Diego Moretti Xavier De Aguiar is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds the Series 66 designation and has worked with various Citigroup entities since 2015, including Citibank NA and CITI International Financial Services LLC. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and market roles that differentiate it from peers.

Maria Cancel is a financial advisor at Citigroup Global Markets with 30 years of industry experience. She has been with Citigroup since 2007 and holds Series 63 and Series 65 designations. Citigroup Global Markets serves a range of individual and institutional clients across multiple wealth segments, offering investment advisory programs, execution, custody, and specialized derivatives and futures services. The firm combines large institutional scale with unique market roles, implementing multi-asset, multi-manager strategies through discretionary and non-discretionary programs.

Jay Spieler is a financial advisor with Oppenheimer in Coral Gables, FL, holding Series 63 and Series 65 licenses. He has 44 years of industry experience, including 23 years with Fahnestock & Co. Inc. Spieler serves as trustee for the Stanley Spieler Restated Trust and the Betty Spieler Restated Trust. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and pooled investment vehicles. The firm offers a range of programs and advisory services, including discretionary and non-discretionary portfolio management, financial planning, and retirement consulting.

Jose Gonzalez is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Morgan Stanley Smith Barney LLC, J.P. Morgan Securities, JPMorgan Chase Bank, N.A., AXA Advisors, LLC, and East Harbor. He serves as a director for ALPFA, a nonprofit organization, where he assists in coordinating events and participates in board meetings. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations. The firm’s investment process incorporates multiple risk profiles and combines strategic and tactical asset-allocation advice, leveraging affiliated providers for advisory and fund selection, and supports both client-directed and fully discretionary portfolio management.

Mateo Romero Riveros is a financial advisor at Citigroup Global Markets with 13 years of industry experience. He holds a Series 66 designation and has worked at Citibank NA and CITI International Financial Services LLC since 2012, as well as Banco de Chile from 2012 to 2019. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains a combination of large institutional scale with unique market roles, including in-house research and custody services.

Igor Lacerda De Almeida Bueno is a financial advisor at Citigroup Global Markets with one year of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Safra National Bank of New York, BC Forward, 360 Service Provider, 360 Provedora de Servicos, and Argucia Capital Management. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm applies multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains in-house research and security-pricing capabilities alongside unique market roles such as swap dealer and futures commission merchant.

Elieser Carrazana is a financial advisor at HSBC Securities (USA) Inc. with four years of industry experience. He holds a Series 66 designation and has worked previously at JPMorgan Chase Securities LLC and Bank of America. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a variety of client-directed and discretionary program types. The firm combines strategic and tactical asset allocation with ongoing fund due diligence, serving a broad client base with both U.S. and offshore investment options.

Robert Newman is a ChFC® credentialed financial advisor with 18 years of industry experience. He is affiliated with Guardian Life and Park Avenue Securities, where he has worked since 2002 and 2007 respectively. Newman is involved in community organizations including the Great Miami Jewish Federation and serves as Treasurer of Jewish Community Services of South Florida. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers advisor-led discretionary management alongside model-based strategies and integrates proprietary and third-party solutions tailored to client needs.

Junaid Fatmi is a financial advisor at Citigroup Global Markets with 19 years of industry experience and holds a Series 66 designation. He has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm implements multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including operating as a swap dealer and futures commission merchant.

Ruben Perez is a financial advisor at Citigroup Global Markets with 14 years of industry experience. He has been with Citigroup since 2015 and holds a Series 66 designation. Outside of his advisory role, he works as a ride-sharing driver in Miami. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and provides bespoke solutions for large relationships, supported by its significant institutional scale and diverse market roles.

Alejandro Gonzalez is a financial advisor at Citigroup Global Markets with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Citi since 2010. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains in-house research and security-pricing functions, distinguishing it among large institutional firms.

Hector Vilchis is a financial advisor with Eagle Strategies (NY Life) based in Miami, FL, holding a Series 66 designation and two years of industry experience. He has a long tenure with New York Life Insurance Company dating back to 2001, concurrently working with NYLife Securities LLC and Eagle Strategies since 2024. Eagle Strategies serves a diverse client base, including individual investors and institutional sponsors, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types tailored to client objectives and emphasizes non-discretionary asset management within an integrated New York Life affiliate structure.

Patrick Rabenau is a financial advisor at Citigroup Global Markets with 10 years of industry experience and a Series 66 designation. He has been with Citigroup since 2011. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm uses multi-asset, multi-manager strategies and operates with large institutional scale including in-house research and specialized market roles.

Stuart Berry is a CFP® with 30 years of industry experience, currently serving at Truist Advisory Services. He has been associated with Truist Investment Services since 1995. Berry serves as a director of the Harold & Muriel Berkman Charitable Foundation, which focuses on supporting higher education and business leadership development in the United States. Truist Advisory Services offers investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary and non-discretionary management with integrated inter-affiliate platforms.

Douglas Vásquez is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and eight years of industry experience. He has worked with Citigroup since 2017, including roles at Citi International Financial Services LLC and Citibank NA. Prior to Citigroup, he spent three years at Santander Private Banking International. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm combines large institutional scale with specialized market roles, implementing multi-asset, multi-manager strategies through discretionary and non-discretionary programs.

Louis Menaged is a financial advisor with Guardian Life, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. He has worked at Guardian Life and its affiliates since 1988 and has been with Park Avenue Securities, a Guardian Life subsidiary, since 2023. Outside of his advisory role, he serves on a school committee evaluating health benefits, is a board member of the American Friends of Migdal Ohr nonprofit, and participates in local governance as a board member of the Bellini Condominium in Bal Harbour, Florida. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, offers brokerage and investment advisory services to individuals, retirement plans, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and provides access to a range of proprietary and third-party investment solutions.

Nicole Selman is a financial advisor with Transamerica Financial Advisors in Coral Gables, FL, holding Series 63 and Series 65 licenses. She has one year of industry experience, including prior roles at Align Results LLC, Primerica Advisors, and WFGIA. Transamerica Financial Advisors serves individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm provides advisory and broker-dealer services through proprietary and third-party model portfolios, discretionary and non-discretionary programs, and maintains affiliated retirement and recordkeeping entities.

Zachary Welch is a Series 66-licensed financial advisor with Goldman Sachs Wealth Services in Miami, FL. He has one year of industry experience, including prior roles at Morgan Stanley and ANSA Merchant Bank. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, corporate participants, executives, and institutional clients. The firm employs both strategic and tactical allocation models and offers access to alternative investments, leveraging proprietary analytics and Goldman Sachs’ broad affiliate network.

Eduardo Javier Rehder Gonzalez is a financial advisor at Sanctuary Advisors, LLC with one year of industry experience. He holds a Series 65 credential and previously worked at Banco de Credito and was self-employed prior to joining Sanctuary Advisors. He is also a director of personal investment legal structures Sanbar Investments Ltd and Maralado Investments Ltd. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a wide range of clients, including individuals, corporations, pension plans, and charitable organizations. The firm supports a network of over 400 independent investment adviser representatives who deliver portfolio management, retirement plan consulting, and other advisory services using various analytical approaches and platforms.

Santiago Rey Vallarino is a financial advisor at Sanctuary Advisors, LLC with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at JPMorgan Securities Inc and JPMorgan Chase Bank since 2007. He is also the founder and CEO of Acorde Inversiones, a multifamily office focused on passive management of high net worth clients' investment portfolios. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension plans, trusts, and charitable organizations. The firm supports more than 400 independent investment adviser representatives and offers a range of managed account solutions, employing various analytical approaches and acting as a fiduciary when under written advisory agreements.