Christopher Mc Laughlin is a financial advisor with Merrill in Wellington, FL, holding a Series 66 credential and 22 years of industry experience. He has worked at Merrill since 2004 and is also associated with Bank of America, N.A. since 2010. Outside of his advisory role, he is involved in authoring a children's book through collaboration with a family member and serves as an independent consultant for a climate advisory business. Additionally, he participates as a committee member on a local school advisory council. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Todd Adelstein is a financial advisor with Morgan Stanley in Palm Beach, Florida, holding Series 63, 65, and 66 licenses and bringing 27 years of industry experience. His career includes 14 years at JPMorgan Chase Bank and JPMorgan Securities, followed by his current roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs focused on tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services through its Financial Advisors and Estate Planning Strategies Group.

Christopher Cerniglia is a financial advisor at Stifel with one year of industry experience. He holds a Series 66 designation and has worked previously at MassMutual Life Insurance Co, MML Investors Services, Old City Securities, and CapInsights Partners. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services with a proprietary investment methodology developed by its Investment Strategy Group.

Teresa Sember is a financial advisor at J.P. Morgan Securities with 36 years of industry experience. She has been with J.P. Morgan Securities since 2014 and holds Series 63 and Series 65 credentials. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage, distribution, and investment management capabilities.

Craig Goldslager is an investment advisor representative at Osaic with 10 years of industry experience. He previously worked at Securities America Advisors and Park Avenue Securities. Outside of his advisory role, he owns CMG Consulting, an education platform offering workshops and seminars on general financial topics. Osaic Wealth, Inc. serves a diverse client base including individual investors, corporations, and charitable organizations through a wide network of financial advisers and advisory platforms. The firm offers integrated brokerage and investment advisory services with a range of portfolio management tools and access to third-party money managers.

Giuseppe Mauceli is a CFP® and ChFC® with 25 years of industry experience, currently serving at Wells Fargo Advisors since 2023. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Bank NA. He owns GLM Financial LLC, an investment-related business based in Hackensack, NJ, where he serves as trustee for the firm's 401(k) plan. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and integrates advisory services with other financial products through a network of financial advisors.

Eric Haar is a financial advisor with LPL Financial based in North Palm Beach, FL, holding Series 63 and Series 65 licenses and having six years of industry experience. His previous roles include positions at TD Private Client Wealth LLC, TD Bank, and JPMorgan Chase Bank. Outside of advising, he is a business owner of Cashpoint Access LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individual clients, retirement plans, banks, and other institutions through a large network of investment adviser representatives. The firm offers a variety of advisory programs, retirement plan consulting, and brokerage services supported by research and multiple portfolio management options.

Jesus Silva is a financial advisor with J.P. Morgan Securities and holds a Series 66 designation. He has six years of industry experience, including prior roles at Bank of America, Merrill, Wells Fargo Bank, and MidFlorida Credit Union. Outside of his advisory work, Silva owns and operates an e-commerce business, Point of Growth, LLC, which sells household items. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment process.

Joshua Lichtner is a financial advisor at Charles Schwab with the Series 66 designation and began his industry career in 2025. Prior to joining Schwab, he worked in various roles including education and hospitality. He is based in West Palm Beach, Florida. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment options.

Arlene Mendez Nouel is a financial advisor with UBS Financial Services in West Palm Beach, FL, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. She has been with UBS since 2016. Outside of her advisory role, she is involved in property management for CF Tolbert Aviation, Inc. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research to tailor investment strategies to client goals and risk tolerances.

John Domenico is a financial advisor at Merrill with 25 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2009. Outside of his advisory role, he is a board member of the PGA Corridor Association in Palm Beach Gardens, Florida, where he contributes to community and charitable initiatives. Additionally, he is connected to a charter boat business in Cape Cod, Massachusetts, inherited from his father and operated by a licensed captain. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Brian Lowenthal is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services for 12 years. Lowenthal serves on the board of directors of the Morse Geriatric Center, a nonprofit organization in West Palm Beach, Florida. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and corporate financial planning agreements.

Lauren Conlon is a financial advisor at Morgan Stanley in Palm Beach, FL, holding a Series 66 designation with eight years of industry experience. Her career includes five years at Merrill followed by four years at Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools, including simulation models, to support its financial planning process.

Jeffrey Zemito Jr. is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 65 and Series 63 licenses and has worked previously with Sagepoint Financial, MML Investors Services, and Mass Mutual Life Insurance. He is a board member for an office building homeowners association in Westlake, Ohio. OSAIC serves a broad range of retail and institutional clients, offering integrated brokerage, investment advisory, and financial planning services through a large network of advisers. The firm uses asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing, managing portfolios that may include various securities on a discretionary or non-discretionary basis.

Laura Haag is a financial advisor with Ameriprise in Boca Raton, FL, holding a Series 66 designation and 26 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team, emphasizing assets held in Ameriprise-managed accounts.

Bruce Robb is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA since 2016. He serves as a board member of the South Florida CFA Society, a nonprofit finance and investment industry association. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer, investment adviser, and commodity pool operator registrations, offering advisory services on a non-discretionary basis.

Keith Epstein is a CFP® with 32 years of industry experience, currently serving at Robert W. Baird & Co. since 2016. He previously worked at Wells Fargo Advisors for seven years. Epstein holds leadership roles outside of his advisory work, including serving as president of the Oakmont Village Homeowners Association and as a board member and investment committee member for Temple Beth Torah and The Arc of Palm Beach County. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individual, corporate, pension, and charitable clients through a range of financial planning, portfolio management, and advisory services. The firm employs a combination of internally researched investment strategies and strategic partnerships, managing approximately $394 billion in assets as of December 2025.

Alexander Sugar is a CFP® with 39 years of industry experience, currently affiliated with RBC Capital Markets and City National Bank since 2017. His prior experience includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory practice, he serves on the boards of trustees for Hillside School and Lawrence Academy, both private educational institutions. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored investment programs combining discretionary and non-discretionary management, utilizing a mix of in-house and third-party managers supported by RBC’s capital markets and affiliated capabilities.

Harrison Karp is a financial advisor at J.P. Morgan Securities with 22 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at various entities within the JPMorgan Chase organization since 2016. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling and centralized due diligence to deliver non-discretionary advice.

Cynthia Jimenez is a financial advisor at Morgan Stanley with 23 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning services, and manages approximately $2.74 trillion in client assets.