Michael Blevis is a financial advisor at Cetera with 10 years of industry experience. He holds a Series 66 designation and previously worked at Lazard Asset Management and Goldman Sachs, among other firms. He is also a financial advisor at Ela Financial Group, Inc. outside of his role at Cetera. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, retirement plans, corporate and nonprofit entities, and institutional accounts. The firm offers multiple portfolio management options, financial planning, and access to third-party money managers, operating through a large network of independent advisors.

Wade Wolfe is a Senior Financial Advisor with Merrill Lynch Wealth Management. He leads a disciplined, goal-based approach to wealth management, assisting clients in identifying and prioritizing their financial objectives and concerns. Wade focuses on providing clear insights into retirement assets and the likelihood of achieving long-term goals under various risk scenarios, helping clients understand what they can afford throughout their lifetimes. Wade began his career in 1991 with a bond firm and joined Merrill Lynch in 2014 as part of The Pressman, Berntsen, and Wolfe Group. His areas of expertise include college education planning, divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, and retirement income. He holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Wade earned a Bachelor's degree in Business from St. Peter's College. A longtime resident of New Jersey, Wade lives with his family in Morris Plains. Outside of work, he enjoys golfing, reading, and spending time with his family.

Christopher Foster is currently serving as Vice President and Wealth Planner at Fidelity Investments. He holds the designation of CERTIFIED FINANCIAL PLANNER™ and has been with Fidelity since 2017, advancing from Financial Consultant to his current role in 2022. With over two decades of experience in financial services, Christopher has held positions including Premier Relationship Advisor at HSBC Securities, Wealth Manager at USAA Wealth Management, Private Banker at Wells Fargo Advisors LLC, and Financial Advisor at Chase Investment Services. His career reflects a broad range of expertise in wealth management and financial planning. Christopher emphasizes working closely with clients to understand their priorities and motivations, aiming to co-create customized financial plans that support clients and their families in pursuing financial fulfillment.

Robert Sundermann Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He previously worked for Cadaret, Grant & Co., Inc. for 25 years and spent 37 years at IBM Corporation. Sundermann also operates Sundermann Financial Services, where he acts in a fiduciary capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of investment options through its network of representatives, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by advanced operational tools.

Angelo Zappala is a Senior Financial Advisor with Merrill Lynch Wealth Management. He focuses on structuring wealth accumulation, lifetime retirement income, and wealth transfer for individuals, families, executives, and business owners. Angelo has developed a comprehensive process that addresses all financial aspects of his clients’ lives, identifying unique real-life challenges and intangible risks, and explaining practical choices for their consideration. His approach is grounded in diligent wealth management and advanced strategies, positioning him as a trusted financial advisor. Angelo’s areas of expertise include divorce transition planning, family wealth management strategies, and services for endowments, foundations, and non-profits. He has been a Financial Advisor since 2008, beginning with Banc of America Investment Services. Angelo holds an M.B.A. in Accounting from Fordham University, a Master of Arts in History, and a Bachelor of Science in Psychology, both from Northeastern University. He has earned several professional designations, including Chartered Retirement Planning Counselor™ (CRPC™), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). In addition to his professional work, Angelo is actively involved in community service and volunteers for organizations such as CancerCare, Tomorrows Children's Fund, and Fulfill – the Foodbank of Monmouth County. His personal interests include cooking, hiking, music, and reading. Angelo’s professional philosophy centers on protecting clients financially and helping them make the best possible financial decisions.

Marie Errico is a financial advisor with UBS Financial Services in Ridgewood, NJ, holding a Series 63 designation and bringing 41 years of industry experience. She has been with UBS Financial Services since 2007. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Richard Grofsick is a CFP®-credentialed financial advisor with nine years of industry experience. He is currently with LPL Financial and has prior experience at Agia and Valic Financial Advisors. Outside of his advisory role, he serves as a varsity football coach at Hawthorne High School. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services supported by research-driven and technology-enabled platforms.

Nicholas Photiadis is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 28 years of industry experience. He has worked at LPL Financial since 2011 and previously spent seven years at Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with various investment strategies and operational tools.

Rachel Parrish is a financial advisor at Charles Schwab with 18 years of industry experience and holds a Series 66 designation. Her prior roles include positions at Morgan Stanley and E*TRADE Capital Management. Charles Schwab & Co., Inc. serves a large client base mostly composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance, combining multi-asset model portfolios with access to alternative investments and cash-sweep services.

Frank Aiello is a financial advisor with Merrill in Paramus, NJ, holding Series 63 and Series 65 credentials and bringing 47 years of industry experience. He has worked at Merrill since 1998 and at Bank of America, N.A. since 2009. Outside of his advisory role, Aiello serves as a committee member for the Hall of Fame Committee in athletics at Fordham University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jason Zerin is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. His prior work history includes roles at Vestis, Raymond James, and several other organizations. Outside of finance, he has experience in education spanning multiple years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory with access to affiliated discretionary portfolios, offering multi-asset model portfolios and alternative investment options supported by centralized custody and operational infrastructure.

Taylor Mosera is a financial advisor at Wells Fargo Advisors with a Series 66 designation and four years of industry experience. Prior to joining Wells Fargo Advisors, he worked at Wells Fargo Clearing, Bain & Company, Ernst & Young (EY-Parthenon), Goldman Sachs, and served in the United States Army. He is also a 50% owner of Hillcrest Capital Advisors, Inc., an investment-related business based in Wyckoff, NJ. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and uses proprietary research and tools to develop tailored recommendations, with clients having flexibility in implementation through brokerage or advisory programs.

Ken Haworth is a Financial Consultant currently practicing at Fidelity Investments, where he has been since 2022. In his role, he focuses on building strong client relationships by understanding their personal and financial situations, partnering with them to develop investment plans aligned with their comfort levels, and educating them on improving their financial strategies. Ken brings extensive experience from previous positions including Data Intelligence Sales & Marketing Management and Sales Desk Manager at Lazard Asset Management, as well as various roles at Prudential Financial such as Business Development Manager and Divisional Sales Leader. His career also includes experience at Morgan Stanley Dean Witter as a Broker Services Manager and Client Services Manager. Outside of his professional work, Ken enjoys family activities, football, social events with friends, music, pets, and traveling.

Edwin Molina Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at LPL Financial since 2017, with additional experience at Bank of America and Visions Federal Credit Union. Molina is also involved with Visions Analysis LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing various portfolio strategies and technology tools to support client account management.

Andy Suh is a financial advisor at Primerica Advisors with Series 65 and Series 63 licenses and four years of industry experience. His prior work includes roles at Huntington Learning Center and PFS Investments Inc., alongside ongoing engagements with Ivy Test Prep and Primerica Financial Services. He also receives compensation for referrals related to home security and automation products through affiliates of his firm. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, employing model-driven investment strategies with support from third-party asset managers and custodians. The firm operates nationally with thousands of advisors and offices and manages approximately $15.5 billion in assets.

Heather Haera is a financial advisor with Wells Fargo Advisors in Pearl River, NY, holding a Series 63 designation and 31 years of industry experience. She has been with Wells Fargo in various capacities since 2016. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and financial planning services, including specialized planning for business-owner transitions, sports and entertainment, special-needs, and divorce. Advisors use firm research and planning tools to develop tailored recommendations, with clients choosing how to implement them through brokerage or advisory programs.

Wen Shao is a financial advisor at LPL Enterprise with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, he is involved in direct sales of nutritional and cosmetic products through a multi-level marketing business. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, corporate, and charitable entities. The firm’s investment implementation is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, with discretionary authority granted in certain programs.

Andrea Savva is a financial advisor with RBC Capital Markets, LLC, holding Series 63 and Series 65 credentials and 28 years of industry experience. She has worked at City National Bank, Bank of America, N.A., and Merrill prior to her current roles since 2018. Savva is also the owner of Just Footworx Academy LLC, a soccer academy focused on training youth players and coaches. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual and institutional investors. The firm offers a range of advisory programs and portfolio management services tailored to clients’ risk profiles, utilizing both in-house and third-party investment solutions.

Joshua Gilenson is a financial advisor with LPL Financial, holding a Series 66 designation and 16 years of industry experience. He previously worked at Morgan Stanley for six years and Citigroup Global Markets for two years. Outside of his advisory role, he holds a real estate license and is involved in mortgage and real estate services through J Realty Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, wrap and model portfolio programs, and institutional platforms, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.

Wesley Goldberg is a financial advisor with Ameriprise in Chester, NJ, holding a Series 63 designation and 26 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 1999. Ameriprise provides retirement-income planning services focused on individuals approaching or in retirement who meet certain asset thresholds, delivering written Recommendation Reports that incorporate income, Social Security, and tax-smart withdrawal strategies. The firm utilizes a combination of research, modeling, and tax-efficiency analysis, supported by a centralized consulting team and algorithmic tools, to generate tailored recommendations.