David Hubbs is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and nine years of industry experience. His career includes roles at Citizens Bank, Lockwood Advisors, Merrill, and New York Life Insurance Company. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework for its investment recommendations.

Brian Concannon is a CFA® charterholder and Series 63 licensed advisor with 10 years of industry experience. He has worked at The Vanguard Group since 2017 and previously held a position at London Business School. He also serves as a limited agent for an immediate family member in an investment-related capacity. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations constructed largely from Vanguard funds and ETFs, supported by its digital delivery platform and team servicing model.

Gabriela Rudeck is a financial advisor at LPL Financial with a Series 66 designation and three years of industry experience. Her prior work includes roles at Ameriprise and self-employment in financial services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, with both discretionary and non-discretionary management supported by proprietary and third-party research.

Kurt Johnson is a financial advisor at Vanguard Advisers with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has been with The Vanguard Group since 2015. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach that employs proprietary models to create personalized asset allocations, largely using Vanguard funds and ETFs.

George Webber is a CFP® with 26 years of experience in the financial services industry, currently serving at LPL Enterprise since 2024. His prior roles include positions at Pruco Securities LLC, Bank of America, N.A., and Merrill. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products via its integrated platform.

Kevin Connelly is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Lincoln Financial Distributors. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Frederick Hoey is a Wealth Management Advisor with Merrill Lynch Wealth Management and a member of The Hoey Group, a multi-generational team serving a diverse clientele for over 50 years. Since joining the group in 2003, Fred has applied his background in small business management along with his ongoing commitment to learning to provide comprehensive financial services tailored to the needs of his clients. His expertise includes family wealth management strategies, personal retirement planning, and retirement income. Fred holds a Bachelor’s degree from the University of Notre Dame and maintains several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA). He emphasizes detailed planning, long-term compounding of investments, cash flow planning, and asset allocation to help clients grow and preserve wealth through varying market conditions. Outside of his professional work, Fred enjoys hiking, tennis, and woodworking. He resides in Pottstown with his partner, Cassie, and their two Newfoundlands. Fred frequently travels to St. Augustine, Florida, for its climate.

Paul Riley is a financial advisor at Vanguard Advisers with one year of industry experience. He holds a Series 66 designation and has worked at several entities affiliated with Vanguard since 2026. Outside of his advisory role, he has been involved with various businesses and organizations including PMR Ventures LLC and Hillsong Church. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily constructs portfolios from Vanguard funds and ETFs, offering a range of customization options.

Alan Stutman is a CFP® with 21 years of experience in the financial industry, currently serving at Vanguard Advisers since 2005. He holds a Series 63 designation and is based in Malvern, PA. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach featuring proprietary methodologies and portfolios largely composed of Vanguard funds and ETFs.

Jack Dunston is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and three years of industry experience. His prior roles include positions at Vanguard Marketing Corporation, The Vanguard Group, Inc., Merriken Financial Group, and Haefele Flanagan Certified Public Accountants and Advisors. Before his financial career, he worked in education and the food service industry. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with proprietary methodologies and portfolios primarily composed of Vanguard funds and ETFs.

Sarah Goller is a CFA® charterholder and holds a Series 63 license, with 20 years of industry experience, all at The Vanguard Group since 2006. She is based in Malvern, PA and is affiliated with Vanguard Advisers. Vanguard Advisers serves retail investors and eligible participants in employer-sponsored retirement plans by providing automated and human-supported investment advice through digital and personal advisor services. The firm uses a goal-based, algorithm-driven approach with proprietary models to construct portfolios primarily from Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Jennifer Giles is a CFA® charterholder with 12 years of industry experience, currently serving as a financial advisor at RBC Capital Markets since 2021. Prior to joining RBC, she worked at Hays Talent Solutions and spent several years in homemaking. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles and investment preferences.

Bhumi Shah is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at Vanguard Advisers in Malvern, PA. She has worked at The Vanguard Group since 2017 and had a brief tenure at Blair Wealth Management in 2017. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios primarily with Vanguard funds and ETFs, offering various customization options and tax-aware features.

Michael Skiff is a CFP® and ChFC® with 21 years of experience, currently serving at MassMutual Investors Services since 2008. He holds positions as an agent for health and group life insurance and as a broker servicing existing equity index annuities. Skiff is also vice president of UFG Advisors, LLC, a role he assumed in 2024. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm provides collaborative, annual planning engagements using firm-approved analytical tools and offers specialized planning services including estate settlement and employer-sponsored programs.

Sarah Holahan is a financial advisor at Vanguard Advisers with nine years of industry experience. She holds Series 63 and Series 66 designations and has worked at The Vanguard Group since 2022. Prior to that, she spent six years at Wells Fargo Clearing and eight years at Wells Fargo Bank. Vanguard Advisers serves retail investors and employer-sponsored retirement plan participants through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven investment approach, primarily utilizing Vanguard funds and ETFs, and manages a high volume of client relationships through its digital platform and team servicing model.

Gary Stark is a CFP®-designated financial advisor with 13 years of industry experience, currently working at Vanguard Advisers in Malvern, PA. He has been with Vanguard Marketing Corporation and THE Vanguard Group, Inc. since 2013 and joined Vanguard Advisers in 2016. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs.

Brian Keeport is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 1999. Based in Malvern, PA, he has spent his entire career with The Vanguard Group, Inc. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs.

Cameron Flowers is a financial advisor at Vanguard Advisers with four years of industry experience. He holds the Series 63 and Series 66 designations. His career includes roles at Vanguard Marketing Corporation, The Vanguard Group, and Semrush. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with proprietary models to create personalized asset allocations, primarily utilizing Vanguard funds and ETFs.

Jason Cockerham is a CFP® professional with 24 years of experience in the financial industry. He has worked at Vanguard Advisers since 2016 and has held roles at related Vanguard entities and other firms, including M & B Cockerham, Inc. Aside from his advisory work, he is a business partner at Team JC Realty, LLC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach that combines proprietary models with portfolios constructed mainly from Vanguard funds and ETFs.

Allison Redding is a financial advisor at Vanguard Advisers with 11 years of industry experience. She holds Series 66 and Series 63 licenses and has been with Vanguard marketing Corporation and The Vanguard Group, Inc. since 2015. Allison is based in Malvern, PA. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach featuring proprietary asset allocation models and offers a range of portfolio customization options.