Scott O'dell is a financial advisor with Morgan Stanley in Naples, FL, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked with Morgan Stanley and its affiliates since 2007. Outside of his advisory role, O'dell serves as a board member at large for the Terracina Homeowners Association and the Vineyards Radio Network in Naples, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets.

Vivek Kaul is a financial advisor with Ameriprise in Naples, FL, holding a Series 66 designation and five years of industry experience. His career includes multiple periods at Ameriprise and its affiliated entities, interspersed with full-time education roles and a position at eCapital Advisors. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Michael Bernberg is a financial advisor with Ameriprise in Naples, FL, holding a Series 66 designation and 21 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2012. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with substantial investable assets, providing detailed recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support retirement planning, with a focus on assets held in Ameriprise Managed Accounts.

Toby Garner is a Senior Financial Advisor with Merrill Lynch Wealth Management. She specializes in offering a comprehensive approach to wealth management by closely listening to clients' needs and tailoring strategies designed to help them achieve their long-term financial goals. She integrates the investment insights of Merrill with the banking services of Bank of America to address various aspects of clients' financial lives. Her areas of expertise include college education planning, employee financial health, legacy planning, personal retirement planning, portfolio management, tax minimization, retirement income, and serving women and wealth. Toby holds a bachelor's degree from the University of Central Florida and professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). A Florida native, Toby has lived in Bonita Springs since 1991 with her husband and teenage triplets. She values community involvement and dedicates time to volunteering with local organizations, following the Merrill tradition of community service. Her personal interests include boating, fishing, spending time with family, table tennis, and traveling.

Robert Bosch is a financial advisor at Wells Fargo Advisors with six years of industry experience. He holds a Series 66 designation and previously worked at McDermott Investment Advisors, LLC, McDermott Investment Services, LLC, Yabba Inc., and Horizon Business Services. Bosch has also operated as a self-employed advisor. Wells Fargo Advisors provides investment and financial planning services to individuals, trusts, and institutional clients through a broad planning menu that includes specialized areas such as business-owner transition and special-needs analysis. Advisors develop tailored recommendations using firm research and tools, with implementation options through various brokerage and advisory programs.

Michael Bellitti is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2023. Prior to this role, he worked as an Investment Consultant at Fidelity Investments from 2021 to 2023. Michael's professional experience also includes several positions at Charles Schwab & Co., Inc., such as Associate Financial Consultant (2020-2021), various roles within the FC Academy including Investor Development, Cohort Trader, Cohort Licensed, and Cohort Trainee between 2019 and 2020, as well as Associate, Brokerage Service Representative in 2019. Michael is focused on partnering with clients to understand their unique financial needs and developing plans to work toward accomplishing their life goals. Outside of his professional work, he has interests in baseball, exploring culinary experiences, outdoor adventures, reading, traveling, and volunteering.

Anthony Dagati is a financial advisor with Edward Jones in Bonita Springs, FL, holding a Series 66 designation and six years of industry experience. His career includes roles at FG Companies and RealtyShares prior to joining Edward Jones in 2019. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Douglas Newell is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on helping clients develop personalized financial strategies tailored to their long-term goals, emphasizing personal retirement planning, portfolio management services, and tax minimization. He holds a Bachelor's Degree from Furman University and carries the Professional Investment Advisor (PIA) designation. In addition to his professional work, Douglas participates in community activities, including volunteering with Special Olympics. Outside of work, he enjoys boating, fishing, golfing, hunting, and spending time with his family.

Michael Lynch is a financial advisor with RBC Capital Markets in Estero, Florida, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. He has worked with RBC Capital Markets since 2008 and also with City National Bank since 2018. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers tailored advisory programs with discretionary and non-discretionary portfolio management, combining in-house and third-party investment managers to implement strategies aligned with clients' risk profiles.

Alex Treves is a financial advisor with Wells Fargo Advisors in Naples, FL, holding Series 63 and Series 65 credentials and having 32 years of industry experience. His career includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney before joining Wells Fargo Advisors in 2018. Treves co-owns a personal property holding company, Alex K. Treves LLC, with his spouse. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and fee-based financial planning services. The firm develops tailored recommendations using proprietary research and planning tools, with services spanning cash-flow, retirement, education, risk, wealth-transfer, and specialized planning areas.

Ralph Picascio is a CFP®-certified financial advisor with 43 years of industry experience, currently with UBS Financial Services since 2012. He holds Series 63 and Series 65 licenses and is based in Naples, FL. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad range of financial products.

Stephen Buonamano is a financial advisor at Charles Schwab with 18 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at TD Ameritrade and its investment management affiliate. Outside of his advisory role, he manages a residential rental property in Naples, Florida. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios, alternative investment due diligence, and integrated custody and brokerage services.

Linda Chamberlain is a financial advisor at UBS Financial Services with 31 years of industry experience. She holds the Series 63 and Series 65 credentials. Her prior experience includes eight years at Wells Fargo Clearing and a brief tenure at Wells Fargo Advisors, LLC. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and offers research-driven, model-based asset allocation tailored to clients’ goals and risk tolerances.

Betty Lamb is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. She has worked with Morgan Stanley Private Bank, National Association since 2015 and has been associated with Morgan Stanley Smith Barney and Citigroup Global Markets since 2009 and 2006, respectively. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm uses structured discovery processes and approved planning tools, managing approximately $2.74 trillion in client assets.

Ana Rincon Diaz is a financial advisor with Merrill in Bonita Springs, FL, holding a Series 66 designation and six years of industry experience. She has been with Bank of America and Merrill since 2006, totaling 20 years in those organizations. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Justin Botham is a Wealth Management Advisor and First Vice President with the Duddingston Sylvester Group at Merrill Lynch Wealth Management. Based in Minneapolis, he is a partner in a 13-member team that provides personalized financial advice and investment guidance for families at various stages of their financial journeys. Justin works closely with corporate executives and former business owners, particularly at significant financial inflection points such as managing company stock concentrations, planning for retirement within five years, and preparing for business sales to sustain income and cash flow in retirement. Justin holds the CERTIFIED FINANCIAL PLANNER™ (CFP) designation awarded by the Certified Financial Planner Board of Standards, Inc., as well as the Certified Plan Fiduciary Advisor (CPFA) designation. He also carries credentials as a Personal Investment Advisor (PIA) and Senior Retirement Benefits Consultant (SRBC). Since beginning his career in wealth management in 2008, including five years as a Financial Advisor at Morgan Stanley, Justin has developed expertise in wealth planning, employee benefits planning, executive and equity compensation, and retirement benefits consulting. He helps clients construct detailed financial roadmaps aligning with their objectives, risk tolerance, timeframes, and lifestyle considerations. Justin earned his bachelor's degree in Finance from Iowa State University. Outside of his professional responsibilities, he lives in Orono, Minnesota, with his wife Megan and their two children. His personal interests include boating, cooking, gardening, racquetball, and spending summer weekends at the family cabin on Lake Minnetonka.

Michael Devries is a financial advisor at Morgan Stanley in Naples, FL, with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley and its Private Bank division since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and proprietary market estimates as part of its financial planning process.

Richard Kersting Jr. is a financial advisor with Ameriprise in Naples, FL, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. His prior work includes six years at Bruderman Brothers LLC and Bruderman Asset Management, LLC. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security claiming options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Scott Shear is a financial advisor at Wells Fargo Advisors with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Wells Fargo in various capacities since 2009. Shear also owns and operates the Shear Investment Group Inc., a separate investment-related business based in Parkland, Florida. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services tailored to clients who meet a net-worth threshold, utilizing Wells Fargo’s research, planning tools, and brokerage or advisory programs.

Natalie Vaughn is a financial advisor with Morgan Stanley in Naples, FL, holding a Series 66 designation and beginning her advisory career in 2025. Prior to joining Morgan Stanley, her professional background includes roles in veterinary clinics and fitness-related businesses. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and investment models. The firm manages approximately $2.74 trillion in client assets and delivers services through a broad range of investment and planning strategies.