Vincent Cucuzza is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Mass Mutual Investors Services since 2017. His prior work includes six years at METLIFE. Outside of advising, he is also licensed as an insurance agent, offering a range of insurance products including life, health, disability, and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning as annual, collaborative engagements, using firm-approved analytical tools to recommend investment strategies without discretionary authority.

Kevin Mangam is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. Prior to joining LPL Financial in 2023, he worked at Cadaret Grant & Co., Inc. for one year and has operated the Mangam Agency since 2015. Outside of advisory work, he is involved in selling various health, life, and group insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm supports a wide range of investment strategies and offers integrated financial and insurance services through a large network of advisors.

Kennith Bunis is a financial advisor with Wells Fargo Clearing, holding a Series 66 credential and 18 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Stefano Lanza is a financial advisor with J.P. Morgan Securities in New York, NY, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Merrill and Bank of America, N.A. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Mavi Thorpe is a financial advisor at Morgan Stanley with nine years of industry experience and holds a Series 66 designation. Prior to joining Morgan Stanley in 2018, Thorpe worked at Merrill for two years. Thorpe also manages a rental property outside of work. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Cyril Yannarelli is a CFP®-designated financial advisor with Edward Jones, based in Clifton, NJ, and has 33 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1995. Yannarelli serves as a commissioner for the Paterson Housing Authority and is a board member of Mustard Seed Children/DR in Paterson, NJ, where he assists with fundraising and community support efforts. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory strategies, affiliated mutual funds, and additional financial services. The firm maintains a large network of advisors and branches and operates under a fiduciary standard.

Seong Hahn is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He previously worked for PNC Investments for 19 years before joining Equitable Advisors in 2023. Outside of his advisory role, he owns a home care service business in Westwood, NJ. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, and institutional clients, offering financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives and third-party program sponsors.

Andrew Sorger is a financial advisor with Mass Mutual Investors Services in Montclair, NJ, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and with MassMutual Life Insurance Company since 2016, following a prior role at Metlife Securities from 2014 to 2017. He serves as trustee for the Martin & Susan Sorger Family Trust. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm’s approach includes collaborative, annual financial planning engagements using firm-approved analytical tools, with optional implementation of recommendations through brokerage or insurance arrangements.

Carlos Hevia is a financial advisor at Ameriprise with 29 years of industry experience. He holds the PFS™ designation and Series 63 license. Prior to his current role, he worked at Ameriprise Financial Services, Inc. from 2014 to 2020. Outside of advising, he owns and operates a CPA tax preparation business in Hastings on Hudson, NY. Ameriprise offers retirement-income planning services focused on individuals approaching or in retirement with significant investable assets, providing tailored Recommendation Reports that incorporate tax-smart withdrawal strategies and Social Security options. The firm combines research and modeling with automated tools to support these recommendations, serving a broad client base through advisory, brokerage, and insurance solutions.

Shane Smith is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has one year of industry experience, with prior roles at MassMutual Life Insurance Co, MML Investors Services LLC, Cornell Pace Inc, and Union College. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing, collaborative planning relationships using firm-approved tools and offers various specialized planning programs.

Susan Davis is a financial advisor with Mass Mutual Investors Services in Tarrytown, NY, holding a Series 63 designation and 27 years of industry experience. She has been with Mass Mutual Investors Services and Mass Mutual Life Insurance Company since 2013. Outside of her advisory role, she serves as co-trustee for a family member’s trust and acts as an insurance agent specializing in long-term care, fixed annuities, and health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive, collaborative annual financial planning engagements supported by proprietary software tools and a range of investment and educational programs.

Joseph Lauricella is a financial advisor with UBS Financial Services in Paramus, NJ, holding the Series 63 and Series 65 credentials and bringing 32 years of industry experience. He previously worked at Merrill for 24 years and Bank of America for 8 years before joining UBS in 2017. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans based on proprietary research and model-based asset allocations.

Mario Sicari is a financial advisor with Cetera, holding the ChFC® designation and Series 63 and 66 licenses, and has 33 years of industry experience. His prior roles include extensive involvement with BGS Assurance LLC and M&M Associates, among others. Outside of advisory work, he is engaged in motivational speaking for college students and high school graduates, and co-owns a tax planning and bookkeeping firm serving small businesses. Cetera Investment Advisers LLC is an SEC-registered firm providing a multi-manager platform to over 10,000 advisors nationwide. The firm serves individual, corporate, charitable, and institutional clients through a range of portfolio management, financial planning, and retirement services, utilizing both discretionary and non-discretionary strategies.

Eric Aiello is a Wealth Management Advisor and Senior Vice President with the RLA Group at Merrill Lynch Wealth Management. He holds professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Eric focuses on providing comprehensive financial advice with an emphasis on investment and portfolio management for high net worth individuals, foundations, and corporate retirement plans. With over 22 years of experience, Eric collaborates closely with clients to develop investment strategies tailored to their financial goals, including family wealth management, legacy planning, personal retirement planning, and retirement income. As a member of the RLA Group, he is committed to building long-term relationships based on trust, helping clients prepare for significant life events such as retirement and generational wealth transfer. Eric earned a Bachelor of Arts degree from Gettysburg College and a Master of Business Administration from Iona College. Outside of his professional role, he enjoys spending time with his wife Daniela and their children, Marco and Kara.

Dawn Parrino is a financial advisor at Fidelity with over 31 years of industry experience. She holds Series 63 and Series 65 licenses and has worked within various Fidelity entities since 2010, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Outside of her advisory role, she is a certified Holistic Health Coach and is involved in essential oils distribution as a member of Young Living. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, often employing affiliated or unaffiliated sub-advisers and maintaining oversight controls to address conflicts of interest.

James Puckett is a financial advisor with Primerica Advisors in Oakland, NJ, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked with Primerica Advisors and Primerica Financial Services since 1998. Outside of his advisory role, he is a chemistry tutor and an adjunct instructor at Assumption College for Sisters. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and employs a tiered wrap-fee structure for its services.

Andrew Luehs is a financial advisor with J.P. Morgan Securities in New York, NY, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Gladstone Marlton, LLC/Peak Wealth Partners and LPL Financial. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory services with brokerage, distribution, and investment management capabilities.

Kevin Mahoney is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Raymond James & Associates since 2015. Outside of his advisory role, he is a partner in an LLC that manages rental real estate. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, and municipal entities. The firm offers financial planning and investment consulting through a variety of strategies, supported by extensive research and an affiliated advisory network.

Scott Turner is a financial advisor with MassMutual Investors Services in Elmsford, NY, holding CFP® and Series 63 credentials and 19 years of industry experience. He previously worked at Kestra Advisory Services and Kestra Investment Services from 2011 to 2023. In addition to his advisory role, Turner is an insurance agent who sells life, fixed annuities, disability, long-term care, and health insurance. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, and charitable organizations. The firm employs collaborative, annual planning relationships using advanced tools and offers specialized services such as divorce planning and employer-sponsored planning programs.

Barry Hess is a financial advisor at Ameriprise with 44 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliated entities since 2011. Hess is based in Wyckoff, NJ. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendation reports, with a focus on assets held in Ameriprise Managed Accounts.