Michael Lamaina is a CFP® professional with 36 years of experience in the financial services industry. He is currently with LPL Financial, where he has worked since 2017, following prior roles at National Planning Corporation and Cornerstone Financial Advisors, where he spent 28 years. Outside of his advisory work, he owns Lamainiac Motorsports, a non-investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and technology tools for portfolio support.

John Mccaughan is a financial advisor with OSAIC, holding a Series 63 designation and bringing 38 years of industry experience. He worked for Lincoln Financial Advisors and Lincoln National Life Insurance Company for over 25 years before joining OSAIC in 2025. Outside of his advisory role, he is an insurance agent offering disability insurance, fixed annuities, and traditional life insurance products. OSAIC Wealth serves a diverse client base including retail and institutional investors, providing brokerage and advisory services through a multi-advisor platform with options such as comprehensive financial planning and advisor-managed portfolios. The firm utilizes a model-based investment process emphasizing asset allocation and portfolio optimization, supported by various tools and discretionary strategies.

Louis Carberry is a financial advisor with UBS Financial Services in Philadelphia, PA, holding Series 63, 65, and 66 licenses and bringing 21 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Oppenheimer & Co, Capital One Investing, and BNP Paribas. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor client plans.

Sean Huggins is a financial advisor with Fidelity Investments in Philadelphia, PA, holding a Series 66 designation and 15 years of industry experience. He has worked at various divisions within Fidelity since 2012, including Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, its role as a commodity pool operator, and its advisory services to multiple registered investment companies and fund-of-funds.

Margaret Adamchak is a financial advisor at J.P. Morgan Securities in Philadelphia, PA, with seven years of industry experience. She holds a Series 66 designation and has worked at JPMorgan Chase Bank NA and Oakpoint Solutions, LLC. Adamchak is employed concurrently by JPMorgan Securities and JPMorgan Bank, enabling her to offer a range of bank products and services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and incorporates an ESG eligibility framework.

Neftali Jimenez Castro serves as a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he works with clients to understand their current financial situations and introduce them to available solutions through Merrill and Bank of America. His work focuses on helping clients gain the knowledge and tools to manage their financial lives effectively. He holds the Personal Investment Advisor (PIA) designation and has completed his education at New Hope-Solebury High School, earning his High School Diploma or GED, followed by an Associate's Degree from Bucks County Community College.

John Sullivan is the Vice President and Wealth Planner at Fidelity Investments, a role he has held since 2022. In this capacity, he partners with clients at various stages of their lives to support their unique financial goals through a trusting working relationship. He brings over two decades of experience in the financial services industry. Prior to his current position, John served as a Financial Consultant at Fidelity Investments from 2019 to 2022 and as a Senior Financial Consultant at TD Ameritrade between 2017 and 2019. His career also includes roles as a Registered Representative and Registered Investment Advisor at several firms, including Kestra Financial Services, NFP Securities, Capital Management Consultants, McKenna & Sullivan, Wharton Equity, and Securian Financial dating back to 1997.

Brendan Dwyer is a financial advisor with Wells Fargo Clearing in Philadelphia, PA, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent two years at Morgan Stanley. Outside of his advisory role, he serves as executor and trustee related to family estate and trust matters. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a range of investment advisory services and financial planning solutions, supported by research from Wells Fargo Investment Institute and third-party sources, and provides both brokerage and advisory options.

Kevin Mccauley is a financial advisor at Cambridge Investment Research Advisors with 30 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Cambridge Investment Research since 2008. Outside of his advisory work, he serves as Treasurer on the West Collingswood Extension Civic Association Board and works as a tax preparer. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management, offers access to third-party advisers and proprietary model strategies, and operates through a large network of financial professionals.

Andrew Frank is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has been with Cambridge since 2015 and is a part owner and independent insurance agent of Frank Leonards & Frank LLC. Frank also serves as trustee for two irrevocable trusts. Cambridge Investment Research Advisors serves a diverse client base including individual, institutional, pension, and charitable organizations, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and offers various platform-based discretionary and non-discretionary management services.

Danielle Yoch is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. Her prior roles include positions at Principal Financial Services and Equity Services, Inc. Outside of her advisory work, she serves as a vestry member and rector’s warden at Saint John's Concord, a religious organization in Glen Mills, PA. Cambridge Investment Research Advisors serves a broad mix of individual and institutional clients, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms and custodians.

John Honovich is a financial advisor at Stifel in Philadelphia, PA, holding a Series 63 designation with 36 years of industry experience. He has been with Stifel since 2005. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and state and municipal entities, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Stephen Hudacek III is a financial advisor with Merrill in Philadelphia, PA, holding a Series 66 designation and 17 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2010 and has been affiliated with Saint Joseph's University since 2005. Outside of his advisory role, he is a silent partner in a family-operated restaurant business and serves as a committee member for the Anthracite Scholarship Fund, which awards scholarships to students involved in local golf. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, charities, and institutional investors, offering managed account programs, discretionary portfolio management, and brokerage services. The firm emphasizes manager selection and tax-efficient investment strategies and benefits from deep integration with Bank of America’s capital markets and banking platforms.

Christopher Millard is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. He holds the Series 63 and Series 65 designations and has been associated with J.P. Morgan Securities, J.P. Morgan Trust Company, N.A., and JPMorgan Chase Bank, N.A. since 2004. He is based in Philadelphia, PA. J.P. Morgan Securities provides institutional consulting services focused on asset allocation advice, investment manager and fund searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process integrates quantitative and qualitative research and may include ESG criteria in its recommendations.

Keith Dupree is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and has worked at several financial institutions, including Merrill, Bank of America, and PNC Bank. Outside of advisory work, he has operated as a self-employed delivery driver. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Rachel Martin is a financial advisor with J.P. Morgan Securities who holds a Series 66 designation and has four years of industry experience. Her prior work includes roles at Walter S. Barclay Agency Inc. and Bucknell University. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm focuses on non-discretionary, written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and an ESG eligibility framework.

Adam Marone is a financial advisor with LPL Financial in Broomall, PA, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He has been with LPL Financial since 2009. Outside of his advisory role, he manages rental properties for family without compensation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions, including model portfolios, third-party subadvisors, and institutional platforms, supported by advanced advisor tools and a broad financial services network.

Brian Altmann is a financial advisor with Ameriprise, holding a Series 66 designation and over 21 years of industry experience. He has been with Ameriprise Financial Service, LLC since 2004 and previously worked with Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, Altmann is involved in managing and training staff through several business ownerships, including Generational Partners LLC and Quintet Collective LLC. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, providing detailed written recommendations on income, Social Security, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver personalized retirement income plans within a large institutional framework that includes advisory, brokerage, and insurance solutions.

Renu Dutta is a financial advisor at Morgan Stanley with 17 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley Private Bank, N.A., Morgan Stanley Smith Barney LLC, Bank of America, and Merrill. Outside of her advisory role, she assists her family’s real estate business by supporting accounting tasks related to property tax payments. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individual and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools alongside its Financial Advisors and Estate Planning Strategies Group.

Ernesto Medina Quiles is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo Bank NA since 2012. In addition to his financial career, he serves in the U.S. Marines. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.