Dorothea Watson is a financial advisor with Merrill, holding a Series 66 designation and 16 years of industry experience. She previously worked at Bank of America for ten years before joining Merrill in 2022. Outside of her advisory role, she is a member of Emerson Properties LLC, an entity created for the acquisition of a residential property. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

James Wendling is a financial advisor with Raymond James & Associates and holds Series 63 and Series 65 licenses. He has 44 years of industry experience, including prior roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base, including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing various portfolio management styles supported by firm research and affiliated sub-advisers.

Robert Friedmann is a financial advisor with Stifel and holds Series 63 and Series 65 licenses. He has 50 years of industry experience and has been with Stifel Nicolaus & Co. since 2009. Outside of his advisory role, he serves on the finance committee of Corpus Christi Chapel, a traditional Roman Catholic church in Naples, FL. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and financial planning analyses.

Michael Priola is a financial advisor at Wells Fargo Advisors with 42 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Wells Fargo and its affiliates since 2009. Outside of advisory work, he owns MBP OF CW LLC, a financial-related practice, and M&S Renovations LLC, an entity involved with property restoration. Wells Fargo Advisors serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services tailored to clients meeting a net-worth threshold. The firm offers a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Tyler Tognarine is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and seven years of industry experience. His prior roles include positions at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of his advisory work, he records live statistics for sports games at Florida Southwestern State College. LPL Enterprise serves a wide range of clients, including individuals, retirement plans, charitable organizations, and institutions, offering advisory and brokerage services with access to model portfolios and third-party asset management. The firm’s integrated platform combines adviser programs with sales of financial products, including insurance, and supports lending programs through its affiliated entities.

Christopher Fontana is a financial advisor with Wells Fargo Clearing in Naples, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he has ownership of a rental property in Bonita Springs, FL. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Cynthia Lammert is a CFP® professional with nine years of industry experience, currently serving at J.P. Morgan Securities. Her prior roles include positions at Fifth Third Bank, Fifth Third Securities, PNC Bank, and Citizens Securities. She is a board member of Grace Place for Children and Families, a faith-based nonprofit focused on literacy, language, and life skills education for at-risk children and families in Naples, Florida. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain execution authority.

Megan Rodriguez is a financial advisor at Cetera with 15 years of industry experience. She holds the Series 63 and Series 65 designations and has worked with Cetera and its affiliated firms since 2019, following prior roles at Foresters Advisory Services and Foresters Financial. Additionally, she serves as trustee of the Rodriguez Family Irrevocable Trust. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform with various program structures and access to third-party managers.

Kay Anderson is a CFP® with 13 years of industry experience and is currently with Osaic. Prior to joining Osaic in 2023, Anderson worked at FSC Securities Corporation for 17 years and has been associated with Ciccarelli Advisory Management, LLC and Ciccarelli Advisory Services, Inc. since 2005. Anderson serves on the board and finance committee of The Shelter for Abused Women & Children and holds a partnership role at CAS Advisory Management, LLC. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a broad network of affiliated advisers. The firm employs various asset-allocation tools and offers integrated brokerage, advisory, and managed-account services.

Christopher De Vita is a financial advisor at Charles Schwab with Series 66 registration and one year of industry experience. His prior work includes roles at Wells Fargo and Oak View Group, as well as experience in education at the University of Central Florida. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by a comprehensive operational structure and due diligence on alternative investments.

Carla Roque is a financial advisor with UBS Financial Services in Naples, FL, holding a Series 66 designation and 22 years of industry experience. She has been with UBS since 2003, including her current role at UBS Financial Services since 2010. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, offering a broad range of capital markets and research resources.

Michael Schaffer is a financial advisor at Wells Fargo Advisors with 33 years of industry experience. He has held various roles at Wells Fargo entities since 2009. Outside of his advisory work, he serves as a board member of the Tiburon Golf Club HOA in Naples, FL. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutions, offering a broad menu of planning options supported by proprietary research and tools.

Neil Blitz is a financial advisor with Cambridge Investment Research Advisors in Naples, Florida. He holds Series 63 and Series 65 licenses and has 29 years of industry experience. Blitz has been with Cambridge Investment Research Advisors since 2015 and also works as an independent insurance agent for various companies. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension plans, charitable organizations, trusts, and other retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of portfolio management options and proprietary as well as third-party model strategies.

Brian Francis is a Series 66-credentialed financial advisor with 13 years of industry experience. He is currently with Morgan Stanley in Naples, FL, where he has worked since 2024, previously holding roles at UBS Financial Services and Wells Fargo Advisors. Morgan Stanley Wealth Management serves individual and institutional clients by offering a variety of advisory programs, including customized financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services that range from direct client advising to corporate financial planning arrangements.

Matthew Hembling is a Series 66 licensed financial advisor with Edward Jones, based in Naples, FL. He has one year of experience at Edward Jones and previously worked for TRAKAmerica, Best Buy, and Market Source Inc. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and operates a large network of financial advisors and branch offices, offering a range of advisory programs and affiliated investment products.

Jacquelyn Gabona is a financial advisor at J.P. Morgan Securities with eight years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Nomura Asset Management U.S.A., Aperture Investors, and Active Equity Group. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through asset-allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Denise Bernardi is a financial advisor at OSAIC with 36 years of industry experience. She holds Series 63 and Series 66 credentials and formerly worked at FSC Securities Corporation for 24 years before joining OSAIC in 2023. In addition to her advisory role, she also offers term life insurance to existing clients and operates Wealth Mgt SW FL, a financial services corporation. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisors. The firm provides integrated brokerage and advisory services, utilizing various investment tools and third-party platforms to construct diversified portfolios tailored to client needs.

Matthew Howard is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2023. His prior experience includes roles at Valic Financial Advisors and Fidelity Brokerage Services, LLC. Outside of his advisory work, he assists his father with household and health-related coordination under a part-time, compensated arrangement. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, providing financial planning and non-discretionary investment consulting supported by research and multiple portfolio management styles.

Ross Peay is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 designations and 33 years of industry experience. He has been with Raymond James since 2012. Peay serves as a board member or committee member for several nonprofit organizations, including the Austin Peay State University Foundation, the Clarksville Montgomery County Health Foundation, and Greenwood Cemetery, Inc., where he is involved in overseeing investment performance and finance committees. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, institutions, and charitable organizations. The firm offers tailored non-discretionary planning and uses analytical tools to support client goals while maintaining specialized services in municipal and public finance.

Geral Smith is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials. Prior to joining OSAIC in 2023, he worked at FSC Securities Corporation for 17 years and has been involved with Park Central LLC since 2013. In addition to his advisory role, he serves as Director of Administration for Ciccarelli Advisory Services, an investment-related firm, and also oversees administrative functions at Park Central LLC. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services through a large network of affiliated advisors and offers various portfolio management options including discretionary and non-discretionary accounts.