John Marinelli is a CFP® professional with 25 years of experience in the financial services industry. He is currently with Osaic and has previously worked at American Portfolios Financial Services, Invest Financial Corporation, and Citigroup-affiliated firms. In addition to his advisory role, Marinelli is involved in tax preparation through AJC Advisors. Osaic Wealth serves a diverse client base that includes individual investors, retirement plan sponsors, charities, and corporate clients. The firm utilizes a model-based investment approach supported by portfolio optimization tools and offers a range of brokerage and advisory services across multiple platforms.

Madhavi Gibbs is a financial advisor at Merrill with 25 years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2006 as well as Bank of America, N.A. since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model‑based and discretionary investment strategies for individuals, high‑net‑worth clients, pension and profit‑sharing plans, corporations, and charitable organizations.

Dawn Cammarano is a financial advisor at Raymond James Financial with eight years of industry experience. She holds the Series 66 designation and has been with Raymond James Financial Services Advisors Inc. since 2017. Outside of her advisory role, she has worked in support capacities at two businesses since 2009 and 2015, primarily handling administrative tasks. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and organizational clients. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and offers several specialized advisory programs, including municipal and retirement plan consulting.

Scott Codacovi is a financial advisor with Ameriprise in Matawan, NJ, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2014. Outside of his advisory role, he is involved in independent insurance brokering with multiple companies. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that integrate research, modeling, and tax-efficiency analysis. The firm delivers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Mario Califano is a financial advisor with Cetera who holds a Series 63 designation and has 29 years of industry experience. He has been with Cetera and its affiliates since 2005 and also owns Califano Financial Services Corp, where he provides accounting and tax services. Califano serves as president and treasurer of multiple holding companies managing investments and acts as executor for a family estate. Cetera Investment Advisers LLC is an SEC-registered firm that offers a range of investment advisory services to individuals, retirement plans, corporate, charitable, and institutional clients. The firm operates a multi-manager platform allowing advisors to utilize model portfolios, third-party managers, or bespoke strategies, managing over $256 billion in assets through a network of more than 10,000 advisors.

Kelly Schulz is a financial advisor with Merrill based in Monmouth Beach, NJ, holding Series 63 and Series 66 licenses and possessing 34 years of industry experience. She has been with Merrill since 2012. Outside of her advisory role, she serves on the board of trustees for the Monmouth Beach Bath and Tennis Club, contributing to the upkeep and activities of the private club. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kyle Abbot is a financial advisor at Edward Jones with 14 years of industry experience. He previously worked at Santander Securities, LLC and Merrill. He holds Series 63 and Series 65 licenses. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

John Rocco Jr. is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked with Morgan Stanley Smith Barney LLC since 2009 and has been affiliated with Morgan Stanley Private Bank, N.A.T since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses a structured planning process supported by proprietary tools and delivers a range of advisory programs without providing individual security recommendations as part of standalone plans.

Peter Thorne is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and firm‑approved methodologies to develop financial plans.

Mena Ayad is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2023. He has been with Fidelity Investments since 2020, serving as a Financial Consultant before his current position. Prior to joining Fidelity, Mena worked at Vanguard from 2015 to 2020 in various roles including Financial Advisor, High Net Worth Brokerage Investment Professional, and Brokerage Investment Professional. Mena holds an MBA in Finance from Rutgers University and is a Certified Financial Planner (CFP4). He is licensed in insurance in California. He focuses on assisting clients in working towards their financial goals by building long-term relationships and paying attention to detail. Outside of his professional career, Mena enjoys family activities, fitness, football, parenthood, and traveling. He is also involved in serving in his church.

Christopher DeLuca is an Investment Consultant at Fidelity Investments, a role he has held since 2025. He previously worked as a Financial Representative at Fidelity Investments in 2025 and as a Financial Service Representative from 2024 to 2025. In his current position, Christopher focuses on helping clients align their financial objectives with their priorities by co-creating tailored plans. He provides clear and strategic guidance to support clients in making informed and confident financial decisions. Christopher emphasizes building meaningful, long-term relationships to ensure clients feel secure throughout their financial journey. Outside of his professional role, Christopher has interests that include fitness, golf, running, reading, enjoying social events with friends, and exploring food.

Mark Morris is a Financial Advisor at Merrill Lynch Wealth Management. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and as a Personal Investment Advisor (PIA). Mark has focused his career on providing financial guidance and investment strategies within his line of business. He earned a Bachelor's Degree from Seton Hall University.

Kevin Birkner is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at UBS Financial Services from 2016 to 2020 before joining Morgan Stanley in 2020. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery conversations and approved tools, with a focus on advisory services rather than individual security recommendations.

Eric Rose is a financial advisor with Equitable Advisors, holding a Series 66 designation and 12 years of industry experience. He has been with Equitable Advisors since 2014 and previously worked at Axa Advisors, LLC. Equitable Advisors provides financial planning, retirement plan consulting, and asset management to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm uses a network of Investment Adviser Representatives and offers a variety of advisory programs, including third-party asset manager referrals and firm-offered models such as the SAM program.

Christopher Bunsa is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding Series 63, 65, and 66 licenses and six years of industry experience. His prior roles include positions at Preqin, Moody’s Analytics, Columbia Management Investment Distributors, and Fidelity Investments Institutional Services Company. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management solutions through a network of Investment Adviser Representatives and third-party program sponsors.

Mark Thompson is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2023. His prior roles include positions at Wells Fargo Clearing Services LLC and PineBridge Securities LLC. He holds partial ownership in Marinus Financial LLC and sole ownership of MKThompson LLC, both investment-related ventures. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu covering various life stages and specialized needs, delivering tailored recommendations through Wells Fargo research and tools.

Donna Cleveland is a financial advisor with Wells Fargo Clearing in Red Bank, NJ, holding Series 63 and Series 65 licenses and 31 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously held positions at TD Wealth Management Services Inc. and Cetera Investment Services LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets with more than 14,000 advisors.

Stephen Borriello Jr. is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and bringing 24 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2016, and previously spent a year with the NY Daily News in 2017. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a manager solutions team.

Colin Rath is a financial advisor with Ameriprise in Freehold, NJ, holding Series 63 and Series 66 licenses and bringing 40 years of industry experience. He has been with Ameriprise and its affiliate since 2015. Rath serves on the Board of Directors of Virtual Letip Monmouth County, where he acts as Treasurer. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, offering tailored written Recommendation Reports. The firm combines research, modeling, and tax-efficiency analysis to deliver these services through a centralized consulting team supporting its network of advisors.

Erin Mckane is a financial advisor at Fidelity with 12 years of industry experience. She holds Series 63 and Series 66 designations and previously worked at J.P. Morgan Securities. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.