Jose Checo is a financial advisor with Fidelity Investments based in Jacksonville, FL. He holds Series 63 and Series 66 credentials and has two years of industry experience. Prior to joining Fidelity, he worked at Northwestern Mutual and held academic roles at Old Dominion University and the University of North Florida. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including advisory work for charitable funds and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its use of model portfolios and formal advisory roles within Fidelity’s institutional platform.

James Withrow is a financial advisor at Merrill in Jacksonville, FL, holding a Series 66 designation with nine years of industry experience. He has been with Merrill and Bank of America since 2017. Prior to his advisory role, he was involved with Whiffletree Farm in 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tina Rogers is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 20 years of industry experience. She has worked at Merrill for the majority of her career, from 2004 to 2022 and again since 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Watson is a financial advisor with Raymond James & Associates in Ponte Vedra Beach, FL, holding Series 63 and 66 licenses and bringing 23 years of industry experience. He has worked with Raymond James & Associates since 2013, with a two-year period at Dunhill Financial from 2018 to 2020. Outside of his advisory role, he serves as a volunteer bookkeeper and treasurer for local Boy Scouts of America groups. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets and serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning, investment consulting, and institutional fiduciary services, with a range of portfolio management styles supported by extensive research and a nationwide adviser force.

Michael Hakimi is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and possessing 11 years of industry experience. He has been with Bank of America and Merrill since 2014. Outside of his advisory role, he serves as a consultant and independent contractor for the Financial Industry Regulatory Authority, participating in arbitrator activities such as hearings and dispute resolution. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

David Grass is a financial advisor with Merrill based in Jacksonville, FL, holding Series 63 and Series 66 credentials and 15 years of industry experience. He has been with Merrill and Bank of America, N.A. since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, and charitable organizations.

Joshua Zimmerman is a financial advisor at Morgan Stanley with two years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2024, including a role at Morgan Stanley Private Bank, N.A. from 2025. Prior to his professional career, he was a full-time student for nine years and has experience outside finance from a position at Pump It Up. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and firm-approved tools to model outcomes, while clients are responsible for plan implementation and updates.

Christopher Hill is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. He has been with Merrill since 2019 and concurrently works at Bank of America N.A. since 2020. Prior to his financial career, he held various roles including positions at Chick-fil-A and attended the University of North Florida from 2015 to 2019. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base that includes individuals, high-net-worth clients, pension plans, and charitable organizations. The firm offers model-based and discretionary investment strategies integrated into Bank of America’s platform, providing access to a wide range of products and services.

William Mccauley is a financial advisor at Merrill with 21 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2004. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lindsey Taylor is a financial advisor at Edward Jones in St. Augustine, FL, holding the Series 66 designation with four years of industry experience. Prior to joining Edward Jones in 2022, she worked in education at several institutions including Impact Early Education and St. Johns County Public School District. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Anita Baltazar is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 credential and three years of industry experience. Her prior roles include positions at McKesson Medical Surgical, OneCall, Data Verify, Voya Financial, and PaperlessPay Corporation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Troy Buckingham is a Planning Consultant at Fidelity Investments, where he collaborates with clients to understand their financial goals and develop customized financial plans. He emphasizes building strong relationships based on trust, reliability, and competency. Troy has progressed through multiple roles at Fidelity Investments, including Investment Solutions Representative III, II, and I, High Net Worth Service Associate, and Customer Relationship Advocate, gaining experience in various aspects of investment and client service. He holds insurance licenses in Arkansas and California. Outside of work, Troy's personal interests include beach activities, football, and soccer.

Ian Pajcic is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he began his financial career in 1999. He initially practiced independently before building The Pajcic Group, an 11-person team with over 200 years of combined experience focused on personal client relationships. The team specializes in family wealth management strategies, managing new wealth, and personal retirement planning. Ian, as a qualified Portfolio Manager, provides traditional financial advice while also constructing and managing personalized investment strategies that may include individual stocks, bonds, Merrill model portfolios, and third-party investment strategies. When operating within the firm's Investment Advisory Program, he may manage these strategies on a discretionary basis. He also serves as a liaison between his group and internal business associates. Ian holds the CERTIFIED FINANCIAL PLANNER™ certification awarded by the Certified Financial Planner Board of Standards, Inc., and has earned the Personal Investment Advisor (PIA) designation. He obtained his Bachelor's Degree from the University of Central Florida and graduated from Episcopal High School, where he served on the Alumni Board from 2008 to 2010. Ian is active in the Jacksonville community through his involvement with the Jacksonville School for Autism. Outside of his professional work, Ian enjoys golfing and wine collecting, as well as cooking, fishing, football, skiing, and spending time with his wife Monica and their three children, Austin, Anna Grace, and Alina, in Jacksonville.

Matthew Underwood is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. Prior to joining LPL Financial in 2025, he held roles at Lincoln Investment, Capital Analysts, and Edward Jones, among others. Outside of his advisory work, he serves in the Florida State Guard and is a business owner of Those Mother Shuckers, LLC. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a large network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios from both internal and third-party sources.

Andrew Reichenbach is a Financial Consultant at Fidelity Investments, a role he has held since 2024. In this capacity, he assists clients in achieving financial confidence, making informed investment decisions, and simplifying their financial lives. His professional journey at Fidelity Investments began in 2018 and includes positions such as Customer Relationship Advocate, Investment Solutions Representative, Investment Consultant, and Investment Management Consultant II. Andrew holds insurance licenses in Arkansas and California, reflecting his qualifications in the insurance domain. Outside of his professional responsibilities, he engages in activities such as cooking and baking, gardening, parenting, caring for pets, swimming, and traveling.

Matthew Kwartler is a CFP® certified financial advisor with 26 years of industry experience, currently practicing at Cetera. He previously worked for Fidelity Brokerage Services LLC for 14 years before joining Cetera in 2026. Cetera Investment Advisers LLC is an SEC-registered firm that provides services through a large nationwide network of independent advisors, serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services, operating a multi-manager platform with access to affiliated and third-party managers across various program structures.

Alexander Intriago is a financial advisor at Wells Fargo Advisors with 12 years of industry experience. He holds Series 65 and Series 63 licenses and has worked previously with Wells Fargo Clearing Services LLC and M Holdings Securities, Inc. Intriago serves as a board member of The River Club in Jacksonville, Florida. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutions. The firm offers a broad planning menu that addresses various client needs, including cash-flow, retirement, education, and specialized planning such as business-owner transition and sports & entertainment planning.

David Derrick is a Series 66-licensed financial advisor with Fidelity in Jacksonville, FL, where he has worked since 2022. He has four years of industry experience and prior work history includes roles outside finance, such as at The Surf Station and Flagler College. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm integrates fundamental research with quantitative and algorithmic portfolio construction and serves as an adviser to multiple registered investment companies and fund-of-funds.

Joshua Persson is a financial advisor at Fidelity with Series 66 and Series 63 credentials and one year of industry experience. Prior to joining Fidelity in 2025, he held positions at Uber and DoorDash, and has experience working in higher education at Florida State College of Jacksonville and the University of North Florida. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts, model portfolios, and fund advisory services.

Kimberly Rudd is a financial advisor at Merrill with 24 years of industry experience and holds a Series 66 designation. She has been with Merrill since 2001 and also works with Bank of America, N.A. since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.