Robert Spadano is a CFA® charterholder with 21 years of industry experience, currently affiliated with LPL Financial since 2006. He operates out of Walpole, MA, and holds a Series 63 license. Outside of his advisory role, he is associated with Seven Point Financial, Inc., a DBA based in Walpole. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by model portfolios and research from internal and external sources.

Jaclyn Stanley is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She has worked at Ameriprise Financial Services, Inc. for 15 years prior to her current role. Outside of her advisory work, she is involved with Net Flows LLC. Ameriprise offers retirement-income planning services focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Eric Dean is a financial advisor with Equitable Advisors in Weymouth, MA, holding Series 63 and Series 65 credentials and nine years of industry experience. He previously worked at Axa Advisors, Hornor Townsend & Kent Inc, and Penn Mutual Life Insurance. Dean serves as Director of Alumni Engagement for the Babson Alumni Association. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to meet client needs.

Andrew White is a financial advisor with RBC Capital Markets in Norwell, MA, holding Series 63 and Series 65 licenses. He has 24 years of industry experience and has been with RBC Capital Markets Corporation since 2008. Outside of his advisory role, he has operated a livery service as a sole proprietor and previously engaged in outerwear distribution. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to clients’ Advisory Risk Profiles.

Francis Mc Nulty is a financial advisor at Ameriprise with 28 years of industry experience. He holds the Series 63 designation and has been with Ameriprise and its related entities since 2005. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendation reports, delivered through a centralized consulting team that works alongside financial advisors.

Edward Duffy Jr. is a CFP® with 44 years of industry experience, currently affiliated with Cetera. His prior work includes over three decades at Commonwealth Financial Network and roles at Lexington Financial, Inc., and EJD Insurance Agency. He is also a partner in LFG Insurance Agency, Inc. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services delivered by a nationwide network of independent advisors.

Michael Regan is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2014. He has over 20 years of experience in the financial services industry, during which he has worked in various roles including Financial Counselor at iCapital, LLC, Senior Client Advisor at GL Investment Advisory Services, LLC, Equity Trader and Trading Manager at Fidelity Investments, and Senior Vice President and Senior Trader at TD Waterhouse Capital Markets. As a CERTIFIED FINANCIAL PLANNER™, Michael partners with individuals and families to plan for retirement and manage their wealth throughout retirement. He focuses on helping clients preserve and grow their wealth by combining comprehensive financial planning with personalized investment strategies. Michael emphasizes the importance of working with a trusted advisor to implement and monitor a formal long-term financial plan.

Robert Matson is a ChFC® and Series 63 licensed financial advisor with LPL Financial, where he has worked since 1993, totaling 44 years of industry experience. He is based in Millis, MA, and also has a registration for non-variable insurance sales. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management options.

Michael Trotter Jr. is a financial advisor at Morgan Stanley with five years of industry experience and holds a Series 66 designation. His prior roles include positions at Citizens Securities, KLR Investment Advisors, Securities America, Geode Capital Management, and ProShare Advisors. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Jacob Larson is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and six years of industry experience. Prior to joining Ameriprise, he worked at Columbia Threadneedle Investments. He provides advisory services to existing clients and manages his own client relationships out of the Walpole, MA office. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Stephen Adams is a financial advisor with Ameriprise in Halifax, MA, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he manages an LLC that holds real estate. Ameriprise is a large institutional firm that offers retirement-income planning services designed for individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, written recommendations primarily for clients holding assets in Ameriprise-managed accounts.

Hana Ferrari is a financial advisor at UBS Financial Services with seven years of industry experience. She has worked at several firms, including First Republic Investment Management and BNP Paribas. UBS Financial Services Inc. serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including portfolio management and financial planning. The firm combines institutional trading capabilities with wealth management solutions and utilizes proprietary research and model-based asset allocations to tailor plans to clients' goals and risk tolerances.

James Shea is a financial advisor at Ameriprise with four years of industry experience. He holds a Series 66 designation and has previously worked at LPL Enterprise, Prudential Insurance Company of America, Pruco Securities, LLC, and Medtronic Inc. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets. The firm provides written Recommendation Reports based on research and modeling, combining advisory, brokerage, and insurance solutions through its affiliated companies.

Harvey Gates is a CFP® with 31 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he holds a minority ownership interest in several commercial rental properties in Scituate, MA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, performance reporting, participant education, and fiduciary oversight, with a notable inclusion of insurance-related investment options.

Thomas Loonie is a financial advisor with LPL Financial in Westwood, MA, holding a Series 66 credential and possessing 23 years of industry experience. He has been associated with LPL Financial since 2004 and also operates Peachtree Wealth Strategies LLC, a DBA used in connection with his LPL business. Thomas has prior experience at Bay Financial Advisors, Inc., where he worked for 17 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, supporting both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Michael Rothberg is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and bringing 33 years of industry experience. He previously worked for Metlife Securities Inc. for 19 years before joining Mass Mutual Life Insurance Company in 2016 and Mass Mutual Investors Services in 2017. Outside of his advisory role, he is an author who published a book in 2008 and serves as a voluntary Board Ambassador for the Ricciardi College of Business at Bridgewater State University. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing, collaborative financial planning engagements using firm-approved analytical tools and provides various educational seminars and specialized planning programs.

Robert Zuber is a ChFC® credentialed financial advisor with 45 years of industry experience. He is currently with Cambridge Investment Research Advisors, where he has worked since 2021. Prior to this, he was affiliated with LPL Financial and INVEST Financial Corp. Zuber serves as treasurer on the board of the Tri State Alpine Racing Association. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a large network of independent financial professionals, employing a range of portfolio management strategies and platform options tailored to client objectives.

Kristie Hall Souza is the Vice President, Wealth Planner at Fidelity Investments, a position she has held since 2018. She has been with Fidelity Investments since 2008, progressing through roles including Vice President, Financial Consultant; Financial Consultant; Investment Representative; and General Management Apprentice. Prior to joining Fidelity, she worked at Goldman, Sachs & Co as a Client Associate and Client Service Analyst. In her role, Kristie partners with clients to help them make educated decisions regarding growing, preserving, and distributing their wealth. She emphasizes understanding each family's unique story to tailor her financial suggestions for positive impact on her clients and their families' futures.

Peter Blanchard is a financial advisor with Morgan Stanley in Norwell, MA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves as a trustee or co-trustee for multiple trusts in Marshfield, Massachusetts. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and market modeling techniques.

Eileen Holzman is a financial advisor with Ameriprise in Andover, MA, holding the ChFC® designation along with Series 63 and Series 65 licenses. She has 41 years of industry experience, having previously worked at Royal Alliance Associates, John Hancock Life Insurance Co., and Signator Investors. Holzman serves on the Boards of the Andover Coalition of Education and the Suffolk University SBS Alumni Board, and she is an adjunct lecturer at Suffolk University, teaching Retirement and Estate Planning. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, written recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.