Timothy Monahan is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. He co-founded the Monahan & Todd Wealth Management Group in 2012, where he and his team provide customized wealth management solutions to high net worth families, professionals, and business leaders. His focus areas include retirement planning, asset preservation, and wealth transfer. Tim began his career in financial services shortly after graduating from Hampden-Sydney College in 1994, where he earned a bachelor's degree and was actively involved in leadership and volunteer roles. With over 30 years of experience in the industry, he has developed expertise in portfolio management, family wealth strategies, and philanthropic planning. He holds the CERTIFIED FINANCIAL PLANNER® certification and the Personal Investment Advisor designation. Tim resides in the Ortega neighborhood of Jacksonville with his wife and three children. He and his family are active members of St. Matthews Catholic Church. His personal interests include offshore fishing, competitive sailing, boating, cooking, football, scuba diving, traveling, and spending time with his family.

Phillip Brunson is a financial advisor at J.P. Morgan Securities in Jacksonville, FL, holding a Series 66 credential with four years of industry experience. His prior roles include positions at Hub Retirement & Wealth Management and Ameriprise Financial. He also provides administrative support to independent advisory firms such as Global Retirement Partners. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, offering investment consulting and advisory services through a process that combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework.

Brandon Cowart is a financial advisor with OSAIC based in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. He has held positions at Royal Alliance Associates, Inc. since 2018 and Signator Investors, Inc. from 2016 to 2018. Outside of his advisory role, he serves as CFO and agent for Retirement Resources, Inc., where he manages day-to-day operations and is involved in sales of life insurance, long-term care insurance, and fixed and indexed annuities. OSAIC Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools, risk assessments, and automated rebalancing to construct portfolios that may include a range of investment vehicles.

Richard Stuart is a financial advisor at Fidelity with five years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2020. Prior to joining Fidelity, he held roles at Bass Pro Shops and Bose. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios composed of mutual funds, ETFs, and ETPs.

Brandon Flynn is a financial advisor with Ameriprise Financial Services, holding a Series 66 credential and 25 years of industry experience. He has been with Ameriprise since 2016. Outside of advisory services, Flynn is involved in managing multiple business entities related to real estate ownership and office operations in Jacksonville, Florida. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service focused on retirement income planning through written recommendations and ongoing advice. The firm's investment approach incorporates proprietary research, third-party data, and algorithmic tools, with an emphasis on tax-aware withdrawal strategies and dependable income sources.

Anthony Durel is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. He specializes in providing professional asset management and financial planning strategies tailored to clients' individual needs. His service offerings include retirement planning, estate and legacy planning, tax mitigation, educational savings, insurance consultation, and access to wealth management banking and lending solutions through Bank of America. Anthony holds a Bachelor's Degree from Florida State University and has earned professional designations as a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). He emphasizes personalized relationships with clients and maintains a high level of ongoing engagement and support. In addition to his professional commitments, Anthony participates in community volunteering activities. His personal interests include boating, camping, fishing, football, golfing, and hiking.

Keith Adams is a financial advisor at Fidelity with 17 years of industry experience. He holds the Series 63 and Series 66 designations and has been associated with various Fidelity entities since 2010. He is based in Jacksonville, FL. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and it serves as an advisor to multiple registered investment companies and fund-of-funds.

Daniel Woelkers is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2024. He has been with Fidelity Investments since 2018, holding various roles including Planning Consultant, Relationship Manager, Investment Solutions Representative, and Customer Relationship Advocate. His professional experience spans comprehensive financial planning and developing personalized investment strategies to help clients achieve their financial goals. Daniel holds insurance licenses for Arkansas and California. He emphasizes trust, commitment, and integrity in his work, focusing on building financial confidence with his clients. Outside of his professional role, Daniel enjoys concerts, fitness, exploring diverse cuisines, gardening, hiking, and traveling.

Mark Taliaferro Jr. is a financial advisor at Fidelity with 18 years of industry experience. He holds Series 63 and Series 65 designations and has been associated with various Fidelity entities since 2011. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, delivering model portfolios that utilize mutual funds, ETFs, and ETPs through systematic methodologies and long-term asset allocation benchmarks.

Christopher Davis is a Vice President and Financial Consultant at Fidelity Investments. In this role, he works with Fidelity's valued clients to develop and implement comprehensive financial plans, focusing on investment strategies and retirement planning. He holds the CERTIFIED FINANCIAL PLANNER™ designation, reflecting his qualification in financial planning. Christopher has accumulated extensive experience at Fidelity Investments, beginning as a College Planning Specialist in 2011 and progressing through various roles including Investment Solutions Representative, Retirement Solutions Representative, Client Management Representative, and Portfolio Specialist before his current position since 2018. He holds a California Insurance License. Outside of his professional work, Christopher enjoys activities such as comedy, fitness, outdoor adventures, lake activities, travel, and parenthood.

Alexander Cooper is a financial advisor at Equitable Advisors with 19 years of industry experience. He holds the Series 66 designation and has worked at Equitable Advisors since 2007, including its predecessor Axa Advisors, LLC. Outside of his advisory role, Cooper is involved with Dergalis Associates, LLC, where he acts as a sales associate in health and ancillary insurance products. Equitable Advisors serves a broad range of clients including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes a network of Investment Adviser Representatives and third-party asset managers, offering diversified investment solutions without sponsoring its own wrap fee program.

Adam Makar is a financial advisor at Fidelity with two years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at Cady for five years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm employs a combination of fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs using systematic methodologies and long-term asset allocation benchmarks.

Curtis Kroll is a financial advisor with Wells Fargo Clearing based in Jacksonville, FL, holding a Series 66 designation and eight years of industry experience. He has been with Wells Fargo Clearing since 2017 and previously worked at Aerotek and the University of North Florida. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Bryan Berthold is a financial advisor at Merrill with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 2009 and Bank of America since 2010. He is based in Jacksonville, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nicholas Courtney is a Senior Financial Advisor with Merrill Lynch Wealth Management. He provides wealth management services for families and institutions, combining his experience with the resources of Merrill Lynch. His expertise includes wealth planning strategies such as retirement and education planning, trust and estate services, tax minimization, asset preservation, investment management including portfolio construction and market strategy, as well as business and personal banking solutions from Bank of America. Courtney holds a Bachelor's Degree from the University of North Carolina at Chapel Hill and is a Personal Investment Advisor. He is part of the Courtney family tradition of financial advising, which has been associated with Merrill Lynch since 1949. In his community involvement, Nicholas serves on the St. Johns Country Day School Board of Trustees and is involved with professional organizations including the Meninak Club of Jacksonville and the UNC General Alumni Association. He has also held leadership roles in several Jacksonville-based community organizations. Outside of his professional work, Nicholas enjoys spending time with his family, engaging in music, and participating in outdoor activities.

Kyle Baidas is a financial advisor at Charles Schwab with two years of industry experience and holds a Series 66 designation. Prior to joining Charles Schwab, he worked at Bluejay Advisory & Capital and DLP Capital. Outside of finance, he was involved with Baidas Basketball for six years. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment options within a multi-asset model portfolio framework. Schwab’s integrated structure provides combined advisory, brokerage, custody, and cash-sweep services.

Melissa Behrman is a financial advisor at Fidelity with Series 63 and Series 66 credentials and eight years of industry experience. She has worked at Fidelity Brokerage Services, LLC since 2017 and joined Fidelity Investments in 2025. Outside of advising, she owns a specialty cake business where she designs and creates custom cakes. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a range of retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios.

Ryder Aringdale is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Prior to joining Merrill in 2026, he worked for the City of Jacksonville Beach and Chick-fil-A, and has over a decade of experience in middle and high school education. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations by offering model-based and discretionary investment strategies supported by internal and third-party portfolio management teams.

Adrian Lewis is a Series 66 licensed financial advisor with two years of industry experience. He is currently with Wells Fargo Clearing and previously worked at Charles Schwab Bank, Charles Schwab, and several insurance firms. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Jennifer Henderson is a financial advisor at Fidelity with Series 63 and Series 66 designations and five years of industry experience. Her prior work includes roles at Exit Inspired Real Estate, Compass Group/Mayo Clinic, and Sodexo/Black Knight Financial. She holds an active real estate license and refers leads to other real estate agents through a real estate referral brokerage. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and manages oversight and conflicts of interest through delegated sub-advisers and evaluation of share classes.