John Zingales is a Senior Financial Advisor specializing in assisting corporate 401(k) plans and high net worth individuals. He is affiliated with Merrill Lynch Wealth Management, where he focuses on personalized wealth management strategies tailored to client goals. His areas of expertise include high net worth portfolio management and institutional consulting, covering client needs such as divorce transition planning, family wealth management, defined contribution plan consulting, and personal retirement planning. John holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from The University of Michigan. John adheres to a philosophy of working one-on-one with clients to develop personalized financial strategies designed to help pursue long-term goals. Outside of his professional work, he enjoys football, golfing, traveling, and watching movies, and is involved in community volunteering consistent with the Merrill tradition.

Bradley Brown is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 38 years of industry experience. His work history includes roles at Cetera Advisors LLC since 2022, Cetera since 2020, First Allied Advisory Services from 2012 to 2020, and First Allied Securities from 2010 to 2022. Outside of his advisory career, he is the sole owner of Royal Paladin Group, LLC. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services, operating a multi-manager platform that allows advisors to implement model portfolios, select third-party managers, or create bespoke strategies.

Zach Mosholder is an Investment Consultant who partners with clients to create financial plans that align with their goals. He leverages Fidelity's resources to connect clients with the right partners to help meet their financial objectives. Zach's professional experience includes roles such as Relationship Manager and Financial Representative at Fidelity Investments, Private Client Banker at JP Morgan Chase, and Insurance Agent at Rine Insurance. He is based in Akron, Ohio, where he was born and raised, and currently lives with his wife, Jacqueline. Outside of his professional work, Zach is an avid golfer and a lifelong Cleveland sports fan, with interests in baseball, football, and golf.

Tamara Bond is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 25 years of industry experience. She has worked at Wells Fargo Clearing since 2003, with a break between 2006 and 2020 during which she was employed at UBS Financial Services. Outside of her advisory work, she serves as a notary public for non-Wells Fargo clients. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory, financial planning, and retirement consulting services, supported by research and analytics from Wells Fargo Investment Institute.

Austin Vitello is a financial advisor with Primerica Advisors, holding a Series 63 designation and five years of industry experience. His work history includes roles at Primerica Financial Services and PFS Investments Inc., and he has also been involved with K&R Vitello & Associates. Outside of advisory services, he receives compensation related to sales of loan products and referrals for home security and automation services through affiliated companies. Primerica Advisors is the sponsor and discretionary portfolio manager of a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with approximately 3,700 advisors and manages about $15.5 billion in assets, delivering advisory services primarily through model-based investment strategies.

Donna Gero is a Senior Resident Director at Merrill Lynch Wealth Management, overseeing the Hudson, Ohio office. With over a decade of experience in financial services, she specializes in areas including college education planning, managing new wealth, personal retirement planning, philanthropic planning, and portfolio management services. Donna holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations, reflecting her expertise in holistic wealth management and retirement planning. Donna earned an Associate's Degree from Cuyahoga Community College and completed an Accredited Certificate Program from the College for Financial Planning. Among her professional affiliations, she serves on the boards of Cleveland Independents and Veteran Canine Connection and is involved with the Cleveland APL. Her approach emphasizes understanding clients' life priorities to create tailored financial strategies. Outside of her professional work, Donna is actively engaged with her community. She lives in the Cleveland area with her husband and their two dogs. Her personal interests include baseball, billiards, boating, football, golfing, music, reading, singing, spending time with family, and volleyball.

Collin Martin is a CFA® charterholder and holds a Series 65 license, with 16 years of industry experience. He has worked at Cetera Wealth Services, LLC since 2016 and has prior experience at Tower Square Investment Management, Advanced Equities Asset Management, and First Allied Asset Management. He is affiliated with Cetera Investment Advisers LLC, an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary investment strategies.

Michael Frayman is a financial advisor at Raymond James & Associates with 28 years of industry experience. He has been with Raymond James & Associates since 2006. He holds Series 63 and Series 65 designations. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary services through a range of portfolio management styles and affiliated research.

Mitchell Frankel is a financial advisor with Wells Fargo Advisors in Pepper Pike, OH, holding a Series 66 credential and 18 years of industry experience. He has been affiliated with Wells Fargo in various capacities since 2009. Outside of his advisory role, he serves as a trustee for multiple personal and community trusts and is involved in nonprofit organizations, including the Northeast Ohio Curling Club and the Jewish Federation of Cleveland, where he participates in financial and retirement fund committees. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients through a broad planning menu that includes specialized services such as business-owner transition and special-needs planning. The firm integrates advisory services with other financial products and offers tailored recommendations based on Wells Fargo research and tools.

Karen Frankino is a financial advisor at LPL Financial with four years of industry experience. She holds a Series 66 designation and has provided advisory services through Tyler-Stone Wealth Management, LLC, an independent investment advisor firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Sarah Johnston is a financial advisor at Merrill with 15 years of industry experience and holds a Series 66 designation. She has been with Merrill since 2015. Outside of her advisory role, she is involved in a family-owned real estate business with her husband. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Antonio Desoto is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Clearing since 2016, following a year at Wells Fargo Advisors LLC. Outside of his advisory role, he owns a business selling saltwater corals and fish. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non‑qualified deferred compensation plans, offering both discretionary and non‑discretionary investment advisory services tailored to plan objectives and risk tolerances.

Ronald Hollis Sr. is a financial advisor with Primerica Advisors, holding a Series 63 designation and over 30 years of industry experience. He has been with Primerica Advisors since 1995 and has worked within Primerica Financial Services since 1982. Outside of his advisory role, he is involved in sales of home security and automation products through affiliated entities. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts to individual and high-net-worth clients. The firm employs a wrap-fee structure, curates third-party asset managers, and delegates trading responsibilities to BNY Mellon Advisors.

Robert Zappitelli II is a financial advisor at Cetera with Series 63 and Series 66 licenses and four years of industry experience. He has worked at Avantax Advisory Services and Avantax Insurance Services prior to joining Cetera in 2025. Outside of his advisory work, he operates Zappitelli Financial Services, where he provides accounting and tax preparation, and he is also a certified Remote Online Notary for the State of Ohio. Cetera Investment Advisers LLC serves individual and institutional clients through a large nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party and affiliated money managers.

Travis Criblez is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and two years of industry experience. His career includes roles at Avantax Advisory Services and Kissell Financial, LLC. Outside of finance, he owns Criblez Cue Sports, LLC, operating under the name Western Reserve APA. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing multiple custody platforms and both discretionary and non-discretionary investment strategies.

Patrick Hawkins Hodgson is a financial advisor with Merrill, holding a Series 66 designation and eight years of industry experience. He has worked at Merrill since 2017 and at Bank of America, N.A. since 2020. Outside of his advisory role, he is the owner of HawkHodge LLC, a for-profit investment-related business based in Cleveland, Ohio. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

Charles Dudek is a financial advisor with Morgan Stanley in Cleveland, OH, holding a Series 63 designation and over 41 years of industry experience. His career includes tenures at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management serves both individual and institutional clients, offering comprehensive financial planning and investment advisory services supported by structured planning tools and a range of advisory programs.

Rajdeep Chatterjee is a financial advisor with Raymond James Financial Services Advisors, Inc. in Mentor, Ohio, holding a Series 66 designation and bringing 19 years of industry experience. His prior roles include ten years at Wells Fargo Advisors LLC before joining Raymond James in 2017. Outside of his advisory work, he is involved in several family-owned and holding companies, including serving as CEO of Deep Investments, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a broad client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning using risk profiling and analytical modeling, and it supports both advisory programs and institutional consulting through a large advisor network.

Jamie Allen is a Planning Consultant at Fidelity Investments, a position held since 2026. Prior to this role, Jamie worked as a Financial Consultant at the same company from 2024 to 2026 and served as a Planning Consultant from 2021 to 2024. Jamie's career began as a Client Service Specialist with TD Ameritrade from 2013 to 2021. In their professional approach, Jamie aims to partner with clients to create plans that address both financial goals and personal aspirations. Jamie emphasizes the importance of understanding clients on both financial and personal levels to provide comprehensive guidance. Outside of work, Jamie has interests in boating, cars, fitness, football, hiking, and soccer.

Jerome Vandemotter is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and 42 years of industry experience. He previously worked at UBS Financial Services for 29 years before joining Wells Fargo in 2022. Outside of his advisory role, Vandemotter holds a 4% ownership stake in Ohio Broach & Machine Co., an industrial business based in Willoughby, Ohio. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.