Ana De Pina is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Thrivent Financial, Prudential Insurance Company of America, and New York Life. Outside of her advisory role, she owns and operates Cape Verdean Greeting Cards, a business creating multilingual greeting cards, and serves on the board of the National Black MBA Association’s Boston chapter. She also participates on the Industry Advisory Board of the Benjamin Franklin Cummings Institute of Technology. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, delivering non-discretionary, customized asset allocation advice and investment manager searches. The firm’s advisory process integrates quantitative screening and qualitative research, supported by a manager solutions team, and includes broader derivatives and commodities capabilities through its affiliations.

Lauren Komins is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2014. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market simulations as part of its financial planning process.

Roman Koles is a financial advisor with Primerica Advisors in Natick, MA, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He has worked with Primerica Advisors since 2009 and has been affiliated with Primerica Financial Services since 2006. Outside of advisory services, he is involved in sales related to home security and automation products as well as a retail watch store. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and discretionary separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, focusing on a range of investment models implemented in partnership with BNY Mellon Advisors.

Brian Mcneil is a Wealth Management Advisor at Merrill Lynch Wealth Management. He is dedicated to developing personalized investment management strategies and tactically re-balancing portfolios based on evolving market conditions and changes in clients' financial goals. Brian works as part of The Downs & McNeil Wealth Management Group, a bi-coastal team that serves high net worth and ultra high net worth individuals, including owners of pre-IPO and family businesses, medical professionals, C-suite executives, retirees, multi-generational families, and non-profit organizations. Brian's approach is planning-based, client-centric, and data-driven, utilizing fundamental and technical research from Merrill and third parties. He collaborates with clients to build and implement mutually agreed upon investment strategies, focusing on college education planning, institutional and corporate benefit services, endowment and foundation services, managing new wealth, personal retirement planning, portfolio management, small business strategies, and retirement income. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from Bentley University and is involved in the community through support for Why Me - Sherry's House. Outside of his professional work, Brian enjoys fishing, golfing, ice hockey, and spending time with his family, reflecting his devotion as a husband and father.

William Harmer is a financial advisor with LPL Enterprise where he has worked since 2025. He holds Series 66 and Series 63 licenses and has two years of industry experience including prior roles at Northwestern Mutual Wealth Management Company and affiliated entities. Harmer is also engaged as a financial professional involved in insurance-related activities. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, and institutional entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and insurance products through its affiliated entities.

Richard Land is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Morgan Stanley and its Private Bank division since 2019. His prior experience includes roles at Fieldpoint Private Securities and Fieldpoint Private Bank and Trust. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a variety of advisory programs and financial planning services that utilize structured discovery processes and firm-approved tools to model financial outcomes.

Suraj Kapur is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in delivering personalized wealth management strategies tailored to clients' individual financial situations and goals. He focuses on areas such as tax minimization, generational wealth transfer, college education planning, legacy planning, retirement income, and socially responsible investing. Suraj leverages the investment insights of Merrill and the banking solutions of Bank of America to provide comprehensive financial guidance that adapts to evolving market conditions and client needs. Suraj holds the Personal Investment Advisor (PIA) designation and completed an accredited certificate program at Worcester Polytechnic Institute. He is multilingual, speaking English, Hindi, and Punjabi, and is active in community engagement through his involvement with the New England Hindi Manch organization. Outside of his professional role, Suraj enjoys basketball, football, hiking, cooking, music, table tennis, traveling, watching movies, yoga, and spending time with his family.

Mark Carpentier is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 2017 as part of The Cafaro Group. He focuses on creating personalized financial plans that align with his clients' values, assisting them through various life events and decisions. His areas of expertise include family wealth management strategies, college education planning, philanthropic and socially responsible investing, liquidity management, and special needs planning. Mark holds a Bachelor's degree in Economics with a minor in Finance from Assumption University. He has earned several professional designations, including the CERTIFIED FINANCIAL PLANNER™ (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and Personal Investment Advisor (PIA). He has been recognized as part of Barron's Top 250 Private Wealth Management Teams from 2022 through 2025. Residing in Woburn, Massachusetts, Mark lives with his wife Taylor. He is an avid golfer, hiker, runner, and scuba diver, and remains an active member of the Assumption University community.

Thomas Mc Hugh is a Series 66-licensed financial advisor with J.P. Morgan Securities in Boston, MA, with two years of industry experience. He previously worked at Merrill and Bank of America and is the owner of CycleWorx Mobile Bike Services, a mobile bicycle tune-up business serving property management clients. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary asset allocation advice, investment manager searches, and customized reporting supported by centralized due diligence and a focus on eligible strategies.

Brandy Mahoney is a Vice President and Financial Consultant at Fidelity Investments. She has been with Fidelity since 2008, progressing through roles from Investment Consultant to Vice President, Financial Consultant. Her current position reflects her long-standing commitment to the firm and her clients. Brandy has over 18 years of experience working with Fidelity clients from diverse backgrounds. She focuses on financial planning, aiming to understand clients' unique personal circumstances. She ensures that clients are fully informed of Fidelity's offerings and presents options to help them pursue their financial goals.

Michael Corcoran is a CFA® charterholder currently with J.P. Morgan Securities in Brookline, MA, bringing three years of industry experience. His career includes long-term service at BNY Mellon, where he worked from 1988 to 2023, before joining J.P. Morgan affiliates and First Republic entities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. The firm’s advisory process incorporates centralized due diligence with both quantitative and qualitative research and supports a broader range of derivatives and commodities capabilities.

Owen Giangrande is a financial advisor at Equitable Advisors with a Series 66 license and approximately one year of industry experience. His background includes roles at PV Kent & Associates and various positions during his time at Boston University. Outside of his advisory work, he has experience associated with the Salem Country Club. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives. The firm incorporates third-party advisory models and offers ERISA fiduciary services, with a focus on both proprietary and third-party investment solutions.

Ethan Vieira is a financial advisor at Morgan Stanley in Wellesley, MA, holding a Series 66 designation with five years of industry experience. His prior experience includes roles at E*Trade Securities LLC and 3Cubed, as well as involvement with YMCA Southcoast and Greater Fall River Recreation. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Christopher Szymanski is a financial advisor at Raymond James Financial with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Raymond James since 2016. In addition to his advisory role, he works as a life insurance agent and broker, providing analysis and underwriting for various insurance products. He also supports financial planning efforts through affiliated firms. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse clientele, including individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning and uses advanced analytical tools to support client goals, with notable capabilities in municipal and public finance advisory.

Robert Oneill is a financial advisor at Thrivent Investment Management with 15 years of industry experience. He holds a Series 66 designation and has worked at Thrivent since 2016, following two years at Capital Analysts. Outside of his advisory role, he consults on strategy, marketing, and business development through his firm, Robert J. Oneill & Associates LLC. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning across various areas without discretionary trading authority.

Antonio Ferrara is a financial advisor with LPL Financial, holding a Series 66 designation and 21 years of industry experience. He has worked at LPL Financial since 2005 and was previously with Banc of America Investment Services, Inc. in 2005. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management services through a large network of advisers, utilizing both proprietary research and third-party strategies.

George Licht is a financial advisor at UBS Financial Services in Wellesley, MA, with 26 years of industry experience. He has been with UBS since 1999 and holds Series 63 and Series 65 licenses. Outside of his advisory work, he is serving as the personal representative for his late brother’s will. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and delivers research-driven, model-based investment strategies tailored to client goals.

Michael Macrides is a financial advisor at Morgan Stanley with six years of industry experience. He holds the Series 66 credential and has worked at both Morgan Stanley and Fidelity Investments. Macrides also has experience working with Bryant University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and investment models.

Thomas Lane Jr. is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His work history includes roles at Bank of America, Merrill, Cynet, Bitsight, Black Diamond Networks, and the Cincinnati Reds. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Andrew Pratt is a financial advisor with Equitable Advisors in Wellesley, MA, holding a Series 66 designation and three years of industry experience. Prior to joining Equitable Advisors, he held various roles at Curate Insights, Chatham Bars Inn, and several tennis and beach clubs. Equitable Advisors serves a diverse client base, including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and a range of asset management programs delivered through a network of Investment Adviser Representatives.