Sean Mc Intyre is a financial advisor with Merrill, holding a Series 66 designation and one year of industry experience. Prior to joining Merrill in 2024, he worked at T-Mobile for eight years and Executive Cellular Phones for two years. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Daniel Foran is a CFP® with 43 years of experience in the financial industry. He is currently associated with LPL Financial and has prior experience at Raymond James Financial Services Advisors Inc. and Financial Network Educators. He is also involved in teaching through Financial Network Educators. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services supported by research and model portfolios.

Jill Borges is a financial advisor at Merrill with 19 years of industry experience. She holds a Series 66 designation and previously worked at BlackRock Investments, LLC from 2015 to 2019. Outside of her advisory role, she is the owner of Kings of Tailgating, LLC, an events setup business. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Patrick Caligiuri is a financial advisor with Mass Mutual Investors Services, where he has worked since 2017. He holds the Series 63 and Series 65 designations and has 39 years of industry experience. Prior to his current role, he spent 10 years with Metlife Securities, Inc. Outside of advisory work, he is an individual life insurance agent. MassMutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser, serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, structuring planning as annual collaborations using firm-approved analytical tools.

Patrick Buzby is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on helping clients develop personalized wealth management strategies tailored to their short-, mid-, and long-term financial goals. Patrick works with clients in areas such as corporate benefits, education planning, employee benefits planning, personal retirement planning, portfolio management services, and retirement income. He holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from James Madison University. Patrick emphasizes building client-centered strategies by understanding what matters most to each individual, offering a range of services from general investing to retirement planning, and providing access to Bank of America specialists for banking, credit, home financing, and small business solutions. Outside of his professional work, Patrick enjoys fishing, golfing, skiing, and spending time with his family.

Timothy Drake is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. His prior work includes various roles in education and seasonal positions unrelated to finance. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Edward Fernberger Jr. is a financial advisor with Raymond James & Associates, holding 53 years of industry experience. He has been with Raymond James since 2016 and serves on the advisory board of the Mount Sinai Cemetery Association. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients, with a focus that includes both retail and institutional advisory services.

Eric Scriffiano is a Series 66-licensed financial advisor with Merrill in Pennington, NJ, where he has worked since 2012. He has 14 years of industry experience. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program. The firm serves a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries, offering model-based and discretionary investment strategies integrated with Bank of America’s broader corporate platform.

Ruhi Lulla is a financial advisor at Merrill with five years of industry experience and holds a Series 66 designation. She has worked at Bank of America, Merrill, Prudential Insurance Company of America, and Pruco Securities, LLC. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and institutional fiduciaries. The firm is integrated with Bank of America’s broader corporate platform, enabling access to a wide range of investment products and services.

Karen Schwartzman is a financial advisor at Merrill with 12 years of industry experience. She has been with Merrill since 2017 and previously worked at AUA Capital Management from 2015 to 2017. She holds the Series 63 and Series 65 licenses. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm integrates investment management with broader Bank of America services, providing access to a wide range of products.

Thomas Walters is a Wealth Management Advisor leading Broughton Ward, a boutique wealth management team within Merrill Lynch Wealth Management. He oversees $2.1 billion in client assets as of October 2025, delivering personalized strategies supported by Merrill's resources and the banking services of Bank of America. His team employs a disciplined, quantitatively driven investment process with six proprietary portfolios, emphasizing risk-adjusted returns, tax efficiency, and cash flow management. Beyond portfolio management, Walters helps clients simplify their financial lives through private banking, custom lending, liquidity planning, and guidance on wealth transitions and generational values. Walters holds the CERTIFIED FINANCIAL PLANNER® professional designation and several other credentials including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Portfolio Manager (CPM), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his bachelor's degree from Oberlin College. Based in Saint Paul, Minnesota, Walters maintains personal interests in music, golf, cycling, and snowboarding. He is involved in his community through participation with organizations such as the MacPhail Center for Music and Claire Housing.

Laura Watson is a financial advisor at Merrill with four years of industry experience and holds a Series 66 designation. She has been with Merrill since 1996. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Karen Aversano is a CFP®-designated financial advisor with Edward Jones, where she has worked since 2012, totaling 13 years of industry experience. She operates out of Lambertville, NJ. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors and offers a range of advisory programs featuring discretionary and non-discretionary strategies, separately managed accounts, affiliated mutual funds, and tax-efficient services.

Jonathan Kallen is a financial advisor at Merrill with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 2018. His prior roles include positions at Coastal Equities, Inc. and Brick & Kyle Associates RIA. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm’s integration with Bank of America allows access to a broad set of financial products and services beyond typical investment offerings.

Colleen O'hara Shue is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at WELLS FARGO Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory options. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

John Walsh is a financial advisor at Merrill with 15 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2011. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and other institutional investors. The firm integrates with Bank of America’s broader corporate platform, allowing access to a wide set of products and services.

Kersti Jakobson is a financial advisor at Merrill with 14 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2005. Merrill provides managed account services through the Select Portfolio Solutions program, serving a wide range of clients including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm’s investment approach includes model-based and discretionary strategies, with access to a broad set of products through its affiliation with Bank of America.

Timothy Dunnigan is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2014, also affiliated with Bank of America, N.A. since 2023. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Geetha Mathew is a financial advisor at Ameriprise with a Series 66 designation and over 11 years of industry experience, including a decade at Arthur J Gallagher. She joined Ameriprise in 2025. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm serves a broad client base through advisory, brokerage, and insurance solutions typical of large institutional firms.

Jason Geller is a financial advisor with Merrill in Pennington, NJ, holding a Series 66 designation and 17 years of industry experience. He has worked at Bank of America and Merrill since 2012. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.