Swain Delly is a financial advisor at Merrill with a Series 66 designation and no prior advisory industry experience. Before joining Merrill and Bank of America in 2026, he worked in the automotive industry at General Motors, Stellantis, FCA, and Magna Car Top Systems for over a decade. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robynne Henry is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 18 years of industry experience. She previously worked at Edward Jones for 16 years before joining Raymond James in 2023. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and charitable organizations, and offers financial planning, investment consulting, and specialized municipal advisory services.

Joseph Ciesinski is a financial advisor with LPL Financial in Southfield, MI, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has worked at LPL Financial since 2011 and previously spent seven years at Comerica Securities. He also operates businesses under the names America Group Retirement Strategy Centers and Ciesinski Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions through a network of investment adviser representatives. The firm offers a broad range of advisory services including financial planning, model portfolios, and institutional platforms, with an emphasis on operational support through advanced tools and a wide scale of non-advisory financial activities.

Grady Darnell is the Vice President and Financial Consultant at Fidelity Investments. In this role, he partners with families to design and implement wealth plans that provide the confidence needed to enjoy their lives. Grady joined Fidelity Investments in 2015 and has held several positions within the firm, including Financial Representative, Investment Consultant, and Financial Consultant, before becoming Vice President in 2024. His experience spans across financial consulting and investment advising. Outside of his professional responsibilities, Grady has interests in art, baseball, cars, cooking and baking, golf, and reading.

Shadia Joudi Dedecker is a financial advisor with Wells Fargo Advisors in Grosse Pointe, MI, holding Series 63 and Series 66 licenses with 30 years of industry experience. Her prior work includes roles at Morgan Stanley and Stifel. Outside of finance, she works as an independent consultant for AVON, selling beauty products. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients with a broad range of financial planning and investment services. The firm uses proprietary research and planning tools to develop tailored recommendations, offering clients optional implementation through brokerage or advisory programs.

Mary Warner is a CFP®-certified financial advisor with 16 years of industry experience. She currently works at Stifel and has held previous roles at Destination Wealth Management and Wells Fargo Investments. Mary also worked at Sprout House Natural Foods Market for one year. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services based on a proprietary investment methodology developed by its Investment Strategy Group.

Larry Wright Jr. is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. His career includes roles at Foresters Financial Services from 2011 to 2019 and with Cetera Investment Services LLC since 2019. He is based in Farmington Hills, MI. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors and provides access to both affiliated and third-party investment managers across multiple program platforms.

Brian Maxson is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his career in the financial industry on October 19, 1987, the date of the stock market crash, which influenced his approach to understanding market fundamentals and helping clients avoid emotional decision-making. Brian's expertise includes advising ambitious clients such as automotive, medical, and private equity executives, engineers, business owners, attorneys, and physicians. He focuses on structuring practical, tactical, and timely strategies for areas including retirement planning, portfolio management, legacy planning, and family wealth management strategies. Brian also serves as a Portfolio Manager, managing discretionary Personalized or Defined Strategies that may consist of individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. He holds a Bachelor of Business Administration degree in Finance from Eastern Michigan University and has earned several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional work, Brian supports organizations such as the Junior Diabetes Research Foundation, American Diabetes Foundation, Faustman Labs, Eversight, The Humane Society, and his alma mater. He enjoys antiquing, golfing, music, and spending time with his family.

Melissa Southwell is a financial advisor with LPL Financial based in Southfield, MI, holding a Series 66 designation and 13 years of industry experience. Her prior roles include positions at Cetera Wealth Services, Avantax Investment Services, and Raymond James Financial Services. She serves on the board of the Livonia Kiwanis Club Early Risers Foundation and is involved in coordinating tax services through the Center for Tax Planning. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of investment solutions, including financial planning, model portfolios, and institutional platforms, supported by advisor-facing tools and extensive non-advisory financial services.

Jasmine Pratt is a Planning Consultant at Fidelity Investments with experience in financial planning and client relationship management. She holds securities and insurance licenses, enabling her to assist clients with comprehensive financial planning services. Her professional background includes roles at Fidelity Investments, where she has served as a Planning Consultant since 2025, a Relationship Manager from 2023 to 2025, and a High Net Worth Associate from 2021 to 2023. Prior to that, she worked as a Financial Solutions Advisor at Merrill Lynch from 2019 to 2021. Outside of her professional career, Jasmine enjoys activities such as attending comedy events, exploring food, socializing with friends, watching movies, and listening to music.

Ashley Kremhelmer is a CFP® professional with 17 years of experience in the financial services industry. She is currently with Edelman Financial Engines and has prior experience at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services LLC. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub‑advisory services, and supports a large client base through both advisor-led and online platforms.

Bruce Townsend is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and over 34 years of industry experience. His prior work includes roles at Wells Fargo Clearing Services LLC, Bank of America, N.A., and Merrill. Townsend also serves as successor trustee for the Ralph and Phyllis Townsend Trust. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a large nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through multi-manager platforms and various program structures.

John Garry is a financial advisor at Ameriprise with six years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2020. His prior experience includes roles at Summit Insurance, LaFontaine and Sons Landscaping, and Central Michigan University. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides tailored, non-discretionary recommendations focused on dependable income and tax-aware withdrawal strategies.

Pete Sebastian is a Financial Advisor with Merrill Lynch Wealth Management, serving as a Merrill Financial Solutions Advisor. In this role, he collaborates with individuals and families to develop personalized investment strategies aimed at preserving and growing their wealth. He focuses on areas including family wealth management strategies, managing new wealth, and personal retirement planning. Sebastian holds a Bachelor's Degree from Purdue University and has earned the Personal Investment Advisor (PIA) designation. He works closely with clients to understand their financial goals and provides guidance on investing, retirement planning, and preparing for unexpected financial needs. He also coordinates with Bank of America specialists to offer comprehensive solutions encompassing banking, credit, home financing, and small business services. Outside of his professional responsibilities, Sebastian is involved with American Corporate Partners. His personal interests include baseball, football, traveling, and watching movies.

Elizabeth Williams is a financial advisor with J.P. Morgan Securities in Livonia, MI, holding Series 63 and Series 65 designations and bringing 24 years of industry experience. Her career includes roles at J.P. Morgan Securities, Jpmorgan Chase Bank, Citizens Securities, Executive Wealth Management, Invest Financial Corporation, and Chase Investment Services. She is also involved as an owner and partner in Overflow Plumbing LLC, where she assists with banking and bookkeeping. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s non-discretionary advisory program emphasizes written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a range of derivatives and commodities capabilities.

Lindsy Partridge is a Financial Advisor with Merrill Lynch Wealth Management, where she collaborates with the Salvia Clancy team. She joined Merrill in 2024, bringing over 15 years of experience in financial services. Lindsy began her career in 2007 at JP Morgan Chase in Chicago, advancing to the role of Private Client Advisor and earning recognition as a National Achiever for her client service and financial guidance. Her expertise encompasses college education planning, family wealth management, legacy planning, managing new wealth, personal retirement planning, women and wealth, tax minimization, and retirement income strategies. Lindsy holds a Bachelor of Arts degree from Kenyon College and maintains Series 7 and 66 FINRA registrations. She is also a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA), and she is fluent in Spanish. Lindsy lives in Troy, Michigan with her husband and two children. Outside of her professional endeavors, she enjoys cooking, reading, running, traveling, and spending time with her family. She and her family have traveled to over 30 countries.

Reid Beyerlein is a financial advisor at Raymond James Financial with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Raymond James Financial and its related entities since 2007. Outside of his advisory role, he owns and operates two businesses: Bline Investments and Ties Like Me, a networking organization. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm offers tailored non-discretionary planning and supports advisory programs with a focus on risk profiling and outcome modeling.

Dean Graham is a Senior Financial Advisor with Merrill Lynch Wealth Management. He serves individuals, families, and businesses by applying customized financial strategies, including equity option programs, to manage portfolio risk, enhance cash flow, and support client objectives. Dean holds the designation of Personal Investment Advisor (PIA) and has over 30 years of experience in financial advisory services. Dean earned a Bachelor of Arts in Marketing with an emphasis in Economics from Michigan State University. He has been actively involved in the Grosse Pointe community, including participation with the Grosse Pointe South Dugout Club. Dean and his family reside in Grosse Pointe Park, Michigan.

Steve Chang is a CFP® with 23 years of industry experience and has been with Edward Jones since 2002. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he is a member of Chang Company Limited LLC, a commercial rental business. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs and investment solutions supported by a nationwide network of more than 23,000 financial advisors.

David Harris is a financial advisor at Stifel with 41 years of industry experience. He has been with Stifel since 2007 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves as President and Executive Officer of the Michigan Youth Soccer League, overseeing travel competition activities. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to support client asset allocation and financial planning.