Michael Leonard Jr. is a financial advisor with Wells Fargo Advisors in Plymouth, MI, holding Series 63 and Series 65 licenses and possessing 38 years of industry experience. He has been with Wells Fargo Advisors since 2014. Leonard co-owns Golden Rule Investments, an investment-related business, which he operates with his spouse. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides a wide range of investment and financial planning services to individuals, trusts, and institutional clients. The firm offers tailored recommendations using proprietary research and planning tools, with a focus on discrete planning engagements across multiple financial planning areas.

Christopher Durden is a financial advisor at Merrill with 12 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill since 2014, based in Farmington Hills, MI. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts, with support for trading, administration, and custody.

David Smith is a financial advisor with Primerica Advisors in Wixom, MI, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked with Primerica Financial Services since 2002 and Primerica Advisors since 2004. From 2018 to 2023, he was involved with Akillez Marketing Corp. Outside of advising, he engages in the sale of home security and automation products through part-time referrals for affiliates of Primerica. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, using model-delivery strategies developed by third-party asset managers. The firm operates at scale with thousands of advisors and offices, offering portfolio options that include strategic, tactical, tax-managed, and income-distribution models.

John Pettifurd is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop personalized financial plans aimed at achieving their financial goals. He has held this role since 2025 and has been with Fidelity Investments since 2023, progressing through positions including Planning Consultant and Financial Representative. Prior to joining Fidelity Investments, John gained experience as a Relationship Banker at J.P. Morgan Securities LLC from 2019 to 2023, and as a Personal Banker at JPMorgan Chase Bank N.A. from 2018 to 2019. His background spans various aspects of financial services, contributing to his expertise in client relationship management and financial planning. Outside of his professional work, John has interests that include the beach, football, lakes, parenthood, pets, and traveling.

Andrew Vane is a financial advisor with Raymond James Financial, holding a Series 66 designation. He has experience working at Raymond James Financial Services Advisors, Inc., Legacy Financial Inc., and Raymond James Financial Services, Inc. Outside of finance, he has engineering experience with YA Engineering Services and Donan Engineering, and previously worked at Eastern Michigan University. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and charities. The firm offers tailored, non-discretionary planning and utilizes advanced analytical tools, while also supporting municipal and public finance activities and specialized advisory programs.

Stephen Kucharski is a financial advisor with Charles Schwab & Co., Inc., holding Series 63 and Series 65 credentials and 28 years of industry experience. His prior roles include positions at TD Ameritrade, TD Ameritrade Investment Management, LLC, and SCOTTRADE, Inc. He serves as an elder at First Presbyterian Church in Royal Oak. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Crysta Manthei is a financial advisor with LPL Financial, holding a Series 66 designation and three years of industry experience. She has been with LPL Financial since 2022 and has prior involvement with the Wharton Center for Performing Arts, the Michigan Association of Broadcasters, and the Lansing Symphony Orchestra. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Ronald Shmyr is a financial advisor at Raymond James & Associates with 42 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining Raymond James in 2025, he worked for UBS Financial Services for 17 years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individual, institutional, and municipal clients, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Sandeep Sidhu is a financial advisor with Merrill in Farmington Hills, MI, holding a Series 66 designation and four years of industry experience. Prior to joining Merrill and Bank of America N.A. in 2022, he worked at Certus X Partners for five years and Eaton Corporation for ten years. He maintains a passive advisory role as a director at Certus X Partners LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Jessica Axelsson is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at The Huntington Investment Company, LPL Financial, and Rent North Equipment, LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm operates within the larger J.P. Morgan broker-dealer and banking organization and offers a range of investment options, including affiliated funds.

Jared Kersten is a financial advisor with Cetera and holds Series 63 and Series 65 licenses. He has 12 years of industry experience, including roles at Fisher Investments and PNC Bank. His current tenure at Cetera includes multiple entities within the firm since 2025. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services and operates a multi-manager platform with access to both affiliated and third-party investment strategies.

Jonathan Montville is a financial advisor at UBS Financial Services with 11 years of industry experience. He holds the Series 66 designation and has worked at UBS since 2017, following prior roles at Bank of America and Merrill in 2016–2017. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations.

Anthony Legg is a financial advisor at Edelman Financial Engines with two years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining Edelman Financial Engines, he worked at Empower Financial Services and has experience in various other roles including real estate and healthcare-related positions. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a proprietary, committee-driven modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment management with an emphasis on diversified model portfolios and long-term orientation.

Jason Newel is a financial advisor with LPL Financial based in Plymouth, MI. He holds Series 63 and Series 66 licenses and has three years of industry experience. His prior roles include positions at W&S Brokerage Services and Western & Southern Life, as well as experience outside finance in construction and education. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a broad range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and diverse investment strategies.

David Engstrom is a financial advisor at Charles Schwab with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has held prior positions at Fifth Third Bank, Cetera, and LPL Financial. Engstrom is currently based in Novi, Michigan. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options with multi-asset model portfolios and centralized operational support.

Michael Mercer is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Diane Winner is a financial advisor with LPL Financial in Ann Arbor, MI, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. She has been with LPL Financial and the Bank of Ann Arbor since 2013. Outside of her advisory role, she competes as a powerlifter in regional and national competitions. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, supported by research and model portfolios, and provides both discretionary and non-discretionary management services.

Juliette Gassner is a Series 66-licensed financial advisor at Morgan Stanley with two years of industry experience. Prior to joining Morgan Stanley, she worked in roles including at Draught Horse Brewery and Powerhouse Gym. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a wide range of advisory programs and financial planning services supported by firm-approved tools and methodologies.

Mark Dickinson is a financial advisor with Merrill in Farmington Hills, MI, holding a Series 66 designation and 11 years of industry experience. He has been with Merrill and Bank of America N.A. since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Abraham Robertson is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Ameriprise since 2023. He previously worked at Riversource Distributors Inc. for eight years. Outside of his advisory work, he co-owns Clarity Tax Professionals, LLC, a tax preparation business, and Acres of Eden LLC, a farm operation in Fergus Falls, MN. Ameriprise offers retirement-income planning services focused on clients approaching or in retirement with significant investable assets. The firm provides tailored, research-driven recommendations through a centralized consulting team, combining modeling techniques and tax-efficiency analysis to support client income strategies.