Cody Kritzer is the Vice President and Financial Consultant at Fidelity Investments, where he has worked since 2015. In his current role, he collaborates with clients to develop personalized financial strategies that align with their values, priorities, and long-term objectives. He leverages the firm's resources to provide guidance and support across various stages of his clients' financial lives, including wealth building, navigating change, and retirement preparation. Prior to his current position, Cody served as a Financial Consultant and Investment Consultant at Fidelity Investments, gaining extensive experience in investment and financial advisory services. Before joining Fidelity, he worked as a Financial Advisor at Merrill Lynch from 2009 to 2014. His professional background reflects a consistent focus on helping clients make informed financial decisions. Outside of his professional life, Cody engages in family activities, outdoor adventures, and social events. He is also interested in food and values parenthood as part of his personal interests.

Robert Azzollini is a financial advisor with Mass Mutual Investors Services in Fairfield, NJ, holding a Series 63 credential and over 32 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and previously with Massachusetts Mutual Life Insurance Company and MetLife Securities Inc. since 1997, he has also been a partner in a group life and health insurance business. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved tools to develop collaborative, goal-oriented plans.

Chase Fabio is a financial advisor at Mass Mutual Investors Services with one year of industry experience. He holds a Series 66 designation and has a background that includes roles in education and various business engagements. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations, with a focus on collaborative, goal-oriented planning using firm-approved analytical tools.

Joseph Locrotondo is a financial advisor with Mass Mutual Investors Services, holding Series 65 and Series 63 credentials and bringing 12 years of industry experience. He has worked with Prudential Insurance Company of America and Pruco Securities, LLC, among other firms. Outside of his advisory role, he serves as the Director of Basketball at St. Ann Church, where he coaches and oversees basketball teams and related administration. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements using proprietary software and offers specialized planning programs including Divorce Planning and estate-settlement services.

Rhodora Dolores is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. She has been with Equitable Advisors since 1999, previously affiliated with AXA Advisors, LLC for over two decades. Equitable Advisors serves a broad client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management programs. The firm’s approach involves assessing client information and risk tolerance to match them with program models or discretionary managers, utilizing firm-offered and third-party solutions.

Linda Bentley is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 35 years of industry experience. She has worked with Cetera Advisors LLC since 2013 and is also associated with Pascarella Wealth Partners LLC, a financial services firm she has been involved with since 2000. In addition to her advisory role, she is a notary public. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients nationwide. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Kailey Van Wingerden is a financial advisor at Ameriprise with one year of industry experience. She holds the Series 66 designation and has worked in various roles across education and hospitality prior to joining Ameriprise. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research and modeling with tax-efficient strategies to provide tailored recommendations delivered through a centralized consulting team.

Gwendolyn Canonico is a CFP® professional with 22 years of industry experience, currently advising clients through LPL Financial since 2024. Prior to joining LPL, she spent 14 years with VALIC Financial Advisors, Inc and two years at Agia. She is the author of "Special Needs Roadmaps" and conducts investment-related seminars in New Jersey. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Sarah Nabeel is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Her prior roles include positions at NYLIFE Securities LLC, New York Life Insurance Company, and J. Josephson. She has also spent time involved with the School For Transformational Healing and worked at Montville Smiles and AJ Perri. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional investors, offering discretionary and non-discretionary portfolio management, fund advisory, consulting, and model portfolio delivery. The firm employs a combination of proprietary fundamental research and quantitative analysis, utilizing algorithmic portfolio construction and oversight of sub-advisers to serve a range of clients including registered investment companies and an IRS-qualified Charitable Gift Fund.

John Algarin is a financial advisor with Equitable Advisors in Saddle Brook, NJ. He holds a Series 66 designation and has experience in financial services roles since 2014, including positions at Pinnacle Risk Solutions and Ray Catena Porsche. Equitable Advisors serves a broad client base, including individuals, pension plans, corporations, and nonprofit organizations, offering financial planning, retirement consulting, and asset-management programs through a network of Investment Adviser Representatives. The firm utilizes a variety of investment models and third-party managers while providing ERISA fiduciary services for qualified plans.

Beena Maharjan is a financial advisor with Primerica Advisors in Oakland, NJ, holding Series 63 and Series 65 licenses and 24 years of industry experience. She has been associated with Primerica Advisors since 2000, with a brief period of unemployment from 2015 to 2025. Outside of advising, she is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options under a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities, providing a range of investment models including Strategic, Tactical, Tax-Aware, and Income Distribution approaches.

Cristian Rojas is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities since 2012, including roles at JP Morgan Chase Bank, NA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary advisory program.

David Hartgers is a Series 66 licensed financial advisor with two years of industry experience, currently with Wells Fargo Advisors. He previously worked at Ameriprise Financial Services and has a background that includes coaching as the head coach for the Wyckoff Recreational Department. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with a broad range of investment and financial planning services, utilizing proprietary research and planning tools to deliver tailored recommendations.

Reed Smith is a financial advisor with Ameriprise in Rutherford, NJ, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Northwestern Mutual, Invesco, and Prudential. Outside of finance, he was involved with Baseball Zone from 2018 to 2019. Ameriprise offers a retirement-income planning service focused on individuals near or in retirement with significant investable assets. The firm uses a combination of research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Bryan Dunst is a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management in Wayne, New Jersey. He provides financial advisory services to a diverse clientele including families, private and public business non-profit organizations across the United States. He assists clients in portfolio management, corporate retirement, small business strategies, personal retirement planning, tax minimization, and socially responsible investing. Bryan is known for a consultative approach focused on helping clients make informed decisions to grow and preserve wealth. Bryan holds numerous professional certifications including CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Plans Specialist™ (CRPS), Certified Portfolio Manager (CPM), Certified 401(k) Professional (CKP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He has extensive experience speaking and training on financial topics such as portfolio preservation, asset allocation, effective portfolio management, and estate planning. Bryan earned a Bachelor's degree in Business Administration from Ramapo College and a Master's degree in Finance from Fairleigh Dickinson University. Outside of his professional career, Bryan is a Mensan and a Mason, and is involved with NY/NJ Blood Services. He resides in Kinnelon, New Jersey with his wife Natalie and their four sons. His personal interests include hiking, music, spending time with family, and watching movies.

James Lee is a financial advisor at Equitable Advisors with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Equitable Advisors and its predecessor, AXA Advisors, since 1999. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm delivers its services through a network of Investment Adviser Representatives and utilizes both firm-offered programs and third-party asset managers to implement a variety of investment strategies.

Brendan Dineen is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. His prior work includes roles at Strategies for Wealth and Vans. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios offered to intermediary platforms.

Gregory Tripold is a CFP® professional with seven years of industry experience, currently associated with LPL Financial. He previously worked at Bank of America and Merrill from 2018 to 2021 and has additional experience at Paylocity and ADP. Outside of his advisory role, he is involved with Tripold Enterprises LLC, a non-investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to various portfolio management strategies, supported by technology tools for operational and research purposes.

James Valentino is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Smith Barney since 2009, currently serving in the Morgan Stanley Private Bank. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and modeling techniques to support financial planning but generally acts in an advisory capacity without serving as an ERISA fiduciary unless separately engaged.

Pamela Sutton is a financial advisor at LPL Enterprise with 13 years of industry experience. She holds Series 63 and Series 65 designations and has worked previously with Prudential Insurance Company of America and Pruco Securities, LLC. She is also involved with JIA, LLC, a business entity used for tax and bookkeeping purposes. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm primarily employs model-driven investment implementation and offers access to third-party asset managers and various financial planning services.