Matthew Hodgson is a financial advisor at Merrill with 10 years of industry experience. He holds a Series 66 designation and has worked at Bank of America, N.A. and Merrill Lynch since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

Michael Martin is a CFP® with 12 years of industry experience currently serving at Wells Fargo Clearing. His prior roles include positions at PNC Investments, Valic Financial Advisors, and Citizens Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services grounded in modern portfolio theory and tailored to plan objectives and risk tolerances.

Jonathan Abbett is a financial advisor with Cetera, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 38 years of industry experience and has held leadership roles at multiple firms including Financial Advantage Associates Inc., where he is president and CEO. Outside of his advisory work, he is a partner in a tax accounting firm and involved in fixed insurance sales. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers, supporting various discretionary and non-discretionary program structures.

Evan Wilson is a Series 66-credentialed financial advisor with Morgan Stanley in Rockville, MD, where he has worked since 2016. He has 10 years of industry experience and is also involved in volunteer coaching with the First Tee of Greater DC, a charity focused on golf. Morgan Stanley Wealth Management serves both individual and institutional clients by providing tailored financial planning and advisory programs, managing approximately $2.74 trillion in client assets through a structured planning process and diverse investment offerings.

Benjamin Napierala is a financial advisor at Morgan Stanley with one year of industry experience. He previously worked at Charles Schwab & Co., Inc. and has a Series 66 designation. Outside of his advisory role, he also delivers food through a local service. Morgan Stanley Wealth Management serves individual and institutional clients by providing comprehensive financial planning and investment advisory services, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and models outcomes with research from its Global Investment Committee.

Angelica Paiva is a financial advisor with Morgan Stanley, holding a Series 66 designation and seven years of industry experience. Her prior roles include positions at RBC Capital Markets and Wells Fargo Clearing. Morgan Stanley Wealth Management provides a range of advisory programs for individual and institutional clients, offering tailored financial planning supported by firm-approved tools and research resources. The firm manages approximately $2.74 trillion in client assets and delivers planning services both directly and through corporate agreements.

Mary Gouveia is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds Series 63 and Series 65 licenses and has 15 years of industry experience. Prior to joining Raymond James, she worked at several firms including Fidelity Brokerage Services LLC, Merrill, and SunTrust. Outside of her advisory role, she was the owner of A La Carte Event Rentals Inc., where she managed the business books and records. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual investors, high-net-worth clients, and institutional entities. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a municipal advisor affiliation.

David Ziffer is a financial advisor at Charles Schwab with 33 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Scottrade, TD Ameritrade, and Charles Schwab in various roles since 1995. Outside of his advisory work, he owns a rental property in Sarasota, Florida. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Anna Behnam is a financial advisor with Ameriprise in Bethesda, MD, holding a Series 66 designation and 26 years of industry experience. She has been with Ameriprise and its affiliate since 2005. Outside of her advisory role, she serves on the board of Dast2Dast, Inc., participates in charitable events with organizations such as Feed the Homeless and Yellow Boomerang, and is a board member of the Pike District Partnership. She also pursues photography work for a local church. Ameriprise provides retirement-income planning services primarily for individuals with at least $1 million in investable assets, delivering non-discretionary, research-based recommendations focused on income, Social Security, and tax-efficient withdrawal strategies. The firm combines algorithmic analysis with advisor partnership and offers a broad range of advisory, brokerage, and insurance solutions.

Matheus Carvalho Leme Cavallari is a financial advisor with Equitable Advisors, holding a Series 66 designation and two years of industry experience. Prior to joining Equitable Advisors in 2024, he worked for the World Bank Group from 2016 to 2021. Equitable Advisors serves individual clients across wealth levels, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and various asset management programs through a network of Investment Adviser Representatives. The firm implements advisory models primarily through third-party managers and provides ERISA fiduciary services to qualified plans.

Mitchell Davis is a financial advisor with Charles Schwab, holding a Series 66 designation and seven years of industry experience. He has worked with Charles Schwab Bank, SSB, and Charles Schwab & Co., Inc. since 2018. Prior roles include positions at Ironman Corporation and contributions at DePauw and Alpha Chi Omega. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering both non-discretionary and discretionary investment options supported by multi-asset model portfolios and alternative investment due diligence.

Peyton Randolph is a CFP® and Series 66-licensed financial advisor at Raymond James Financial with one year of industry experience. Prior to his current role, he has worked in a variety of positions including at Virginia Tech Dining Services and as an advisor for Financial 360, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutional clients. The firm offers tailored, non-discretionary planning and supports municipal and public-finance work through specialized affiliations and advisory programs.

Jennifer Meyer is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds the CFP® designation and has 25 years of industry experience. Her prior work includes roles at USAA Financial Advisors and several positions within Raymond James. Meyer is also involved as a financial planner with Lee Sipe and Associates and supports the firm Serving Those Who Serve. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Timothy King is a Series 66-licensed financial advisor with LPL Financial in Rockville, MD, where he has worked since 2007. He has 19 years of industry experience. Outside of his advisory duties, he is also a notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Sheldon Foreman is a Financial Advisor with Merrill Lynch Wealth Management. He works with established professionals and their families to develop personalized wealth management strategies. His approach begins by identifying clients' financial goals and then building plans aligned with their priorities, addressing areas such as employee benefits planning, executive and equity compensation, family wealth management, legacy planning, and retirement income. Sheldon holds a Bachelor's Degree in Economics from Swarthmore College. He has earned professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Throughout his career, he has assisted clients in managing concentrated stock situations, formulating broad investment strategies, and planning across multiple generations. Originally from Austin, Texas, Sheldon currently resides just outside Washington D.C. His personal interests include basketball, cooking, reading, spending time with family, and traveling.

Drew Mc Clair is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in helping professionals and families develop clear, confident, and tax-smart retirement plans. As a Certified Investment Management Analyst® (CIMA®) and Personal Investment Advisor (PIA), Drew brings advanced investment training and disciplined portfolio construction to his advisory relationships. His expertise covers a broad range of client focus areas including college education planning, employee benefits planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, women and wealth, tax minimization, and retirement income. Drew emphasizes building advisory relationships based on clarity, communication, and trust while simplifying complex financial topics into actionable steps. Drew holds a High School Diploma from Huntingtown High School. Outside of his professional work, he enjoys adventure sports, cooking, hiking, music, skiing, swimming, traveling, and spending time with his family.

Victorino Manlapaz is a CFP®-certified financial advisor with 30 years of industry experience. He has been with Cambridge Investment Research Advisors since 2013 and previously worked at LPL Financial and Cantwell Financial Services. Outside of his advisory role, he serves as president of Legacy Financial Group, LLC, and is a board member of the Nassau Village Condo Association, a nonprofit organization. Cambridge Investment Research Advisors, Inc. provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs to a diverse client base, including individual and institutional investors such as pension and charitable organizations. The firm offers both discretionary and non-discretionary management through multiple platforms and proprietary model strategies under the Founders Gate Capital brand.

Scott Mcgraw is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career in financial services at Merrill Lynch in 1993. Scott is committed to providing attentive and personalized service, developing strong relationships with clients through regular communications. His work focuses on helping clients pursue their long-term financial goals. Scott assists clients in funding their retirement, supporting their children's education, and facilitating the preservation and transfer of wealth. He holds a Bachelor's degree in Finance from the University of Maryland and is a CERTIFIED FINANCIAL PLANNER® certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc. Scott also holds the Personal Investment Advisor (PIA) designation. Scott and his wife, Jennifer, reside in Rockville, Maryland, where they raise their four children.

Mario Arrington is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009, following prior roles at Citigroup Global Markets and Merrill. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs, including customized financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and corporate financial planning agreements.

Steven Vozenilek is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. His prior roles include positions at Ameriprise Financial Services, Morgan Stanley, Citigroup Global Markets, and Legg Mason Wood Walker. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.