Michelle Frazier is a financial advisor at Ameriprise with 15 years of industry experience. She holds the Series 65 and Series 66 credentials and has been with Ameriprise and its related entities since 2009. Frazier serves on the Board of Directors for the Carrollwood Landings Homeowners Association in Tampa, FL. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning with written recommendations and ongoing advice. The firm’s approach involves collaboration between a centralized service team and financial advisors, utilizing research and algorithmic tools to address asset allocation, withdrawal strategies, and Social Security options.

Kevin McWilliams is a financial advisor with Ameriprise in Lakeland, FL, holding a Series 66 designation and 20 years of industry experience. He has been with Ameriprise and its affiliate since 2014. Outside of his advisory role, he consults for the Veterinary Wellness & Surgical Center of Lakeland, a business owned by his wife. Ameriprise offers retirement-income planning services focused on clients approaching or in retirement with significant investable assets. The firm provides written recommendation reports using a combination of research, modeling, and tax-efficiency analysis, delivered through a centralized consulting team in partnership with its financial advisors.

Sean Maguire is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 30 years of industry experience. He previously worked at Advantage Capital Corp and FSC Securities for 23 years each before joining Cambridge in 2023. Outside of his advisory role, he serves as Senior Vice President of Business Growth and Operations at Nettuno Group and is involved in other business activities including ownership of Strategic Advisory. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of portfolio management strategies and platform solutions tailored to client objectives.

Dylan Snyder is a financial advisor at Raymond James & Associates with three years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services Inc. outside of his current role. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by proprietary research and multiple portfolio management styles.

Alex Manero is a financial advisor with Fidelity who holds a Series 66 designation and has eight years of industry experience. He previously worked at Morgan Stanley and Regions Bank before joining Fidelity. Outside of his advisory role, Manero is involved in community governance as president of a homeowner association and as a supervisor for a community development district in Tampa, Florida, and operates a mystery shopping and auditing business. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm utilizes a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering model portfolios comprised of mutual funds, ETFs, and ETPs through systematic methodologies and long-term asset allocation benchmarks.

Jonathan Oliver is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 65 licenses and eight years of industry experience. He has worked at several firms including LPL Financial, Raymond James, USAA Financial Planning Services, and Citigroup. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a broad range of advisory programs to individual and institutional clients, emphasizing structured financial planning and tailored wealth management solutions.

Dana Hurley is a CFP®-certified financial advisor with 14 years of industry experience. He has worked at LPL Financial since 2019 and Allen & Company of Florida, Inc. since 2012. Hurley is based in Lakeland, FL. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources.

Agata Springstead is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Edward Jones since 2018. Prior to joining Edward Jones, she worked at JP Morgan Chase for 12 years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of investment strategies and services supported by a nationwide network of over 23,700 advisors.

Margaret Letchworth is a financial advisor with LPL Financial in Tampa, FL, holding a Series 65 designation and 21 years of industry experience. She has worked at LPL Financial since 2022 and has a history with Cuna Brokerage Services, Inc. and Suncoast Schools Federal Credit Union, where she has held an investment-related role. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large national network. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources.

Lee Hunter is a financial advisor based in Tampa, FL, affiliated with Morgan Stanley. He holds the Series 66 designation and has 30 years of industry experience, including over two decades at Ameriprise prior to joining Morgan Stanley in 2026. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs and financial planning services that utilize structured discovery processes and advanced modeling tools.

Scott Seifer is a Series 66 licensed financial advisor with Edward Jones in Tampa, FL, bringing four years of industry experience. Prior to joining Edward Jones, he spent 32 years with the Hillsborough County Aviation Authority and served 32 years in the United States Air Force Reserve. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of advisory services, including discretionary and non-discretionary managed strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Sanja Anderson is a financial advisor at Edward Jones in Tampa, FL, with 13 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Scott Allison is a financial advisor at OSAIC with 28 years of industry experience and holds the CFP® designation along with Series 63 and Series 65 licenses. His prior experience includes roles at USAA Financial Advisors, USAA Investment Services Company, and Woodbury Financial Services Inc. Outside of advisory work, he is an authorized person of William Brewster Holdings, LLC, a rental property venture. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services utilizing multiple platforms and tools for portfolio construction, including third-party managed account solutions.

Rudolf Fernandez is a CFP® with 42 years of industry experience, currently affiliated with Robert W. Baird & Company and Nmis. He has been with Robert W. Baird & Company for 26 years and Nmis for 24 years. Fernandez serves on the board of directors for the University Club in Tampa and is a board member and finance committee advisor for Kiwanis Tampa. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises individuals, families, and institutional clients by providing tailored financial planning and portfolio management services that include a range of investment strategies and overlay options.

Raed Jaber is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 22 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Lexi Siracusa is a financial advisor at Morgan Stanley in Tampa, FL, holding a Series 66 license with one year of industry experience. Prior to joining Morgan Stanley in 2025, she worked at Palisociety, iRobot Incorporated, Orange Bank and Trust Company, and held roles at The University of Tampa and Aflac Insurance Corporation. Morgan Stanley Wealth Management serves both individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s approach includes structured discovery conversations and planning tools that incorporate market simulations and return estimates, emphasizing client responsibility for plan implementation.

Heather Craig is a Wealth Management Advisor with Merrill Lynch Wealth Management. She collaborates closely with families and business owners to support their wealth management, estate planning, and corporate retirement plan needs. Heather also coordinates with clients' family members and professional advisors to facilitate comprehensive and seamless financial planning. She holds the CERTIFIED FINANCIAL PLANNER™ professional certification, the Certified Plan Fiduciary Advisor® designation, as well as Personal Investment Advisor and Retirement Accredited Financial Advisor credentials. Heather joined Merrill Lynch Wealth Management in 2000, bringing prior experience from A. G. Edwards. She earned a Bachelor's degree from the University of South Florida. Heather resides in Lakeland and is involved in the Boys and Girls Club of Lakeland and Mulberry. Her personal interests include boating, fishing, skiing, swimming, spending time with family, and traveling.

David Hooks is a Series 66-licensed financial advisor with Morgan Stanley in Lakeland, Florida, bringing 15 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2010, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Outside of his advisory work, he serves as a board member on the Finance Committee for the YMCA of West Central Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs centered on financial planning and investment management supported by structured planning tools and broad institutional resources.

Rachel Golden is a financial advisor with Raymond James & Associates in Tampa, FL, holding a Series 66 designation and 13 years of industry experience. Her career includes positions at Bank of America, Merrill, and Loft prior to joining Raymond James. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional accounts, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Brandon Jorge is a financial advisor with Ameriprise in Lakeland, FL, holding a Series 66 designation and four years of industry experience. He has previously worked at Raymond James Financial and Barrow and Powers Financial Services. Outside of his advisory work, he serves as Treasurer on the Board of Directors for the Evans Turkey Creek Homeowners Association. Ameriprise is a large institutional firm that offers retirement-income planning services focused on clients approaching or in retirement with significant investable assets. The firm utilizes a centralized consulting team and combines research, modeling, and tax-efficient strategies to provide tailored, non-discretionary recommendations.