Kevin Mulderig is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America, N.A. since 2016, following a prior role at Brigantessa. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, and other institutional clients.

Michael Spina is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their financial priorities and develop strategies aimed at achieving their short-, mid-, and long-term goals. His services span general investing, retirement planning, and preparations for unexpected financial needs. He also facilitates access to Bank of America specialists for banking, credit, home financing, and small business solutions. Michael provides ongoing advice and guidance as clients' needs evolve. Michael holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He earned a Bachelor's Degree from Seton Hall University. His approach focuses on uncovering the financial goals that matter most to clients and their families, allowing him to tailor strategies suited to their individual circumstances.

Debra Getz is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds the Series 63 and Series 66 designations. Her prior roles include positions at Prudential Investment Management Services, Empower, AXA Advisors, Allstate, Merrill, and Bank of America. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Michael Richard is a financial advisor at Merrill with over 21 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2004. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program. The firm offers a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Sean Byrnes is a financial advisor with Merrill, holding a Series 66 designation and 11 years of industry experience. He has been with Merrill since 2011. Outside of his advisory role, Byrnes serves as the vice president of recreation baseball and a board member for the Monroe Township Baseball Association in New Jersey. Merrill offers managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, providing model-based and discretionary investment strategies to a diverse range of clients including individuals, high-net-worth clients, pension plans, and charitable organizations.

Brian McNulty is a financial advisor at Merrill with 24 years of industry experience. He holds a Series 66 designation and has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2006. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Michael Tronolone is a financial advisor at Merrill with 14 years of industry experience. He holds a Series 66 designation and has been with Merrill and Bank of America, N.A. throughout his career. Outside of finance, he owns and operates a sole proprietorship specializing in general landscaping maintenance. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional accounts.

Daniel Perry is a financial advisor at Fidelity with a Series 66 designation and six years of industry experience. His prior experience includes roles at Minnesota Life Insurance Company, Securian Financial Services, Allied Wealth Partners, and Stockton University. Perry has been with Fidelity since 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad range of clients, including retail and institutional investors, with an investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, advisory roles to multiple registered investment companies, and incorporation of AI and algorithmic tools in research.

Thomas Matarazzo is a financial advisor with Merrill in Pennington, NJ, holding Series 63 and Series 65 credentials and 20 years of industry experience. He has been with Merrill since 2009. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated with Bank of America’s platform, providing access to various products and services beyond investment management.

Catherina Migliaccio is a financial advisor with Raymond James & Associates in Cranbury, NJ, holding a Series 66 designation and 10 years of industry experience. She previously worked at Merrill Lynch, Pierce, Fenner & Smith Inc. for 10 years before joining Raymond James in 2022. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500 billion in assets with over 5,400 financial advisors. The firm offers wealth advisory planning and investment consulting to a broad client base, including individuals, pension plans, corporations, and government entities, delivering non-discretionary financial planning and portfolio recommendations supported by research and a network of affiliated services.

Arthur Martin is a financial advisor at RBC Capital Markets with 51 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Martin is an active general partner in a family investment partnership. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutions, pension plans, corporations, and charitable organizations. The firm provides tailored advisory programs that combine discretionary and non-discretionary portfolio management with financial planning and brokerage services.

Divya Rao is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo and Icon Information Consultants. She serves as a co-trustee for a family trust. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a broad range of investment strategies including model-based, discretionary, and tax-aware options. The firm serves individuals, high-net-worth clients, pensions, charitable organizations, and corporate fiduciaries.

Justin Hughes is a financial advisor at Merrill with two years of industry experience. He holds a Series 66 designation and has previously worked at Cetera and Bank of America, N.A. Prior to his financial services career, he spent over a decade at McMaster-Carr Industrial Supplies. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, and institutional investors.

George Mundy is a CFP® professional with 32 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2010 to 2016. Outside of his financial advisory role, Mundy serves as an assistant junior varsity coach for high school ice hockey, teaching ice hockey skills. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Alex Dichter is a financial advisor at Merrill with nine years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Bank of America, Northwestern Mutual, and other financial firms. Outside of his advisory role, he is a general partner and managing member of ShopCat LLC, a consumer wellness company focused on functional beverages. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, and corporate fiduciaries.

Mark Melillo is a financial advisor at Stifel with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Stifel Nicolaus & Co Inc since 2019. Prior to this, he was with Wells Fargo Clearing from 2016 to 2019 and Wells Fargo Advisors LLC from 2009 to 2016. Stifel serves a diverse client base including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach is based on proprietary forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Stephanie Williams is a Series 66-credentialed financial advisor with Merrill in Princeton, NJ, where she has worked since 2014. She has 10 years of industry experience. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of investment strategies implemented by Managed Account Advisors LLC. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries, utilizing model-based and discretionary investment approaches integrated with Bank of America’s broader platform.

Joseph Meklin is a financial advisor at Merrill with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill since 2013. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional investors. The firm is integrated into Bank of America’s broader corporate platform, providing access to a wide range of products and services.

Michael Kornblum is a financial advisor at Merrill with 12 years of industry experience. He holds Series 66 and Series 63 licenses and previously worked for Sushiana for 13 years. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s broader platform, providing access to various investment products and services.

Christopher Pozzuto is an advisor with Merrill holding a Series 66 designation. He began his financial services career in 2025 at Bankers Life before joining Merrill in 2026. Prior to entering the industry, his background includes roles at eBay and various educational institutions. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.