been with Fidelity Investments since 2018, gaining experience across multiple positions including Financial Representative, Relationship Manager, Investment Consultant, and Financial Consultant before his current role as Vice President. His approach focuses on examining clients' financial situations and personal preferences to empower them in making informed financial decisions. Kevin holds a California Insurance License, supporting his work in financial consulting and planning.

James Ferrari is a financial advisor at LPL Financial with nine years of industry experience. He holds the Series 66 designation and has worked at LPL Financial since 2017. He has also been affiliated with Franklin Mint Federal Credit Union since 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and a variety of portfolio strategies.

Joseph Schoff is a financial advisor with Raymond James & Associates in Wilmington, DE, holding a Series 66 designation and 14 years of industry experience. He has been with Raymond James & Associates since 2011. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, along with institutional consulting and public finance services.

Brian Villec is a CFP® professional with 29 years of experience in the financial services industry. He is currently an advisor at LPL Financial, having joined the firm in 2025. His prior roles include positions at The Leaders Group, Inc., Millennium Brokerage Group, and Nationwide. Villec is involved with multiple insurance-related activities outside his advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by internal and third-party research.

William Heider is a financial advisor at Ameriprise with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Ameriprise Financial Services since 2019, with prior experience at Park Avenue Securities and Guardian Life Insurance. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on retirement income sources and tax-aware withdrawal strategies.