Cristian Coppola is a financial advisor with Cetera, holding a Series 66 designation and three years of industry experience. He has worked with Cetera and its affiliated entities since 2021. Outside of advisory work, he serves as an administrative associate at Feller Financial Services and is also involved in the sales of fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors, utilizing multiple program structures and both affiliated and third-party managers.

Andrew Raudenbush is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and 22 years of industry experience. He has worked with Equitable Advisors since 2011 and previously with VOYA Financial Advisors from 2007 to 2011. Outside of his advisory role, he serves as president of AJR Insurance Group, Inc., specializing in employee benefits consulting. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, and charitable organizations with financial planning, retirement plan consulting, and asset management programs. The firm utilizes both proprietary and third-party advisory models and emphasizes tailored solutions based on client risk tolerance and personal information.

Ryan Nappo is a Financial Advisor at Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA). Ryan earned his Bachelor's Degree from Florida Atlantic University.

Leonardo Brame is a financial advisor at UBS Financial Services with three years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining UBS, he worked at Interactive Brokers LLC and New York Life, and has over a decade of experience in healthcare financial roles. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm utilizes proprietary research and model-based strategies to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

Scott Shulman is a financial advisor with Cetera in Boca Raton, FL, holding a Series 66 designation and 25 years of industry experience. He has been associated with Cetera since 2004 and operates his own CPA firm, Scott Shulman, CPA, P.A., providing accounting, auditing, and tax services. Shulman also serves as treasurer for both the Rotary Club of Plantation and the Broward Business Network. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, retirement services, and access to third-party money managers.

Abigail Fox is a financial advisor at Morgan Stanley with 27 years of industry experience. She has held her current role since 2012 and holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including financial planning and estate strategies, and manages approximately $2.74 trillion in client assets.

Vincent Hulme is a financial advisor with Equitable Advisors in Boca Raton, FL, holding Series 63 and Series 65 licenses and five years of industry experience. His previous roles include positions at Valic Financial Advisors and Northwestern Mutual. Outside of his advisory work, he serves as an assistant football coach at Boca Christian High School, coaching the offensive and defensive lines. Equitable Advisors serves a diverse client base, including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through a broad network of Investment Adviser Representatives and third-party program sponsors.

Marilyn Rangel is a financial advisor with Morgan Stanley in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. She has worked with Morgan Stanley Private Bank since 2015 and has been affiliated with Morgan Stanley Smith Barney since 2009. Prior to that, she spent 16 years at Citigroup Global Markets. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and advanced modeling tools, offering advisory services without providing individual security recommendations in standalone plans.

Ismail Kioko is a financial advisor with Morgan Stanley in Coral Springs, FL, holding a Series 66 designation and five years of industry experience. His prior work includes roles at Wells Fargo Clearing, Wells Fargo Bank, and CVS Health. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, focusing on tailored financial planning using structured processes and analytical tools, and manages approximately $2.74 trillion in client assets.

Arthur Rottenstein is a financial advisor with Raymond James Financial in Boca Raton, FL, holding Series 63 and Series 65 designations and bringing 43 years of industry experience. He has been with Raymond James Financial since 2009. Outside of his advisory role, he owns a rental property. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools and supports municipal and public finance work through a unique affiliation not common among large institutional advisors.

Scott Notowitz is a financial advisor with Morgan Stanley in Boca Raton, FL, holding Series 63 and Series 65 credentials and over 25 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2016. Outside of his advisory role, Notowitz serves on the Investment Committee for the Anti-Defamation League Foundation, a nonprofit focused on combating anti-Semitism and bigotry. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers services through various channels, including corporate financial planning agreements.

Edward Nabhan is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been in the investment business since 1980, bringing extensive experience and a commitment to integrity, empathy, and service in his client relationships. Ed works with The Boston Harbor Group, a multi-generational team serving a select clientele including business owners, athletes, physicians, and executives across New England and nationwide. Throughout his career, Ed has focused on areas such as college education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, and tax minimization. He has been recognized multiple times for his professional achievements, including being named to Barron's "Top 1,000 Financial Advisors" in 2013, The Financial Times' list of "America's Top 400 Financial Advisors" across several years, and Forbes' "Best-in-State Wealth Advisors" from 2018 through 2026. Ed holds a Bachelor's Degree from Boston College and is a Personal Investment Advisor (PIA). Ed has built long-standing relationships with clients over decades, tailoring risk-managed portfolios to align with individual goals and risk tolerance. Outside of his professional life, Ed enjoys fishing, golfing, ice hockey, swimming, and yoga. He is a member of the Oyster Harbors Golf Club and Pine Tree Country Club and supports charitable causes including St Jude.

Trey Long is a Planning Consultant who collaborates with clients to develop personalized financial plans. He utilizes the resources of his wealth management team to create strategies tailored to each client's unique situation, aiming to build lasting relationships that empower clients in their financial journey. He has held roles at Fidelity Investments, serving as a Relationship Manager from 2023 to 2024 and as a Financial Representative from 2022 to 2023. Prior to that, Trey gained experience as an intern at CarrotxChange from 2020 to 2021. Outside of his professional work, Trey has interests in football, social events with friends, golf, movies, music, and soccer.

Michael Mazzafro is a financial advisor with Raymond James Financial in Boca Raton, FL, holding Series 63 and Series 66 registrations and bringing 48 years of industry experience. He has been with Raymond James Financial Services since 1988 and serves as an arbitration panelist for FINRA since 2014. Outside of his advisory role, Mazzafro owns an accounting practice providing tax planning and IRS audit assistance and is licensed to sell fixed annuities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm emphasizes tailored, non-discretionary planning supported by analytical tools and is notable for its municipal advisory affiliation and specialized SIMPLE IRA Employer Advisory program.

Lockett Crowe is a financial advisor with Cetera, holding Series 63 and Series 66 designations and 27 years of industry experience. His prior roles include positions at Summit Financial Group Inc and Cetera Wealth Services, LLC. Outside of advisory work, Crowe is involved in managing and conducting due diligence for real estate investments through a holding company and another investment property business. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering a range of portfolio management and consulting services through a multi-manager platform.

Susanne Vaishvila is a financial advisor at Raymond James & Associates with 39 years of industry experience and a Series 66 designation. She has worked with Raymond James Financial Services Advisors, Inc., and Kovack Securities, Inc. prior to her current role. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, pension plans, and municipal entities, offering financial planning and consulting with a variety of portfolio management styles and model manager options.

Erik Erikson is a financial advisor at Fidelity with two years of industry experience. He holds a Series 66 designation and has prior work history including roles at Florida Blue and service in the United States Marine Corps. He also has an ongoing affiliation with Palm Beach Atlantic University. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, IRS-qualified charitable gift funds, and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs, and it is noted for its advisory role to multiple registered investment companies and formal use of AI methods in research.

Eric Kelman is a CFP® and ChFC® affiliated with Ameriprise in Conshohocken, PA, with 29 years of industry experience. He has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Kelman is also a partner in Kelman and Magliari Realty LLC and owns a management company that handles administrative expenses for his financial planning practice. Ameriprise provides retirement-income planning services focused on clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored recommendations through a centralized consulting team.

John O'Brien is a financial advisor with Edward Jones in Boynton Beach, FL, holding a Series 66 credential and six years of industry experience. Before joining Edward Jones in 2020, he worked at Brown & Brown, Inc., Uber, Lyft, and various healthcare and counseling organizations. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of investment strategies and fiduciary advisory services supported by a large nationwide network of advisors and branch offices.

Matthew Barr is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been working in the financial services industry since 2005 and has been with Merrill Lynch since 2009. Matt provides traditional financial advice and guidance as well as building and managing custom investment strategies, selecting from both Merrill model portfolios and third-party investment strategies. When servicing clients through the firm's Investment Advisory Program, he may manage strategies on a discretionary basis. His client focus areas include employee benefits planning, executive and equity compensation services, family wealth management strategies, services for endowments, foundations, and non-profits, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, and special needs planning strategies. Matt holds a bachelor's degree from Florida Atlantic University and holds the Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA) designations. He is involved professionally with the Junior Diabetes Research Foundation (JDRF) and serves on its board in Maryland. Matt is active in his community and volunteers regularly with the Salvation Army and as a mentor for Big Brother Big Sisters. In his personal time, Matt enjoys baseball, biking, boating, football, gardening, golfing, running, softball, spending time with his family, and traveling. He follows the tradition of participating in the communities he serves and dedicates himself to developing personalized financial strategies tailored to the long-term goals of his clients.