David Scordato is a financial advisor with PNC Wealth Management in Millburn, NJ, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. His prior roles include positions at Harrisdirect LLC and TD Ameritrade entities. He has been with PNC Investments LLC since 2014. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio strategist offering that uses algorithm-driven risk assessments and third-party managed model strategies implemented with mutual funds and ETFs.

Elker Meta is a financial advisor at HSBC Securities (USA) Inc. with six years of industry experience. He holds the Series 66 designation and previously worked at Bank of America, Merrill, and other firms. He also serves as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of HSBC Securities, engaging in the sale of bank-related products alongside his registered representative role. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations. The firm provides both client-directed and fully discretionary investment solutions, utilizing strategic and tactical asset allocation supported by HSBC Global Asset Management and affiliated providers.

Thomas Theodorou is a financial advisor at Oppenheimer with a Series 66 license and four years of industry experience. His prior positions include roles at Bank of America, Merrill, and Transatlantic Reinsurance Company. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, and charitable organizations. The firm offers a wide range of programs and advisory services across equity, balanced, and fixed-income portfolios, utilizing both discretionary and non-discretionary approaches.

James Lowe is a financial advisor at Oppenheimer in New York, NY, with nine years of industry experience. He holds the Series 66 designation and has been with Oppenheimer since 2017. Prior to his advisory role, he spent four years at the University of Louisville. Oppenheimer is a registered investment adviser and broker-dealer that serves individuals, corporations, pension plans, charitable organizations, and IRAs. The firm offers a broad range of programs and advisory services, including discretionary and non-discretionary portfolio management, consulting, and retirement services.

Anthony Mazzei Sr. is a financial advisor at Guardian Life with the designations ChFC®, Series 63, and Series 65, and has 44 years of industry experience. His career includes long-term roles with Guardian Life and its affiliates, including Guardian Investor Services LLC and Park Avenue Securities. Outside his advisory work, he is involved with several entities under the National Financial Network umbrella and the Foundation for Charity for NFN. Guardian Life’s affiliate, Park Avenue® Wealth Management, provides both brokerage and investment advisory services to individuals, high-net-worth clients, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of tailored client solutions, combining advisor-led discretionary management with model-based strategies and a variety of proprietary and third-party programs.

Alfredo Alves De Lima is a financial advisor with Eagle Strategies (New York Life), holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with Eagle Strategies since 2019 and previously worked with Nylife Securities and New York Life Securities. Outside of his advisory role, he owns and manages a cattle ranch in Brazil. Eagle Strategies serves a diverse range of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a network of affiliated investment adviser representatives. The firm offers multiple program types tailored to client objectives, with a significant portion of its assets managed on a non-discretionary basis and a focus on advisory services connected to insurance and annuity products.

Shannon Graziano is a financial advisor with Cerity Partners LLC in New York, NY. She holds Series 63 and Series 66 licenses and has two years of industry experience. Prior to joining Cerity Partners, she worked at Merrill, Goldman Sachs, Lucia Boutique, Power Distributors, and New York Life Company. Cerity Partners advises a diverse client base, including high-net-worth individuals, families, trusts, and institutional investors, managing approximately $166.2 billion in client assets as of December 31, 2025. The firm offers customized wealth management services, combining proprietary quantitative screening with third-party strategies and direct security selection, and provides access to alternative and private market solutions for qualified clients.

Ana Slade is a Series 66-credentialed advisor with Citigroup Global Markets in New York, NY. She has held positions at Citi since 2024 and previously worked at Falfurrias Capital Partners and the U.S. Trade & Development Agency. Ana has also been engaged in full-time education since 2014 and had a role with the International Rescue Committee in 2020. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies with internal oversight and provides solutions tailored to high-net-worth and institutional investors.

Katherine Jimenez is a financial advisor at Citigroup Global Markets with seven years of industry experience. She holds a Series 66 designation and has worked at Merrill, Bank of America, and Citigroup since 2015. Outside of finance, she manages a small online retail store selling baby clothes. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with distinctive market roles such as swap dealing and futures commission merchant activities.

Genti Qipo is a financial advisor at Citigroup Global Markets with 16 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank from 2014 to 2019. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and maintains unique in-house capabilities such as security pricing and research, operating also as a swap dealer and futures commission merchant.

Sophie De Seynes is a financial advisor at Citigroup Global Markets with 16 years of industry experience. She holds Series 63 and Series 66 licenses and previously spent nine years at Morgan Stanley Distribution, Inc. before joining Citigroup in 2025. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through both discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, providing a broad range of advisory programs, execution, and custody services.

Kevin Acevedo is a financial advisor with Citigroup Global Markets in New York, NY. He holds Series 63 and Series 66 registrations and has three years of industry experience. His prior work includes roles at Haver Analytics and Alexander Wang Inc., as well as a seven-year period at Hunter College. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and operates with institutional scale and market roles, including as a swap dealer and futures commission merchant.

Matthew Sear is a financial advisor with MAI Capital Management, LLC in New York, NY, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior roles include positions at Evoke Advisors, INbalance Advisors, SkyBridge Capital II, Hastings Capital Group, and First Republic Investment Management. MAI Capital Management provides discretionary and non-discretionary investment management, integrated wealth management, retirement plan consulting, and family-office services to individuals, families, sports professionals, trusts, and institutional clients. The firm manages customized portfolios across a variety of strategies and serves in both product-sponsor and advisory capacities, overseeing significant assets including mutual funds and private investment vehicles.

Susan Hoyt is a Series 66 licensed financial advisor with 33 years of industry experience. She has been with Sanctuary Advisors, LLC and Sanctuary Securities, Inc. since 2022, and previously worked at Merrill from 2013 to 2022. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a wide range of clients including individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm supports over 400 independent investment adviser representatives who manage portfolios through various advisor-directed programs, Separately Managed Accounts, and Unified Managed Accounts, employing multiple analytical approaches and offering both discretionary and non-discretionary account management.

Melissa Haua is a financial advisor at Oppenheimer with one year of industry experience. She holds the Series 66 designation. Prior to joining Oppenheimer, her work history includes time at the University of Pittsburgh Katz Graduate Business School and operating a dog daycare business. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a wide range of programs and advisory services, including equity, balanced, and fixed-income portfolios, using both discretionary and non-discretionary approaches.

Nina Talao Pazymino is a financial advisor with Empower Advisory Group in Bayonne, NJ, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. Her prior roles include positions at GWFS Equities, Prudential Investment Management Services, The Prudential Insurance Company of America, and Pruco Securities. She also serves as the Religious Education Director at St. Henry Roman Catholic Church, where she assists in managing and implementing religious education programs. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and select retail brokerage clients, delivering services through a model integrated with Empower’s recordkeeping and administrative platforms.

Alex Ruiz is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds the Series 66 designation and has been with Citigroup since 2015. The firm serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. Citigroup Global Markets is notable for its multi-asset, multi-manager strategies, in-house research capabilities, and its roles as a swap dealer and futures commission merchant.

Steven Kramer is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 2010. Outside of his advisory role, he provides disability and health insurance consulting services and is a partner at Q6 Group, LLC, involved in the sale and service of various insurance and financial products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, with a platform that includes third-party asset manager relationships providing discretionary and non-discretionary account options.

Nathaniel Siegel is a financial advisor with TLG Advisors, Inc. He holds Series 65 and Series 63 licenses and has 13 years of industry experience. His prior roles include positions at Northwestern Mutual Investment Services LLC, Northwestern Mutual Life Insurance Company, Lockton Investment Advisors, LLC, and The Leaders Group Inc. Outside of his work at TLG Advisors, he serves as Senior Vice President and Director of executive benefits at Vanbridge, an EPIC company. TLG Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, trusts, charitable organizations, corporations, and institutional investors. The firm specializes in investment supervisory services, portfolio management, and financial planning, employing manager selection and Modern Portfolio Theory to build diversified portfolios, often through sub-advisors and program platforms.

Maria Flora Algarate is a financial advisor at Citigroup Global Markets with 18 years of industry experience. She holds Series 63 and Series 66 designations. Her prior work includes positions at HSBC Bank USA and Banco Santander International. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles such as swap dealing and futures commission merchant activities.