Karen Karrick is a financial advisor with Merrill, holding Series 63 and Series 66 designations and bringing 28 years of industry experience. She has been with Merrill since 1997 and joined Bank of America, N.A. in 2025. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jaime Mccauley is a financial advisor with Wells Fargo Clearing in Troy, MI, holding a Series 66 designation and 21 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he serves as a guardian for his mother. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Lindsy Partridge is a Financial Advisor with Merrill Lynch Wealth Management, where she collaborates with the Salvia Clancy team. She joined Merrill in 2024, bringing over 15 years of experience in financial services. Lindsy began her career in 2007 at JP Morgan Chase in Chicago, advancing to the role of Private Client Advisor and earning recognition as a National Achiever for her client service and financial guidance. Her expertise encompasses college education planning, family wealth management, legacy planning, managing new wealth, personal retirement planning, women and wealth, tax minimization, and retirement income strategies. Lindsy holds a Bachelor of Arts degree from Kenyon College and maintains Series 7 and 66 FINRA registrations. She is also a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA), and she is fluent in Spanish. Lindsy lives in Troy, Michigan with her husband and two children. Outside of her professional endeavors, she enjoys cooking, reading, running, traveling, and spending time with her family. She and her family have traveled to over 30 countries.

Jeffrey Adams is a financial advisor with LPL Financial in Auburn Hills, MI, holding Series 63 and Series 65 licenses and having eight years of industry experience. His prior roles include positions at Bank of America, Merrill, Voya Financial Advisors, and University of Michigan. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Elissa Willis is a financial advisor at Osaic with a Series 66 designation and no prior industry experience. Her background includes roles at the University of Michigan and Mathnasium. Osaic Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and portfolio management supported by model-based asset allocation and risk assessment tools.

Jonathan Lau is a CFP® professional with 21 years of experience at Mass Mutual Investors Services and MassMutual Life Insurance Company. He is based in Bloomfield Hills, MI, and holds the Series 66 designation. Outside of his advisory work, he owns and operates Lau & Lau Associates, LLC, which provides life and health insurance sales. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, employing firm-approved software and collaborative planning processes to deliver written financial recommendations.

Scott Lundberg is a CFP®-certified financial advisor with 21 years of industry experience, currently affiliated with LPL Financial. He has previously worked at SPC, Sigma Financial Corporation, Lincoln Financial Advisors, and Ameriprise. Lundberg also provides estate planning services through Encore Estate Plans and Trust & Will. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing various advisory platforms and technology tools to support its large network of advisors.

David Aquilina is a financial advisor with Morgan Stanley in Bloomfield Hills, MI, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His previous roles include positions at Wells Fargo Clearing and Leonard & Company. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Melissa Klug is a financial advisor with Ameriprise in Auburn Hills, MI, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She previously worked at Royal Alliance for nine years before joining Ameriprise in 2022. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and annual advice focused on income sources and tax-aware withdrawal strategies for clients near or in retirement.

John Nader is a financial advisor with Morgan Stanley in Bloomfield Hills, MI, holding Series 63 and Series 66 licenses and possessing 30 years of industry experience. He previously worked at Comerica Securities for 27 years and Ameriprise for three years before joining Morgan Stanley in 2026. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and research.

Karen Ebersole is a financial advisor with Merrill in Bloomfield Hills, MI, holding a Series 66 designation and nine years of industry experience. She has been with Merrill and its affiliate Bank of America, N.A. since 2004. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Kennedy Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 29 years of industry experience. His prior roles include positions at Cambridge Investment Research Advisors, Cambridge Investment Research, Inc., and National Planning Corporation. He is a presenter for White Glove Workshops. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning, portfolio management, and institutional platforms, utilizing various investment strategies and advisor support tools.

Alex Wint is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining in April 2017, he has held the Senior Portfolio Advisor title, providing clients with advice and guidance to pursue their investment objectives through individual or combined Merrill and approved third-party investment managers' strategies, funds, or portfolios. He offers a comprehensive and accessible guide for planning, investing, lending, and banking, acknowledging that life often occurs outside of traditional business hours. Alex's client focus areas include Employee Benefits Planning, Executive Compensation, Family Wealth Management Strategies, Legacy Planning, Managing New Wealth, Personal Retirement Planning, Philanthropic Planning, and Small Business Strategies. Throughout his career, he has earned several professional designations from the College for Financial Planning Institutes Corp, including the Chartered Retirement Planning Counselor™, Accredited Asset Management Specialist™, and Accredited Wealth Management Advisor™. He also holds the Personal Investment Advisor (PIA) designation. Alex was named to Forbes' "Best-in-State Wealth Management Teams" list from 2023 to 2026. Alex holds a Bachelor's Degree from Michigan State University and is a member of the Gamma Kappa Chapter of Delta Sigma Pi. His early work experience includes involvement at his family's funeral home and community roles such as with Clarkston SCAMP. He participates in community events like the Clarkston Relay for Life. Personal interests include billiards, fishing, and golfing.

David Anderson is a financial advisor at Stifel with 27 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked for J.P. Morgan Securities for 10 years before joining Stifel in 2022. Stifel serves a wide range of clients including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is based on proprietary methodologies from its Investment Strategy Group, providing guidance that supports client decision-making without guaranteeing outcomes.

Steven Gretchko is a financial advisor at Wells Fargo Advisors with 22 years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley and Wells Fargo Clearing. Additionally, he is involved with Princeton Harriman Insurance Solutions, LLC, where he serves as a financial advisor on a part-time basis. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, using Wells Fargo research and planning tools to develop tailored recommendations across a broad range of planning needs.

Robert Elliott is a financial advisor with LPL Financial in Bloomfield Hills, MI, holding a Series 66 license and two years of industry experience. He is involved with Lethemon Financial and Money Evolution, both since 2022, and also operates 87SportsCardsLLC, a non-securities related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive advisor tools and oversight of a large discretionary asset base.

Michelle Pumer is a financial advisor at Merrill with 20 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Merrill since 1996 and Bank of America since 2009. Outside of her advisory work, she serves as the president of a neighborhood association where she organizes meetings and coordinates speakers on community and city matters. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gregory Suzio is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with Merrill since 2007, focusing on helping clients identify and achieve their individual financial goals. Greg specializes in areas including college education planning, corporate executive services, divorce transition planning, executive compensation, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. Greg earned a Bachelor of Science degree in Mechanical Engineering with High Honors from Michigan State University. He holds several professional designations, including the CERTIFIED FINANCIAL PLANNER® certification, Chartered Retirement Planning Counselor™ designation, CERTIFIED PLAN FIDUCIARY ADVISOR, Personal Investment Advisor, and Retirement Accredited Financial Advisor. Greg applies his analytical background to manage risk in clients' investment portfolios. He has received recognition from Forbes, being named to the Best-in-State Next-Generation Wealth Advisors list in 2019 and 2020, and the Best-in-State Wealth Advisors list in 2021. Greg lives in Milford with his wife Jodi, their children, Blakely and Griffin, and their two dogs. In his free time, he attends his children's dance and basketball activities and enjoys playing golf with friends.

Matthew Keil is a financial advisor with Morgan Stanley Wealth Management in Bloomfield Hills, MI, holding Series 63 and Series 66 registrations with 26 years of industry experience. His prior experience includes over two decades at Comerica Securities and three years with Ameriprise. Outside of advisory work, he is involved with Financial Oxygen/Maestro, a cash management platform for corporate and institutional clients. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with tailored financial planning and a broad range of advisory programs.

David Evola Jr. is a financial advisor at Ameriprise with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliated entities since 1999. Evola serves on the board of the Detroit Athletic Club Car Club and manages an office through his business, Evola Management. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides customized recommendations and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.