Matthew Kasper is a CFP® certified financial advisor with 16 years of industry experience. He is currently affiliated with M HOLDINGS SECURITIES, Inc. and Cohn Financial Group, where he serves as a director and insurance producer, providing insurance consulting for corporations and high net worth clients. Kasper's prior experience includes roles at Citigroup Inc. and PriceWaterhouseCoopers LLP. M HOLDINGS SECURITIES, Inc. serves a diverse client base including individuals, retirement plans, charitable organizations, and corporations through a nationwide network of independent firms. The firm offers a range of advisory and brokerage services, including discretionary investment management, retirement plan consulting, and insurance advisory, utilizing both in-house portfolio managers and third-party sub-advisors.

Daniel Song is a CFA® charterholder with 16 years of industry experience. He is affiliated with Merit Financial Advisors and has previously worked at Westfield Financial Planning, Newbridge Securities, and Merrill. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, employer-sponsored retirement plans, ESOPs, and other institutional clients. The firm emphasizes long-term, diversified asset allocation and offers a range of investment management, financial planning, and retirement consulting services through a network of investment adviser representatives.

Irfan Bhabhrawala is a CFP® with 12 years of experience in financial advisory. He is currently with SAX Wealth Advisors, LLC and has prior experience at Arbor Financial Planning and Arbor Financial Services. SAX Wealth Advisors provides investment management and comprehensive financial planning services to individual clients, retirement plans, trusts, and businesses. The firm focuses on long-term, evidence-based asset allocation using low-cost, passively managed funds, supplemented by customized fixed-income strategies and third-party sub-advisers.

Jay Flamme is a financial advisor at Summit Financial, LLC with 30 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Gateway Advisory, LLC for 15 years before joining Summit Financial in 2025. Summit Financial, LLC is a multi-team SEC-registered advisory firm managing approximately $26.35 billion in assets for about 17,800 clients. The firm offers investment advisory, portfolio management, financial planning, and retirement plan advisory services through a mix of discretionary and consultative platforms.

Jeremy Vidaic is a financial advisor at Diversify Advisory Services, LLC with one year of industry experience. He holds a Series 66 designation and has previously worked at DFPG Investments, LLC and B. Riley Wealth Management. His background also includes roles outside the financial sector, such as work at Rutgers University and the UPS Store. Diversify Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension and profit-sharing plans, trusts, medical professionals, and small business owners. The firm employs a tactical diversification investment approach using a variety of models and platforms, offering a broad range of investment instruments and strategies.

David Konikow is a ChFC® with 25 years of industry experience. He has been with ValMark Advisers, Inc. and Valmark Securities, Inc. since 2004 and co-owns Konikow Associates Inc., a firm specializing in employee benefits and life insurance sales and service. ValMark Advisers provides investment advisory and financial planning services to a diverse client base, including individual and high-net-worth investors, retirement plan sponsors, and institutional entities. The firm emphasizes diversified, goal-based portfolios and asset allocation, implementing solutions through mutual funds, ETFs, and separate-account managers, with ongoing monitoring and rebalancing overseen by its investment committee.

William Lalor is a CFP® professional at Simon Quick Advisors, LLC with 13 years of industry experience. He has been with Simon Quick Advisors since 2011. Simon Quick Advisors serves individuals, families, pension and nonprofit entities, endowments, foundations, and corporate clients by providing wealth management, investment consulting, financial planning, tax planning and compliance, and administrative services. The firm employs a diverse investment approach including unaffiliated independent managers, mutual funds, ETFs, affiliated private investment funds, and offers integrated tax and back-office services.

Meghan Stein is a financial advisor at Beacon Trust with one year of industry experience. She holds Series 65 and Series 66 licenses and previously worked at Goldman Sachs & Co. LLC for three years. Beacon Trust provides financial planning, discretionary portfolio management, retirement-plan advisory, and trustee services to individuals, trusts, pension, and charitable entities. The firm manages over $4 billion in discretionary assets and offers a range of investment strategies emphasizing tax awareness, active loss harvesting, and customized fixed-income portfolios.

John Le Roy is a CFP® with 34 years of industry experience, currently serving at Summit Financial, LLC since 2018. He previously worked at Summit Equities, Inc. and Summit Financial Resources, Inc. for 27 years. In addition to his advisory role, he offers insurance products through multiple companies, including an affiliated broker-dealer. Summit Financial, LLC is a multi-team advisory firm managing approximately $26.35 billion in assets for around 17,800 clients. The firm offers a range of investment advisory and portfolio management programs alongside financial planning and retirement plan advisory services, featuring both discretionary and consultative approaches.

David Darcangelo is a financial advisor at Hennion & Walsh Asset Management, Inc. with 44 years of industry experience. He has been with Hennion & Walsh since 2005 and previously worked at RBC Capital Markets from 2002 to 2005. He holds the Series 63 and Series 65 designations. Hennion & Walsh Asset Management provides discretionary and non-discretionary investment management and consulting services to individuals, business entities, trusts, estates, charitable organizations, and retirement plans. The firm manages approximately $768.8 million for about 1,087 clients using a variety of program structures and combines fundamental and technical analysis across multiple asset classes.

David Fischbach is a CFP® professional with 38 years of industry experience currently serving at Summit Financial, LLC. He has been with Summit Financial and its related entities since 1987, including Summit Equities, Inc. and Summit Financial Resources, Inc. He also holds Series 63 and Series 65 licenses. Outside of his advisory role, Mr. Fischbach is involved in insurance brokerage activities through multiple companies, including an affiliated firm. Summit Financial, LLC is a multi-team SEC-registered advisory firm managing approximately $26.35 billion in assets for about 17,800 clients. The firm offers a range of investment advisory and portfolio management programs, combining discretionary and consultative services with access to alternative investments and retirement plan advisory.

Hans Christian Winkler is a CFP® professional with 28 years of industry experience, currently serving at Compound Planning, Inc. He has held prior roles at Atomi Financial Group, Winkler Wealth, Claraphi Advisory Network, B. Riley Wealth Advisors, and Wells Fargo Advisors. Outside of his advisory duties, he is president of a cooperative organization and works as an insurance agent. Compound Planning, Inc. serves individuals, families, businesses, retirement plans, and financial intermediaries through fiduciary, goals-based investment strategies. The firm offers a range of portfolio management and financial planning services, utilizing diverse investment approaches including low-cost ETFs, direct indexing, and alternative strategies like private REITs and private credit.

Matthew Nardolillo is a financial advisor with Summit Financial, LLC, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He previously worked at World Equity Group for 14 years before joining Summit Financial in 2023. In addition to advisory services, he offers insurance products through various insurance companies. Summit Financial, LLC is an SEC-registered multi-team advisory firm with over $26 billion in assets under management and 216 advisors. The firm provides a range of investment advisory and portfolio management programs, combining discretionary and consultative services tailored to client needs.

William Wainwright is a financial advisor with Hennion & Walsh Asset Management, Inc. He holds Series 63 and Series 65 registrations and has 17 years of industry experience. He has been with Hennion & Walsh since 2008. Hennion & Walsh Asset Management provides investment advisory and portfolio management services primarily to individual clients, including high-net-worth individuals, and plan sponsors. The firm offers a range of programs including wrap-fee portfolio management, personalized UMA, and managed accounts, using both discretionary and non-discretionary strategies across multiple asset classes.

Mario Didomenico is a financial advisor with Siebert AdvisorNXT, LLC., holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. He has worked at Muriel Siebert & Co., Inc. since 2018 and previously held roles at StockCross Financial Services and Summit Brokerage Services Inc. Since June 2024, he has also engaged in non-investment-related consulting through DiDomenico Associates, LLC. Siebert AdvisorNXT serves individuals, high-net-worth clients, families, trusts, and business entities with investment supervisory services and managed programs. The firm utilizes a web-based AdvisorNXT platform alongside third-party and independent managers, employing Modern Portfolio Theory within a wrap-fee structure and offering both discretionary and non-discretionary portfolio management.

Kimberlie Karasewicz is a financial advisor at Summit Financial, LLC with 16 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley and PKS Investments before joining Summit Financial. Summit Financial, LLC is a multi-team advisory firm with over $26 billion in assets under management and serves approximately 17,800 clients. The firm offers a range of investment advisory and portfolio management programs, combining discretionary and consultative services tailored to client needs.

Juan Giraldo is a financial advisor with Santander Securities LLC, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. His career includes multiple roles within Santander Securities and Santander Bank, as well as positions at Provident Bank and Cetera Investment Services. Santander Securities LLC serves a broad retail client base with approximately $3.14 billion in regulatory assets under management across around 10,800 client relationships. The firm provides investment advisory services, portfolio management through wrap-fee programs, and access to securities-based lending and insurance products, primarily onboarding retail investors with minimums such as $25,000 for its Fund Strategist programs.

Patrick Bergin is a CFP® with 36 years of industry experience, currently affiliated with Capital Analysts. He has worked with Lincoln Investment Planning, Inc. and Biehl & Bergin Agency, Inc. throughout his career. Outside of advising, he owns and manages an independent financial services office and is involved in health insurance referrals. Capital Analysts serves a diverse client base, including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management and retirement-plan advice through a nationwide network of independent advisors, utilizing both discretionary and non-discretionary investment approaches supported by an in-house research team.

Carlos Noriega is a CFP® with 24 years of industry experience, currently serving as an advisor at OnePoint BFG Wealth Partners. His prior roles include positions at Morgan Stanley and Foresters Financial Services. He is also an approved FINRA arbitrator and may participate in arbitration hearings. OnePoint BFG Wealth Partners provides customized financial planning and wealth management services to a diverse client base, including individuals, retirement plans, charitable organizations, trusts, estates, and corporate entities. The firm utilizes proprietary investment models alongside third-party managers and emphasizes formal portfolio monitoring and rebalancing processes.

Nathanael Mannone is a financial advisor at Arete Wealth Advisors, LLC with one year of industry experience. He holds a Series 66 designation and previously worked at Arete Wealth Management. His background includes roles in academia and international organizations prior to entering the financial sector. Arete Wealth Advisors provides investment advisory and financial planning services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm employs both advisor-driven and proprietary model allocations, uses third-party sub-advisers, and acts as an ERISA fiduciary when applicable.