Holden Varvel is a CFP®-credentialed financial advisor with five years of industry experience. He is currently with Raymond James Financial Services Advisors, Inc. and was previously affiliated with Total Wealth Planning, LLC, among other firms. Outside of his advisory work, he serves as a financial planner for Vocare Wealth Advisors. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a broad client base, including individual investors, pension plans, charitable organizations, and municipal entities. The firm offers tailored, typically non-discretionary services and maintains a notable involvement in municipal and public finance through its affiliate network.

Erica Feldblum is a CFP® professional with 33 years of industry experience, currently serving at LPL Financial since 1999. Based in Nashville, TN, she holds Series 63 and Series 66 licenses. Outside of her advisory role, she works part-time as a blackjack dealer. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, and institutions, offering a range of advisory programs, financial planning, and brokerage services through a national network of investment adviser representatives.

Christopher Sigmund is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. He is based in Nashville, TN. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured financial planning process supported by firm-approved tools and models.

Hollie Frazier is a financial advisor at LPL Financial with five years of industry experience. She has previously worked at Truxton Trust, The R.O.W. Group, Cash-Mckeown, and was involved with the Nashville Zoo. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, research, and technology-driven strategies.

Guilbert Brandon IV is a financial advisor with Raymond James & Associates, holding a Series 66 designation and three years of industry experience. Prior to joining Raymond James, he worked at Bank3 and has experience in various roles including time with Birmingham Legion FC and Samford University. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets, serving individuals, pension plans, corporations, charities, and government entities. The firm provides wealth advisory planning and investment consulting primarily on a non-discretionary basis, with specialized capabilities in municipal and public finance and an extensive affiliate network supporting integrated custody and product sourcing.

Michelle Proctor is a CFP® with 25 years of industry experience, currently serving as a financial advisor at LPL Financial since 2024. She previously worked at Crown Capital Securities, LP for 12 years. In addition to her advisory role, she is involved in fixed insurance trails as a non-variable insurance activity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing various model portfolios and research resources.

Stuart Goss is a CFP® certificant with 19 years of experience in the financial industry. He is currently affiliated with LPL Financial and has previously worked at First Tennessee and New York Life Investment Management LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by proprietary research and third-party resources.

Zachary Rakestraw is a financial advisor at UBS Financial Services with 12 years of industry experience. He holds the Series 66 designation and has been with UBS since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client plans.

Alec Beauchemin is a financial advisor at Mass Mutual Investors Services with eight years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. His work history includes roles at MML Investors Services, MassMutual Life Insurance Company, and the International Marketing Company. In addition to advising, he is licensed as an insurance agent for various types of life and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars with a focus on collaborative, annual financial planning engagements.

Jeremiah Houston is a financial advisor at Merrill with a Series 66 designation. He has experience across various industries but no prior years in financial advising. His background includes roles at Bank of America, Movado Group, and the YMCA. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, and institutional fiduciaries.

April Chapman is a financial advisor with Raymond James & Associates based in Nashville, TN. She holds a Series 66 designation and has 26 years of industry experience. Alongside her advisory role, she works part-time as a driver for Uber. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with more than $500 billion in assets under management and over 5,400 advisors. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, institutions, and government entities, delivering non-discretionary advice supported by extensive research and an affiliate network.

Graham Kennedy III is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. His prior work includes roles at Shamrock Trading Corporation and Raymond James Financial, Inc. Outside of finance, he has held positions at various organizations including Amsterdam Cafe and Auburn University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is notable for its use of systematic methodologies, delegated management approaches, and advisory roles to multiple registered investment companies and fund-of-funds.

Marc Wilson is a financial advisor with Morgan Stanley in Nashville, TN, holding Series 63 and Series 65 licenses and 32 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is involved in rental real estate ownership. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools.

Jeffrey Jones is a financial advisor at RBC Capital Markets with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Suntrust Advisory Services and Suntrust Investment Services. Outside of his advisory role, he is a one-third owner and investor in Stirr-up LLC, a private company based in Nashville. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs with tailored investment strategies utilizing both in-house and third-party managers.

Anastasiia Wagoner is a financial advisor at Charles Schwab with four years of industry experience. She holds the Series 63 and Series 65 licenses. Her prior experience includes multiple roles at The Huntington Investment Company and Huntington National Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a centralized operational structure and a formal alternative investment program.

John Piovarcy is a financial advisor with Merrill based in Nashville, TN, holding a Series 66 designation and bringing 24 years of industry experience. He has worked at Merrill since 2000 and at Bank of America since 2009. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Paola Delucas is a financial advisor with Morgan Stanley in Nashville, TN, holding Series 65 and Series 63 licenses and bringing 21 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management offers advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that includes firm-approved tools and modeling techniques.

Alicia Vanderschuere is a financial advisor with Raymond James & Associates, holding a Series 66 designation and two years of industry experience. Prior to joining Raymond James in 2023, she worked in retail roles at JOANN Stores and Big Lots. Alicia is also the owner of The Retail Boutique LLC and a partner at The Bridge, an organization providing networking and educational support for individuals undergoing job transitions. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm serves a diverse client base including individuals, pension plans, corporations, and government entities, providing wealth advisory planning and investment consulting on a non-discretionary basis.

Andrea Devon is a financial advisor with UBS Financial Services in Nashville, TN, holding a Series 66 designation and 12 years of industry experience. She has worked at UBS since 2019 and has concurrently held roles with Elmira Savings Bank and LPL Financial since 2014. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor plans aligned with clients’ goals and risk tolerances.

Karissa Jackson is a financial advisor at Osaic with two years of industry experience. She holds the Series 63 and Series 66 designations and previously worked at Lincoln Financial Advisors Corporation and other financial firms. Outside of her advisory work, she operates a dog-sitting business. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of advisors, offering integrated investment advisory and brokerage services across multiple platforms. The firm employs asset-allocation tools and model portfolios, catering to individual and institutional investors with both discretionary and non-discretionary account management.